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Insurance · head to head

Metromile vs Better Agency

Metromile logo

Metromile

Insurance

Pay-per-mile car insurance

From
On request
Rated
-
Full reviewWebsite
B

Better Agency

Insurance

Agency management for digital-first agencies

From
$199/month
Rated
-
Full reviewWebsite

The short version

  • Each has a real cost: Metromile the Internet Archive's capture of Metromile's homepage on 2 January 2021 stated rates start at $29/month plus a few cents per mile driven, with all miles over 250 per day (150 in New Jersey) free of charge; example given was $29 base plus 450 miles at 6 cents equaling $56.; Better Agency better Agency's own vendor domain is betteragency.io, not betteragency.com as listed in the catalogue; betteragency.com is an unrelated web design firm (archived pricing captured at 4 April 2025)
  • They diverge on capability: Metromile covers Usage-based pricing, Better Agency covers Policy management.

Where they differ

Only the attributes on which Metromile and Better Agency actually diverge.

Attributes where Metromile and Better Agency differ
AttributeMetromileBetter Agency
Starting priceOn request$199/month
Pricing modelusage-basedsubscription
Founded20112018

Identical on both: free tier (No), platforms (Web, Ios, Android), user rating (Not yet rated), category (Insurance).

What each one covers

Drawn from each product's published feature list. An absence here means we hold no record of it - not that the product lacks it.

Only in Metromile

  • Usage-based pricing
  • Per-mile tracking
  • Digital policy management
  • Safe driving rewards
  • Quick claims
  • Online support
  • Policy customization
  • Dashboard device

Only in Better Agency

  • Policy management
  • Client portal
  • Workflow automation
  • Reporting
  • Document management
  • API access
  • Integration library
  • Zapier

Both cover

  • Mobile app
  • Mobile app
  • Data encryption
  • Cloud deployment
  • Web support
  • Ios support
  • Android support
  • English language support

What people use each for

The jobs each tool is most often brought in to do.

Metromile

  • Low-mileage drivingnot Better Agency

Better Agency

  • Automationnot Metromile
  • Customer engagementnot Metromile

Where each one falls short

Documented limitations, not opinions. Every one is a constraint you would hit in normal use.

Metromile

  • The Internet Archive's capture of Metromile's homepage on 2 January 2021 stated rates start at $29/month plus a few cents per mile driven, with all miles over 250 per day (150 in New Jersey) free of charge; example given was $29 base plus 450 miles at 6 cents equaling $56.

Better Agency

  • Better Agency's own vendor domain is betteragency.io, not betteragency.com as listed in the catalogue; betteragency.com is an unrelated web design firm (archived pricing captured at 4 April 2025)
  • Base plan is $149 USD monthly and includes only 3 users; each additional user costs $35 USD per month on top (archived pricing page, 4 April 2025)
  • Paying annually is required to get a 10 percent discount off the monthly rate, with no other discount tier published (archived pricing page, 4 April 2025)

Pricing, plan by plan

Metromile

On request
  • Standard Coverage$undefined/month
    • Per-mile pricing
    • Base monthly fee
    • Liability coverage

Better Agency

$199/month
  • Starter$199/month
    • Policy management
    • Client portal
    • Automation

Which should you pick?

Choose Metromile if

  • You need usage-based pricing.
  • You work on Web, Ios, Android.
  • You also want per-mile tracking.
Metromile review

Choose Better Agency if

  • You need policy management.
  • You work on Web, Ios, Android.
  • You also want client portal.
Better Agency review

Questions people ask

Is Metromile or Better Agency better?
Neither clearly leads. Metromile starts at On request and Better Agency at $199/month, and user ratings are close enough to be indistinguishable. Choose on capability and platform support.
Which is cheaper, Metromile or Better Agency?
Metromile starts at On request and Better Agency at $199/month.
Does Metromile or Better Agency run on more platforms?
Both run on Web, Ios, Android, so platform support will not decide this one for you.
What is Metromile best used for?
Metromile is most often used for low-mileage driving. Of those, low-mileage driving is not what Better Agency is typically brought in for.
What can Metromile do that Better Agency cannot?
Metromile covers Usage-based pricing, Per-mile tracking, Digital policy management, Safe driving rewards. Better Agency covers Policy management, Client portal, Workflow automation, Reporting. Both handle Mobile app, Mobile app, Data encryption, Cloud deployment.
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