Accounting & Finance · head to head
Adyen vs FreshBooks

Adyen
Accounting & Finance
The payments platform built for growth
- From
- $29/month
- Rated
- -

FreshBooks
Professional Services
Accounting software that makes you look good
- From
- Free
- Rated
- -
The short version
- Only FreshBooks has a free tier, so it costs nothing to try first.
- Each has a real cost: Adyen there is a minimum monthly invoice, set by industry and business model and only disclosed through the sales team, so small volumes are not economic; FreshBooks lite tier limited to 5 clients maximum
- They diverge on capability: Adyen covers Payment processing, FreshBooks covers Invoicing.
Where they differ
Only the attributes on which Adyen and FreshBooks actually diverge.
| Attribute | Adyen | FreshBooks |
|---|---|---|
| Starting price | $29/month | Free |
| Pricing model | usage-based | Unknown |
| Free tier | No | Yes |
| Platforms | Web, Api, Pos | Web, iOS, Android |
| Category | Accounting & Finance | Professional Services |
| Founded | 2006 | 2003 |
Identical on both: user rating (Not yet rated).
What each one covers
Drawn from each product's published feature list. An absence here means we hold no record of it - not that the product lacks it.
Only in Adyen
- Payment processing
- Risk management
- Unified commerce
- Issuing
- Platform payments
- SAP
- Salesforce
- Oracle
Only in FreshBooks
- Invoicing
- Expense tracking
- Time tracking
- Project management
- Payments
- Financial reporting
- Proposals
- Mileage tracking
What people use each for
The jobs each tool is most often brought in to do.
Adyen
- Card acquiring with interchange plus pricing for larger merchantsnot FreshBooks
- Accepting local payment methods across multiple countriesnot FreshBooks
- Settling in several currencies through linked bank accountsnot FreshBooks
- Unified online and in-person paymentsnot FreshBooks
FreshBooks
- Invoicing and payment processingnot Adyen
- Time tracking and expense managementnot Adyen
- Multi-client project accountingnot Adyen
Where each one falls short
Documented limitations, not opinions. Every one is a constraint you would hit in normal use.
Adyen
- There is a minimum monthly invoice, set by industry and business model and only disclosed through the sales team, so small volumes are not economic
- Published fees are indicative rather than a rate card, with real pricing negotiated
- Interchange++ means the card cost varies per transaction rather than being a single predictable percentage
- Alternative payment methods carry their own rates on top, such as 3.3 percent plus $0.10 for American Express in North America
FreshBooks
- Lite tier limited to 5 clients maximum
- E-signatures, proposals, and client retainers unavailable on Lite and Plus tiers
- Advanced payment processing fee of £20/month on Plus tier (extra cost)
- Email customization and project profitability tracking restricted to Premium tier and above
- Offline mode not available; web-based only
Pricing, plan by plan
Adyen
$29/month- CustomFree
- Payment processing
- Risk management
- Unified commerce
FreshBooks
FreeNo published plan breakdown. See the FreshBooks review.
Which should you pick?
Choose Adyen if
- You need payment processing.
- You work on Web, Api, Pos.
- You also want risk management.
Choose FreshBooks if
- You need invoicing.
- You want to start without paying.
- You work on Web, iOS, Android.
- You also want expense tracking.
Questions people ask
- Is Adyen or FreshBooks better?
- Neither clearly leads. Adyen starts at $29/month and FreshBooks at Free, and user ratings are close enough to be indistinguishable. Choose on capability and platform support.
- Which is cheaper, Adyen or FreshBooks?
- FreshBooks has a free tier; the other does not. Paid plans start at $29/month for Adyen and Free for FreshBooks.
- Does Adyen or FreshBooks run on more platforms?
- Adyen runs on Web, Api, Pos. FreshBooks runs on Web, iOS, Android.
- Can I use FreshBooks for free?
- Yes. FreshBooks has a free tier, so you can try it without paying. Adyen starts at $29/month.
- What is Adyen best used for?
- Adyen is most often used for card acquiring with interchange plus pricing for larger merchants, accepting local payment methods across multiple countries, settling in several currencies through linked bank accounts, unified online and in-person payments. Of those, card acquiring with interchange plus pricing for larger merchants and accepting local payment methods across multiple countries are not what FreshBooks is typically brought in for.
- What can Adyen do that FreshBooks cannot?
- Adyen covers Payment processing, Risk management, Unified commerce, Issuing. FreshBooks covers Invoicing, Expense tracking, Time tracking, Project management.
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