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Accounting & Finance · head to head

Zoho Books vs FloQast

Zoho Books logo

Zoho Books

Accounting & Finance

Simple, smart accounting software for growing businesses

From
Free
Rated
-
FloQast logo

FloQast

Accounting & Finance

Close management software for accounting teams

From
$29/month
Rated
-

The short version

  • Only Zoho Books has a free tier, so it costs nothing to try first.
  • Each has a real cost: Zoho Books payroll only available in Texas and California, limiting US usefulness; FloQast no pricing is published, and the vendor states packages scale with business outcomes rather than seat count, which gives a buyer no unit to estimate against
  • They diverge on capability: Zoho Books covers Invoicing, FloQast covers Close management.

Where they differ

Only the attributes on which Zoho Books and FloQast actually diverge.

Attributes where Zoho Books and FloQast differ
AttributeZoho BooksFloQast
Starting priceFree$29/month
Pricing modelUnknownsubscription
Free tierYesNo
PlatformsWeb, iOS, AndroidWeb
CategoryAccounting & FinanceUnknown
Founded19962013

Identical on both: user rating (Not yet rated).

What each one covers

Drawn from each product's published feature list. An absence here means we hold no record of it - not that the product lacks it.

Only in Zoho Books

  • Invoicing
  • Expense tracking
  • Bank reconciliation
  • Financial reports
  • Tax compliance
  • Zoho CRM
  • PayPal
  • Stripe

Only in FloQast

  • Close management
  • Reconciliation
  • Flux analysis
  • Audit prep
  • Team collaboration
  • NetSuite
  • QuickBooks
  • Sage

Both cover

  • SOC 2
  • GDPR
  • Web support

What people use each for

The jobs each tool is most often brought in to do.

Zoho Books

  • Invoicingnot FloQast
  • Expense managementnot FloQast
  • Tax preparationnot FloQast

FloQast

  • Managing the accounting close with checklists and reconciliationsnot Zoho Books
  • Automating account reconciliation and compliance workflowsnot Zoho Books

Where each one falls short

Documented limitations, not opinions. Every one is a constraint you would hit in normal use.

Zoho Books

  • Payroll only available in Texas and California, limiting US usefulness
  • Limited access to historical financial data compared to competitors
  • Customer support is slow with long response times and frustrating workarounds
  • Fewer integrations than QuickBooks Online and Xero
  • User limit restrictions (1-15 depending on plan) compared to Xero's unlimited users
  • Occasional inaccuracies in automatic exchange rate updates for international transactions

FloQast

  • No pricing is published, and the vendor states packages scale with business outcomes rather than seat count, which gives a buyer no unit to estimate against
  • The product is split into five separately packaged solution categories
  • Every route to a figure runs through a personalised demo

Pricing, plan by plan

Zoho Books

Free
  • FreeFree
    • 1 user + accountant
    • Unlimited invoices
  • Standard$20/month
    • 3 users
    • Core accounting
  • Professional$60/month
    • 5 users
    • Advanced reporting
  • Premium$120/month
    • 10 users
    • Inventory management

FloQast

$29/month
  • StandardFree
    • Custom pricing
    • Close management
    • Reconciliation

Which should you pick?

Choose Zoho Books if

  • You need invoicing.
  • You want to start without paying.
  • You work on Web, iOS, Android.
  • You also want expense tracking.

Choose FloQast if

  • You need close management.
  • You also want reconciliation.

Questions people ask

Is Zoho Books or FloQast better?
Neither clearly leads. Zoho Books starts at Free and FloQast at $29/month, and user ratings are close enough to be indistinguishable. Choose on capability and platform support.
Which is cheaper, Zoho Books or FloQast?
Zoho Books has a free tier; the other does not. Paid plans start at Free for Zoho Books and $29/month for FloQast.
Does Zoho Books or FloQast run on more platforms?
Zoho Books runs on Web, iOS, Android. FloQast runs on Web.
Can I use Zoho Books for free?
Yes. Zoho Books has a free tier, so you can try it without paying. FloQast starts at $29/month.
What is Zoho Books best used for?
Zoho Books is most often used for invoicing, expense management, tax preparation. Of those, invoicing and expense management are not what FloQast is typically brought in for.
What can Zoho Books do that FloQast cannot?
Zoho Books covers Invoicing, Expense tracking, Bank reconciliation, Financial reports. FloQast covers Close management, Reconciliation, Flux analysis, Audit prep. Both handle SOC 2, GDPR, Web support.

Answered from the vendors’ own pages

Zoho Books: Does Zoho Books support payroll?

Zoho Books offers limited payroll integration available only in Texas and California currently. Outside these states, users must use separate payroll software.

Source
Zoho Books: How many users can access one account?

User limits vary by plan: Free tier (1 user + accountant), Standard (3 users), Professional (5 users), Premium (10 users), Elite (15 users). Each business requires separate subscription.

Source
Zoho Books: What integrations does Zoho Books support?

Zoho Books integrates with Shopify, WooCommerce, Razorpay, PayPal, Stripe, Salesforce, Google Sheets, and 500+ apps via Zapier. It integrates with other Zoho products like Zoho Inventory and Zoho Projects.

Source

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