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Software · head to head

Embroker vs Bold Penguin

Embroker logo

Embroker

Software

Enterprise insurance platform for teams

From
On request
Rated
-
Full reviewWebsite
Bold Penguin logo

Bold Penguin

Software

Business insurance marketplace for brokers

From
Free
Rated
-
Full reviewWebsite

The short version

  • Only Bold Penguin has a free tier, so it costs nothing to try first.
  • Each has a real cost: Embroker pricing is not published; the site states "Services and pricing may vary by state, and are subject to application and underwriting requirements" and pricing is obtained only through a quote application.; Bold Penguin sold to brokers, carriers and MGAs rather than to the businesses buying insurance
  • They diverge on capability: Embroker covers Benefits management, Bold Penguin covers Multi-carrier quoting.

Where they differ

Only the attributes on which Embroker and Bold Penguin actually diverge.

Attributes where Embroker and Bold Penguin differ
AttributeEmbrokerBold Penguin
Starting priceOn requestFree
Pricing modelsubscriptiontransaction
Free tierNoYes
Founded20172019

Identical on both: platforms (Web, Ios, Android), user rating (Not yet rated), category (Unknown).

What each one covers

Drawn from each product's published feature list. An absence here means we hold no record of it - not that the product lacks it.

Only in Embroker

  • Benefits management
  • Policy administration
  • Employee portal
  • Analytics and reporting
  • Claims management
  • Compliance tools
  • Integration support
  • HR systems

Only in Bold Penguin

  • Multi-carrier quoting
  • Instant quotes
  • Online binding
  • Customer portal
  • Commission tracking
  • API access
  • Reporting
  • Multiple carriers

Both cover

  • Mobile app
  • Data encryption
  • Cloud deployment
  • Web support
  • Ios support
  • Android support
  • English language support

What people use each for

The jobs each tool is most often brought in to do.

Embroker

  • Employee benefits managementnot Bold Penguin

Bold Penguin

  • Routing and triaging commercial insurance submissionsnot Embroker
  • Automating submission to bind through the Terminal platformnot Embroker
  • Handling complex middle market submissions with SubmissionLinknot Embroker
  • Policy checking with ClauseLinknot Embroker

Where each one falls short

Documented limitations, not opinions. Every one is a constraint you would hit in normal use.

Embroker

  • Pricing is not published; the site states "Services and pricing may vary by state, and are subject to application and underwriting requirements" and pricing is obtained only through a quote application.

Bold Penguin

  • Sold to brokers, carriers and MGAs rather than to the businesses buying insurance
  • Pricing is not published

Pricing, plan by plan

Embroker

On request
  • Professional$undefined/month
    • Benefits management
    • Policy administration
    • Employee portal

Bold Penguin

Free
  • Broker AccessFree
    • Multi-carrier quotes
    • Instant quoting
    • Commission tracking

Which should you pick?

Choose Embroker if

  • You need benefits management.
  • You work on Web, Ios, Android.
  • You also want policy administration.
Embroker review

Choose Bold Penguin if

  • You need multi-carrier quoting.
  • You want to start without paying.
  • You work on Web, Ios, Android.
  • You also want instant quotes.
Bold Penguin review

Questions people ask

Is Embroker or Bold Penguin better?
Neither clearly leads. Embroker starts at On request and Bold Penguin at Free, and user ratings are close enough to be indistinguishable. Choose on capability and platform support.
Which is cheaper, Embroker or Bold Penguin?
Bold Penguin has a free tier; the other does not. Paid plans start at On request for Embroker and Free for Bold Penguin.
Does Embroker or Bold Penguin run on more platforms?
Both run on Web, Ios, Android, so platform support will not decide this one for you.
Can I use Bold Penguin for free?
Yes. Bold Penguin has a free tier, so you can try it without paying. Embroker starts at On request.
What is Embroker best used for?
Embroker is most often used for employee benefits management. Of those, employee benefits management is not what Bold Penguin is typically brought in for.
What can Embroker do that Bold Penguin cannot?
Embroker covers Benefits management, Policy administration, Employee portal, Analytics and reporting. Bold Penguin covers Multi-carrier quoting, Instant quotes, Online binding, Customer portal. Both handle Mobile app, Data encryption, Cloud deployment, Web support.
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Related pages

More on Embroker

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