Softwr

Accounting & Finance · head to head

Adyen vs Productive

Adyen logo

Adyen

Accounting & Finance

The payments platform built for growth

From
$29/month
Rated
-
Productive logo

Productive

Professional Services

Run projects, budgets and resources in one place

From
On request
Rated
-

The short version

  • Each has a real cost: Adyen there is a minimum monthly invoice, set by industry and business model and only disclosed through the sales team, so small volumes are not economic; Productive essential plan is capped at 5 account-level custom fields and 1 CRM pipeline versus 15 fields and 3 pipelines on Professional

Where they differ

Only the attributes on which Adyen and Productive actually diverge.

Attributes where Adyen and Productive differ
AttributeAdyenProductive
Starting price$29/monthOn request
Pricing modelusage-basedquote
PlatformsWeb, Api, PosWeb
CategoryAccounting & FinanceProfessional Services
Founded2006Unknown

Identical on both: free tier (No), user rating (Not yet rated).

What each one covers

Drawn from each product's published feature list. An absence here means we hold no record of it - not that the product lacks it.

Only in Adyen

  • Payment processing
  • Risk management
  • Unified commerce
  • Issuing
  • Platform payments
  • SAP
  • Salesforce
  • Oracle

Only in Productive

Nothing recorded that Adyen does not also cover.

What people use each for

The jobs each tool is most often brought in to do.

Adyen

  • Card acquiring with interchange plus pricing for larger merchantsnot Productive
  • Accepting local payment methods across multiple countriesnot Productive
  • Settling in several currencies through linked bank accountsnot Productive
  • Unified online and in-person paymentsnot Productive

Productive

No use cases recorded yet. See the Productive review.

Where each one falls short

Documented limitations, not opinions. Every one is a constraint you would hit in normal use.

Adyen

  • There is a minimum monthly invoice, set by industry and business model and only disclosed through the sales team, so small volumes are not economic
  • Published fees are indicative rather than a rate card, with real pricing negotiated
  • Interchange++ means the card cost varies per transaction rather than being a single predictable percentage
  • Alternative payment methods carry their own rates on top, such as 3.3 percent plus $0.10 for American Express in North America

Productive

  • Essential plan is capped at 5 account-level custom fields and 1 CRM pipeline versus 15 fields and 3 pipelines on Professional
  • Ultimate tier for complex organizations is quote-only, listed as Let's talk with no published price

Pricing, plan by plan

Adyen

$29/month
  • CustomFree
    • Payment processing
    • Risk management
    • Unified commerce

Productive

On request

No published plan breakdown. See the Productive review.

Which should you pick?

Choose Adyen if

  • You need payment processing.
  • You work on Web, Api, Pos.
  • You also want risk management.

Choose Productive if

Nothing in the data separates Productive from Adyen on the points above - pick on price and on how each one feels to use.

Questions people ask

Is Adyen or Productive better?
Neither clearly leads. Adyen starts at $29/month and Productive at On request, and user ratings are close enough to be indistinguishable. Choose on capability and platform support.
Which is cheaper, Adyen or Productive?
Adyen starts at $29/month and Productive at On request.
Does Adyen or Productive run on more platforms?
Adyen runs on Web, Api, Pos. Productive runs on Web.
What is Adyen best used for?
Adyen is most often used for card acquiring with interchange plus pricing for larger merchants, accepting local payment methods across multiple countries, settling in several currencies through linked bank accounts, unified online and in-person payments. Of those, card acquiring with interchange plus pricing for larger merchants and accepting local payment methods across multiple countries are not what Productive is typically brought in for.
What can Adyen do that Productive cannot?
Adyen covers Payment processing, Risk management, Unified commerce, Issuing.

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