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Personal Finance · head to head

Banktivity vs Square Cash

Banktivity logo

Banktivity

Personal Finance

Personal finance for Mac and iOS

From
On request
Rated
-
Full reviewWebsite
S

Square Cash

Personal Finance

Send money easily with Square Cash

From
Free
Rated
-
Full reviewWebsite

The short version

  • Only Square Cash has a free tier, so it costs nothing to try first.
  • Each has a real cost: Banktivity runs on macOS, iPhone and iPad only, with no Windows, Android or web version; Square Cash cash App Green status (higher savings rate, free in-network ATM withdrawals, overdraft coverage) requires spending $500 or depositing $300 in Qualifying purchases/deposits per month, per the App Store listing
  • They diverge on capability: Banktivity covers Account tracking, Square Cash covers Money transfers.

Where they differ

Only the attributes on which Banktivity and Square Cash actually diverge.

Attributes where Banktivity and Square Cash differ
AttributeBanktivitySquare Cash
Starting priceOn requestFree
Pricing modelsubscriptionfree
Free tierNoYes
PlatformsMac, IOSIOS, Android
Founded20072014

Identical on both: user rating (Not yet rated), category (Personal Finance).

What each one covers

Drawn from each product's published feature list. An absence here means we hold no record of it - not that the product lacks it.

Only in Banktivity

  • Account tracking
  • Bill management
  • Investment tracking
  • Budget forecasting
  • Investment accounts
  • Mac support

Only in Square Cash

  • Money transfers
  • Instant deposits
  • Transaction history
  • Customer support
  • Android support

Both cover

  • Bank accounts
  • IOS support

What people use each for

The jobs each tool is most often brought in to do.

Banktivity

  • Personal budgeting and money management on a Macnot Square Cash
  • Investment and net worth trackingnot Square Cash
  • Retirement planning projectionsnot Square Cash
  • Connecting to over 14,000 financial institutionsnot Square Cash

Square Cash

  • Budget Managementnot Banktivity
  • Expense Trackingnot Banktivity
  • Investment Trackingnot Banktivity

Where each one falls short

Documented limitations, not opinions. Every one is a constraint you would hit in normal use.

Banktivity

  • Runs on macOS, iPhone and iPad only, with no Windows, Android or web version
  • Pricing is not shown on the product page and sits behind a separate plans page

Square Cash

  • Cash App Green status (higher savings rate, free in-network ATM withdrawals, overdraft coverage) requires spending $500 or depositing $300 in Qualifying purchases/deposits per month, per the App Store listing

Pricing, plan by plan

Banktivity

On request
  • Monthly$4.99/month
    • Full feature access
    • Cloud sync
  • Annual$39.99/month
    • All monthly features
    • Discounted rate

Square Cash

Free
  • FreeFree
    • P2P transfers
    • Instant deposits
    • Mobile app

Which should you pick?

Choose Banktivity if

  • You need account tracking.
  • You work on Mac, IOS.
  • You also want bill management.
Banktivity review

Choose Square Cash if

  • You need money transfers.
  • You want to start without paying.
  • You work on IOS, Android.
  • You also want instant deposits.
Square Cash review

Questions people ask

Is Banktivity or Square Cash better?
Neither clearly leads. Banktivity starts at On request and Square Cash at Free, and user ratings are close enough to be indistinguishable. Choose on capability and platform support.
Which is cheaper, Banktivity or Square Cash?
Square Cash has a free tier; the other does not. Paid plans start at On request for Banktivity and Free for Square Cash.
Does Banktivity or Square Cash run on more platforms?
Banktivity runs on Mac, IOS. Square Cash runs on IOS, Android.
Can I use Square Cash for free?
Yes. Square Cash has a free tier, so you can try it without paying. Banktivity starts at On request.
What is Banktivity best used for?
Banktivity is most often used for personal budgeting and money management on a mac, investment and net worth tracking, retirement planning projections, connecting to over 14,000 financial institutions. Of those, personal budgeting and money management on a mac and investment and net worth tracking are not what Square Cash is typically brought in for.
What can Banktivity do that Square Cash cannot?
Banktivity covers Account tracking, Bill management, Investment tracking, Budget forecasting. Square Cash covers Money transfers, Instant deposits, Transaction history, Customer support. Both handle Bank accounts, IOS support.
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Related pages

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