Personal Finance · head to head
Quicken vs Skrill
The short version
- Only Skrill has a free tier, so it costs nothing to try first.
- Each has a real cost: Quicken promotional pricing available only for annual billing; higher rates apply for monthly billing; Skrill a currency conversion fee of 4.49 percent applies to most conversions
- They diverge on capability: Quicken covers Budget creation, Skrill covers Money transfers.
- Prices and features above were last checked on 30 August 2026.
Where they differ
Only the attributes on which Quicken and Skrill actually diverge.
Identical on both: user rating (Not yet rated), category (Personal Finance).
What each one covers
Drawn from each product's published feature list. An absence here means we hold no record of it - not that the product lacks it.
Only in Quicken
- Budget creation
- Bill management
- Investment tracking
- Tax planning
- Investment accounts
- Windows support
- Mac support
Only in Skrill
- Money transfers
- Digital wallet
- Currency conversion
- Prepaid card
- Web support
- Android support
Both cover
- Bank accounts
- Credit cards
- IOS support
What people use each for
The jobs each tool is most often brought in to do.
Quicken
- Individuals managing personal finances via Quicken Simplifi cloud app for budgeting and savings trackingnot Skrill
- Freelancers and self-employed managing business and personal finances via Quicken Business & Personal plannot Skrill
- Users preferring local data storage via Classic desktop editionsnot Skrill
Skrill
- Sending money internationally from a prepaid digital walletnot Quicken
- Funding and withdrawing from online merchants and gaming sitesnot Quicken
- Buying and selling cryptocurrency inside a wallet accountnot Quicken
Where each one falls short
Documented limitations, not opinions. Every one is a constraint you would hit in normal use.
Quicken
- Promotional pricing available only for annual billing; higher rates apply for monthly billing
- Subscriptions auto-renew at current rates unless manually cancelled
Skrill
- A currency conversion fee of 4.49 percent applies to most conversions
- An inactivity fee of EUR 5.00 is deducted monthly after six months with no login or transaction
- Card deposits carry a 2.50 percent fee
- SWIFT bank withdrawals cost 2.80 percent with a minimum fee of EUR 3.5
- Skrill to Skrill transfers cost 2.99 percent with a EUR 0.50 minimum on standard accounts, reduced to 1.45 percent only for True Skriller accounts
- Crypto trading fees are tiered by VIP status, from 1.50 percent standard down to 1.30 percent at Gold and Diamond VIP
Pricing, plan by plan
Quicken
$3.99/month- Quicken Simplifi$3.99/month
- Billed annually at promotional rate
- Regular price $6.99/month
- Mobile and web access
- Quicken Business & Personal$4.99/month
- Billed annually at promotional rate
- Regular price $8.99/month
- Mobile and web access
Skrill
Free- Free AccountFree
- Money transfers
- Digital wallet
- Premier Account$undefined/month
- Higher limits
- Special rates
Which should you pick?
Choose Quicken if
- You need budget creation.
- You work on Web, iOS, Android, Windows, macOS.
- You also want bill management.
Choose Skrill if
- You need money transfers.
- You want to start without paying.
- You work on Web, IOS, Android.
- You also want digital wallet.
Questions people ask
- Is Quicken or Skrill better?
- Neither clearly leads. Quicken starts at $3.99/month and Skrill at Free, and user ratings are close enough to be indistinguishable. Choose on capability and platform support.
- Which is cheaper, Quicken or Skrill?
- Skrill has a free tier; the other does not. Paid plans start at $3.99/month for Quicken and Free for Skrill.
- Does Quicken or Skrill run on more platforms?
- Quicken runs on Web, iOS, Android, Windows, macOS. Skrill runs on Web, IOS, Android.
- Can I use Skrill for free?
- Yes. Skrill has a free tier, so you can try it without paying. Quicken starts at $3.99/month.
- What is Quicken best used for?
- Quicken is most often used for individuals managing personal finances via quicken simplifi cloud app for budgeting and savings tracking, freelancers and self-employed managing business and personal finances via quicken business & personal plan, users preferring local data storage via classic desktop editions. Of those, individuals managing personal finances via quicken simplifi cloud app for budgeting and savings tracking and freelancers and self-employed managing business and personal finances via quicken business & personal plan are not what Skrill is typically brought in for.
- What can Quicken do that Skrill cannot?
- Quicken covers Budget creation, Bill management, Investment tracking, Tax planning. Skrill covers Money transfers, Digital wallet, Currency conversion, Prepaid card. Both handle Bank accounts, Credit cards, IOS support.
Answered from the vendors’ own pages
Quicken: How much does Quicken cost?
Quicken Simplifi starts at $3.99/month (billed annually) or $6.99/month (monthly billing). Quicken Business & Personal costs $4.99/month (annual) or $8.99/month (monthly). Annual billing offers savings versus monthly subscriptions.
SourceSkrill: Is Skrill free to use?
Skrill operates on a freemium model. The digital wallet is free to open and use for basic features. The site refers to a fees page where transfer, conversion, and service fees are disclosed.
SourceQuicken: What is the difference between Quicken Simplifi and Quicken Business & Personal?
Quicken Business & Personal includes the ability to run up to 10 businesses at no extra cost, making it suitable for freelancers and small business owners. Quicken Simplifi is designed for personal finance and couples. Both are available on mobile and web.
SourceSkrill: What are Skrill's fees for transfers and conversions?
Skrill lists transfer, conversion, and service fees but does not display the specific amounts on the homepage. Detailed fee structures are available on Skrill's dedicated fees page at /en/siteinformation/fees/.
SourceQuicken: Can I cancel my Quicken subscription anytime?
Subscriptions auto-renew at then-current rates unless cancelled. The page indicates cancellation is possible but does not specify the cancellation process or any early termination fees.
SourceSkrill: What services does Skrill offer?
Skrill provides international money transfers, online payment processing, cryptocurrency buying and selling, loyalty rewards through the Knect points program, and a mobile app. These services are included in the free account.
SourceSkrill: Is Skrill regulated?
Yes. Skrill Limited is authorized by the Financial Conduct Authority under the Electronic Money Regulations 2011 for issuing electronic money and payment instruments. It is also registered with the FCA as a cryptoasset firm.
SourceRelated pages
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