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Personal Finance · head to head

Quicken vs Square Cash

Quicken logo

Quicken

Personal Finance

Take control of your finances

From
$3.99/month
Rated
-
Full reviewWebsite
S

Square Cash

Personal Finance

Send money easily with Square Cash

From
Free
Rated
-
Full reviewWebsite

The short version

  • Only Square Cash has a free tier, so it costs nothing to try first.
  • Each has a real cost: Quicken quicken Simplifi (cloud version) costs $3.99 annually if billed yearly, but renews at full price $6.99/month unless cancelled before renewal; Square Cash cash App Green status (higher savings rate, free in-network ATM withdrawals, overdraft coverage) requires spending $500 or depositing $300 in Qualifying purchases/deposits per month, per the App Store listing
  • They diverge on capability: Quicken covers Budget creation, Square Cash covers Money transfers.

Where they differ

Only the attributes on which Quicken and Square Cash actually diverge.

Attributes where Quicken and Square Cash differ
AttributeQuickenSquare Cash
Starting price$3.99/monthFree
Pricing modelsubscriptionfree
Free tierNoYes
PlatformsWeb, iOS, Android, Windows, macOSIOS, Android
Founded19832014

Identical on both: user rating (Not yet rated), category (Personal Finance).

What each one covers

Drawn from each product's published feature list. An absence here means we hold no record of it - not that the product lacks it.

Only in Quicken

  • Budget creation
  • Bill management
  • Investment tracking
  • Tax planning
  • Investment accounts
  • Credit cards
  • Windows support
  • Mac support

Only in Square Cash

  • Money transfers
  • Instant deposits
  • Transaction history
  • Customer support
  • Android support

Both cover

  • Bank accounts
  • IOS support

What people use each for

The jobs each tool is most often brought in to do.

Quicken

  • Individuals managing personal finances via Quicken Simplifi cloud app for budgeting and savings trackingnot Square Cash
  • Freelancers and self-employed managing business and personal finances via Quicken Business & Personal plannot Square Cash
  • Users preferring local data storage via Classic desktop editionsnot Square Cash

Square Cash

  • Budget Managementnot Quicken
  • Expense Trackingnot Quicken
  • Investment Trackingnot Quicken

Where each one falls short

Documented limitations, not opinions. Every one is a constraint you would hit in normal use.

Quicken

  • Quicken Simplifi (cloud version) costs $3.99 annually if billed yearly, but renews at full price $6.99/month unless cancelled before renewal
  • Renewal pricing significantly higher than introductory rate; annual cost jumps from $47.88 (promotional) to $83.88 (regular renewal)

Square Cash

  • Cash App Green status (higher savings rate, free in-network ATM withdrawals, overdraft coverage) requires spending $500 or depositing $300 in Qualifying purchases/deposits per month, per the App Store listing

Pricing, plan by plan

Quicken

$3.99/month

No published plan breakdown. See the Quicken review.

Square Cash

Free
  • FreeFree
    • P2P transfers
    • Instant deposits
    • Mobile app

Which should you pick?

Choose Quicken if

  • You need budget creation.
  • You work on Web, iOS, Android, Windows, macOS.
  • You also want bill management.
Quicken review

Choose Square Cash if

  • You need money transfers.
  • You want to start without paying.
  • You work on IOS, Android.
  • You also want instant deposits.
Square Cash review

Questions people ask

Is Quicken or Square Cash better?
Neither clearly leads. Quicken starts at $3.99/month and Square Cash at Free, and user ratings are close enough to be indistinguishable. Choose on capability and platform support.
Which is cheaper, Quicken or Square Cash?
Square Cash has a free tier; the other does not. Paid plans start at $3.99/month for Quicken and Free for Square Cash.
Does Quicken or Square Cash run on more platforms?
Quicken runs on Web, iOS, Android, Windows, macOS. Square Cash runs on IOS, Android.
Can I use Square Cash for free?
Yes. Square Cash has a free tier, so you can try it without paying. Quicken starts at $3.99/month.
What is Quicken best used for?
Quicken is most often used for individuals managing personal finances via quicken simplifi cloud app for budgeting and savings tracking, freelancers and self-employed managing business and personal finances via quicken business & personal plan, users preferring local data storage via classic desktop editions. Of those, individuals managing personal finances via quicken simplifi cloud app for budgeting and savings tracking and freelancers and self-employed managing business and personal finances via quicken business & personal plan are not what Square Cash is typically brought in for.
What can Quicken do that Square Cash cannot?
Quicken covers Budget creation, Bill management, Investment tracking, Tax planning. Square Cash covers Money transfers, Instant deposits, Transaction history, Customer support. Both handle Bank accounts, IOS support.
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