Software · pricing
Acorns pricing
Acorns publishes 3 tiers. Below is each one, what it adds over the tier beneath it, and where the ladder stops being worth climbing for most people.
- Entry price
- On request
- Model
- Subscription
- Tiers
- 3
- Free tier
- Not on record
Acorns plans, side by side
Every published tier in ascending order of price, with the number of features each one lists. An absence here means the record does not itemise it, not that the tier lacks it.
| Plan | Price | Features listed | Step up from the tier below |
|---|---|---|---|
| Lite | $4.99/month | 2 | Entry tier |
| Plus | $9.99/month | 3 | +$5/month, 3 more features |
| Premier | $19.99/month | 2 | +$9.999999999999998/month, 2 more features |
What each tier adds
The set difference between each tier's feature list and the one beneath it. Where a tier lists nothing new, the vendor has either stopped repeating the inherited list or the tier raises limits rather than adding capability, the record does not distinguish the two, so this page does not either.
Lite
$4.99/monthThe entry tier. It covers round-up investing, automated portfolio.
Plus
$9.99/monthOver Lite, this tier adds:
- All Lite features
- Checking account
- Dollar-based investing
Premier
$19.99/monthOver Plus, this tier adds:
- All Plus features
- Premium investing
What the product covers
The full Acorns feature record, grouped as the catalogue groups it. This is the product as a whole; the record does not map every feature onto a specific tier.
Core
- Round-up investing
- Automated investing
- Portfolio management
- Recurring investments
Integrations
- Bank accounts
- Credit cards
- Debit cards
Platform
- Web support
- IOS support
- Android support
People bring Acorns in for automated investing of spare change from everyday purchases, retirement saving through acorns later ira accounts, checking and high-yield savings alongside investing, custodial investing and debit cards for children through acorns early, earning cashback that is invested rather than banked. If that is not the job you are buying for, the alternatives to Acorns are worth a look before you commit to a tier.
Before you pay for Acorns
Three things this page cannot tell you, and all three change the bill. The record carries a price and a billing period but not the unit - per-seat and flat-rate pricing are indistinguishable in this data, so a five-person team may be looking at five times the figure above. It carries no annual rate, so any discount for paying yearly is not something this page can quote. And it carries no trial length.
What it can tell you is the shape of the ladder: 3 tiers between $4.99/month and $19.99/month, with the jump itemised above. With no free tier on record, the cheapest way to answer the rest is to compare Acorns against the tools that do have one before committing.
Acorns runs on web, ios, android, and is published by Acorns Advisers, Inc. of Irvine, California. The full record is on the Acorns review.
Acorns pricing questions
- How much does Acorns cost?
- Acorns publishes 3 tiers, from $4.99/month for Lite up to $19.99/month for Premier. The cheapest paid tier is $4.99/month.
- Does Acorns have a free plan?
- Not on the record we hold: Acorns is listed as subscription. Whether a free trial is offered is not something this record captures, so check the vendor's site.
- What is the difference between Lite and Plus on Acorns?
- Plus costs $9.99/month against $4.99/month, and adds all lite features, checking account, dollar-based investing.
- Is the Premier plan on Acorns worth it?
- That depends entirely on whether you need what it adds, which on the published record is all plus features, premium investing. It costs $19.99/month against $4.99/month for Lite. Softwr has not used either tier, so this page can tell you what changes, not whether it is worth the difference to you.
- What am I actually paying for with Acorns?
- The record lists 10 features across 3 areas: core, integrations, platform. In practice it is brought in for automated investing of spare change from everyday purchases, retirement saving through acorns later ira accounts, checking and high-yield savings alongside investing.
- Does Acorns charge per user?
- The record carries a price and a billing period for each of its 3 tiers, but not the unit that price is charged in. Per-seat and flat-rate billing look identical in this data, so check the vendor's page before budgeting for a team.
- Are these Acorns prices current?
- They are what the catalogue entry holds, refreshed when the entry is. Vendors change pricing without notice and nobody at Softwr re-verifies each tier by hand, so treat this as a structured summary and the vendor's own pricing page as the authority.
- What should I compare Acorns against before paying?
- Nothing else in this directory is filed close enough to Acorns to make a useful price comparison.