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Software · head to head

Mint vs Square Cash

Mint logo

Mint

Software

All your money in one app

From
Free
Rated
-
Full reviewWebsite
S

Square Cash

Software

Send money easily with Square Cash

From
Free
Rated
-
Full reviewWebsite

The short version

  • Each has a real cost: Mint service transitioned to Credit Karma platform; standalone Mint features migrated elsewhere; Square Cash cash App Green status (higher savings rate, free in-network ATM withdrawals, overdraft coverage) requires spending $500 or depositing $300 in Qualifying purchases/deposits per month, per the App Store listing
  • They diverge on capability: Mint covers Expense tracking, Square Cash covers Money transfers.

Where they differ

Only the attributes on which Mint and Square Cash actually diverge.

Attributes where Mint and Square Cash differ
AttributeMintSquare Cash
PlatformsWeb, iOS, AndroidIOS, Android
Founded20062014

Identical on both: starting price (Free), pricing model (free), free tier (Yes), user rating (Not yet rated), category (Unknown).

What each one covers

Drawn from each product's published feature list. An absence here means we hold no record of it - not that the product lacks it.

Only in Mint

  • Expense tracking
  • Budgets
  • Bill tracking
  • Credit score monitoring
  • Financial insights
  • Bank connections
  • Bank-level encryption
  • Verisign secured

Only in Square Cash

  • Money transfers
  • Instant deposits
  • Transaction history
  • Customer support
  • Bank accounts
  • IOS support

Both cover

  • Android support

What people use each for

The jobs each tool is most often brought in to do.

Mint

  • Legacy free budget tracking for users with supported bank connectionsnot Square Cash
  • Users transitioning to Credit Karma for continued money management featuresnot Square Cash

Square Cash

  • Budget Managementnot Mint
  • Expense Trackingnot Mint
  • Investment Trackingnot Mint

Where each one falls short

Documented limitations, not opinions. Every one is a constraint you would hit in normal use.

Mint

  • Service transitioned to Credit Karma platform; standalone Mint features migrated elsewhere
  • Bank connections supported for only 17,000 financial institutions; many regional or international banks not supported

Square Cash

  • Cash App Green status (higher savings rate, free in-network ATM withdrawals, overdraft coverage) requires spending $500 or depositing $300 in Qualifying purchases/deposits per month, per the App Store listing

Pricing, plan by plan

Mint

Free

No published plan breakdown. See the Mint review.

Square Cash

Free
  • FreeFree
    • P2P transfers
    • Instant deposits
    • Mobile app

Which should you pick?

Choose Mint if

  • You need expense tracking.
  • You want to start without paying.
  • You work on Web, iOS, Android.
  • You also want budgets.
Mint review

Choose Square Cash if

  • You need money transfers.
  • You want to start without paying.
  • You work on IOS, Android.
  • You also want instant deposits.
Square Cash review

Questions people ask

Is Mint or Square Cash better?
Neither clearly leads. Mint starts at Free and Square Cash at Free, and user ratings are close enough to be indistinguishable. Choose on capability and platform support.
Which is cheaper, Mint or Square Cash?
Mint starts at Free and Square Cash at Free.
Does Mint or Square Cash run on more platforms?
Mint runs on Web, iOS, Android. Square Cash runs on IOS, Android.
Can I use Mint for free?
Both have a free tier, so you can try either at no cost before committing.
What is Mint best used for?
Mint is most often used for legacy free budget tracking for users with supported bank connections, users transitioning to credit karma for continued money management features. Of those, legacy free budget tracking for users with supported bank connections and users transitioning to credit karma for continued money management features are not what Square Cash is typically brought in for.
What can Mint do that Square Cash cannot?
Mint covers Expense tracking, Budgets, Bill tracking, Credit score monitoring. Square Cash covers Money transfers, Instant deposits, Transaction history, Customer support. Both handle Android support.
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