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Software · head to head

Conta Azul vs Adyen

Conta Azul logo

Conta Azul

Software

Brazilian ERP for micro and small businesses to manage finances and operations

From
On request
Rated
-
Full reviewWebsite
Adyen logo

Adyen

Software

The payments platform built for growth

From
$29/month
Rated
-
Full reviewWebsite

The short version

  • Each has a real cost: Conta Azul entry Essencial plan is restricted to businesses earning up to R$81K annually and only 1 user access, so it does not scale with the company; Adyen there is a minimum monthly invoice, set by industry and business model and only disclosed through the sales team, so small volumes are not economic

Where they differ

Only the attributes on which Conta Azul and Adyen actually diverge.

Attributes where Conta Azul and Adyen differ
AttributeConta AzulAdyen
Starting priceOn request$29/month
Pricing modelsubscriptionusage-based
PlatformsWebWeb, Api, Pos
FoundedUnknown2006

Identical on both: free tier (No), user rating (Not yet rated), category (Unknown).

What each one covers

Drawn from each product's published feature list. An absence here means we hold no record of it - not that the product lacks it.

Only in Conta Azul

Nothing recorded that Adyen does not also cover.

Only in Adyen

  • Payment processing
  • Risk management
  • Unified commerce
  • Issuing
  • Platform payments
  • SAP
  • Salesforce
  • Oracle

What people use each for

The jobs each tool is most often brought in to do.

Conta Azul

No use cases recorded yet. See the Conta Azul review.

Adyen

  • Card acquiring with interchange plus pricing for larger merchantsnot Conta Azul
  • Accepting local payment methods across multiple countriesnot Conta Azul
  • Settling in several currencies through linked bank accountsnot Conta Azul
  • Unified online and in-person paymentsnot Conta Azul

Where each one falls short

Documented limitations, not opinions. Every one is a constraint you would hit in normal use.

Conta Azul

  • Entry Essencial plan is restricted to businesses earning up to R$81K annually and only 1 user access, so it does not scale with the company
  • Plan eligibility is tied to annual revenue bands (up to R$81K, R$81K-R$360K, R$360K-R$1.5M, R$1.5M+), not just feature needs, so a fast-growing business must upgrade plans as revenue crosses thresholds

Adyen

  • There is a minimum monthly invoice, set by industry and business model and only disclosed through the sales team, so small volumes are not economic
  • Published fees are indicative rather than a rate card, with real pricing negotiated
  • Interchange++ means the card cost varies per transaction rather than being a single predictable percentage
  • Alternative payment methods carry their own rates on top, such as 3.3 percent plus $0.10 for American Express in North America

Pricing, plan by plan

Conta Azul

On request

No published plan breakdown. See the Conta Azul review.

Adyen

$29/month
  • CustomFree
    • Payment processing
    • Risk management
    • Unified commerce

Which should you pick?

Choose Conta Azul if

Nothing in the data separates Conta Azul from Adyen on the points above - pick on price and on how each one feels to use.

Conta Azul review

Choose Adyen if

  • You need payment processing.
  • You work on Web, Api, Pos.
  • You also want risk management.
Adyen review

Questions people ask

Is Conta Azul or Adyen better?
Neither clearly leads. Conta Azul starts at On request and Adyen at $29/month, and user ratings are close enough to be indistinguishable. Choose on capability and platform support.
Which is cheaper, Conta Azul or Adyen?
Conta Azul starts at On request and Adyen at $29/month.
Does Conta Azul or Adyen run on more platforms?
Conta Azul runs on Web. Adyen runs on Web, Api, Pos.
What can Conta Azul do that Adyen cannot?
Adyen covers Payment processing, Risk management, Unified commerce, Issuing.
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