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Wise Business vs Conta Azul

Wise Business logo

Wise Business

Software

The smart way to send and receive business payments

From
$29/month
Rated
-
Full reviewWebsite
Conta Azul logo

Conta Azul

Software

Brazilian ERP for micro and small businesses to manage finances and operations

From
On request
Rated
-
Full reviewWebsite

The short version

  • Each has a real cost: Wise Business opening a Wise Business account in the UK carries a one off setup fee of 50 GBP; Conta Azul entry Essencial plan is restricted to businesses earning up to R$81K annually and only 1 user access, so it does not scale with the company

Where they differ

Only the attributes on which Wise Business and Conta Azul actually diverge.

Attributes where Wise Business and Conta Azul differ
AttributeWise BusinessConta Azul
Starting price$29/monthOn request
Pricing modelusage-basedsubscription
PlatformsWeb, Ios, Android, ApiWeb
Founded2011Unknown

Identical on both: free tier (No), user rating (Not yet rated), category (Unknown).

What each one covers

Drawn from each product's published feature list. An absence here means we hold no record of it - not that the product lacks it.

Only in Wise Business

  • Multi-currency accounts
  • International transfers
  • Batch payments
  • API access
  • Team management
  • Xero
  • QuickBooks
  • Various

Only in Conta Azul

Nothing recorded that Wise Business does not also cover.

What people use each for

The jobs each tool is most often brought in to do.

Wise Business

  • Holding and converting multiple currencies as a businessnot Conta Azul
  • Paying international suppliers and contractors at the mid market ratenot Conta Azul
  • Receiving payments into local currency account details in several countriesnot Conta Azul

Conta Azul

No use cases recorded yet. See the Conta Azul review.

Where each one falls short

Documented limitations, not opinions. Every one is a constraint you would hit in normal use.

Wise Business

  • Opening a Wise Business account in the UK carries a one off setup fee of 50 GBP
  • Volume discounts on transfers start only above 20,000 GBP equivalent sent per month

Conta Azul

  • Entry Essencial plan is restricted to businesses earning up to R$81K annually and only 1 user access, so it does not scale with the company
  • Plan eligibility is tied to annual revenue bands (up to R$81K, R$81K-R$360K, R$360K-R$1.5M, R$1.5M+), not just feature needs, so a fast-growing business must upgrade plans as revenue crosses thresholds

Pricing, plan by plan

Wise Business

$29/month
  • StandardFree
    • Multi-currency account
    • Real exchange rate
    • Batch payments

Conta Azul

On request

No published plan breakdown. See the Conta Azul review.

Which should you pick?

Choose Wise Business if

  • You need multi-currency accounts.
  • You work on Web, Ios, Android, Api.
  • You also want international transfers.
Wise Business review

Choose Conta Azul if

Nothing in the data separates Conta Azul from Wise Business on the points above - pick on price and on how each one feels to use.

Conta Azul review

Questions people ask

Is Wise Business or Conta Azul better?
Neither clearly leads. Wise Business starts at $29/month and Conta Azul at On request, and user ratings are close enough to be indistinguishable. Choose on capability and platform support.
Which is cheaper, Wise Business or Conta Azul?
Wise Business starts at $29/month and Conta Azul at On request.
Does Wise Business or Conta Azul run on more platforms?
Wise Business runs on Web, Ios, Android, Api. Conta Azul runs on Web.
What is Wise Business best used for?
Wise Business is most often used for holding and converting multiple currencies as a business, paying international suppliers and contractors at the mid market rate, receiving payments into local currency account details in several countries. Of those, holding and converting multiple currencies as a business and paying international suppliers and contractors at the mid market rate are not what Conta Azul is typically brought in for.
What can Wise Business do that Conta Azul cannot?
Wise Business covers Multi-currency accounts, International transfers, Batch payments, API access.
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