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Software · head to head

Chanty vs Melio

Chanty logo

Chanty

Software

Simple, easy to use, all-in-one team collaboration tool

From
Free
Rated
-
Full reviewWebsite
Melio logo

Melio

Software

Simple business payments

From
Free
Rated
-
Full reviewWebsite

The short version

  • Each has a real cost: Chanty free plan caps at 5 team members; Melio go (free) plan limited to one user only

Where they differ

Only the attributes on which Chanty and Melio actually diverge.

Attributes where Chanty and Melio differ
AttributeChantyMelio
PlatformsWebWeb, Mobile app
FoundedUnknown2018

Identical on both: starting price (Free), pricing model (freemium), free tier (Yes), user rating (Not yet rated), category (Unknown).

What each one covers

Drawn from each product's published feature list. An absence here means we hold no record of it - not that the product lacks it.

Only in Chanty

Nothing recorded that Melio does not also cover.

Only in Melio

  • Vendor payments
  • Card to check
  • Payment scheduling
  • Approval workflows
  • QuickBooks sync
  • QuickBooks
  • Xero
  • FreshBooks

What people use each for

The jobs each tool is most often brought in to do.

Chanty

No use cases recorded yet. See the Chanty review.

Melio

  • Accounts payable automationnot Chanty
  • Bill management and payment schedulingnot Chanty
  • Multi-vendor payment processingnot Chanty
  • Invoice receivables and payment collectionnot Chanty

Where each one falls short

Documented limitations, not opinions. Every one is a constraint you would hit in normal use.

Chanty

  • Free plan caps at 5 team members
  • Enterprise tier publishes no price and requires contacting sales
  • Monthly billing costs roughly 33% more per seat than annual billing on the Business plan, based on the vendor's own comparison of monthly versus annual per-user rates

Melio

  • Go (free) plan limited to one user only
  • ACH charges £0.50 per transaction beyond monthly allowance (5-50 free depending on plan)
  • Card payment fees range from 2.9% to 2.9% plus £75 maximum
  • International payments limited to select currencies only
  • NetSuite integration only available in Unlimited plan (£80/month minimum)

Pricing, plan by plan

Chanty

Free

No published plan breakdown. See the Chanty review.

Melio

Free

No published plan breakdown. See the Melio review.

Which should you pick?

Choose Chanty if

  • You want to start without paying.
Chanty review

Choose Melio if

  • You need vendor payments.
  • You want to start without paying.
  • You work on Web, Mobile app.
  • You also want card to check.
Melio review

Questions people ask

Is Chanty or Melio better?
Neither clearly leads. Chanty starts at Free and Melio at Free, and user ratings are close enough to be indistinguishable. Choose on capability and platform support.
Which is cheaper, Chanty or Melio?
Chanty starts at Free and Melio at Free.
Does Chanty or Melio run on more platforms?
Chanty runs on Web. Melio runs on Web, Mobile app.
Can I use Chanty for free?
Both have a free tier, so you can try either at no cost before committing.
What can Chanty do that Melio cannot?
Melio covers Vendor payments, Card to check, Payment scheduling, Approval workflows.
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Related pages

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