Software · head to head
1Password vs Paymo
The short version
- Each has a real cost: 1Password no free tier; all plans require paid subscription; Paymo every advertised price rises after 3 months, with Plus going from $10.90 to $15.90 per user and Pro from $16.90 to $23.90
- They diverge on capability: 1Password covers Password generator, Paymo covers Task management.
Where they differ
Only the attributes on which 1Password and Paymo actually diverge.
Identical on both: free tier (No), user rating (Not yet rated), category (Unknown).
What each one covers
Drawn from each product's published feature list. An absence here means we hold no record of it - not that the product lacks it.
Only in 1Password
- Password generator
- Autofill
- Secure notes
- Credit card storage
- Document storage
- Two-factor authentication
- Watchtower security alerts
- Travel mode
Only in Paymo
- Task management
- Time tracking
- Invoicing
- Gantt charts
- Resource scheduling
- Slack
- Google Workspace
- Zapier
What people use each for
The jobs each tool is most often brought in to do.
1Password
- Password managementnot Paymo
- Secure document storagenot Paymo
- Team credential sharingnot Paymo
- Identity protectionnot Paymo
- Compliance managementnot Paymo
Paymo
- Project management with time tracking and invoicing for agenciesnot 1Password
- Tracking billable hours and project profitabilitynot 1Password
Where each one falls short
Documented limitations, not opinions. Every one is a constraint you would hit in normal use.
1Password
- No free tier; all plans require paid subscription
- Offline access requires prior device sync; cannot add new passwords while offline
- Enterprise plan does not include free trial access
Paymo
- Every advertised price rises after 3 months, with Plus going from $10.90 to $15.90 per user and Pro from $16.90 to $23.90
- The free plan allows 1 user, 1 client and 2 projects
- The Solo plan is still capped at 3 clients and 5 projects
- Gantt charts, task dependencies and scheduling require the Plus plan
- Integrations are excluded from both the free and Solo plans
Pricing, plan by plan
1Password
$2.99/monthNo published plan breakdown. See the 1Password review.
Paymo
On request- FreeFree
- 1 user
- Basic features
- Starter$4.95/month
- Time tracking
- Kanban
- Invoicing
Which should you pick?
Choose 1Password if
- You need password generator.
- You work on macOS, Windows, iOS, Android, Linux, Web.
- You also want autofill.
Choose Paymo if
- You need task management.
- You work on Web, Ios, Android, Desktop.
- You also want time tracking.
Questions people ask
- Is 1Password or Paymo better?
- Neither clearly leads. 1Password starts at $2.99/month and Paymo at On request, and user ratings are close enough to be indistinguishable. Choose on capability and platform support.
- Which is cheaper, 1Password or Paymo?
- 1Password starts at $2.99/month and Paymo at On request.
- Does 1Password or Paymo run on more platforms?
- 1Password runs on macOS, Windows, iOS, Android, Linux, Web. Paymo runs on Web, Ios, Android, Desktop.
- What is 1Password best used for?
- 1Password is most often used for password management, secure document storage, team credential sharing, identity protection. Of those, password management and secure document storage are not what Paymo is typically brought in for.
- What can 1Password do that Paymo cannot?
- 1Password covers Password generator, Autofill, Secure notes, Credit card storage. Paymo covers Task management, Time tracking, Invoicing, Gantt charts.
Answered from the vendors’ own pages
1Password: Does 1Password offer a free tier?
No. 1Password offers no free tier as of July 2026, but provides a 14-day free trial with no credit card required for all plans except Enterprise.
Source1Password: Can I access 1Password offline?
Yes. The desktop app allows for offline access to your vault once you have synced your passwords to the device.
Source1Password: What is the pricing for individuals and families?
Individual plan costs 2.99 USD per month or 35.88 USD annually. Families plan costs 59.88 USD per year and includes five licenses with the ability to add more for 1 USD per month each.
Source1Password: What platforms does 1Password support?
1Password is available on macOS, Windows, iOS, Android, Linux, with browser extensions for Chrome, Firefox, Edge, Brave, and Safari.
SourceRelated pages
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