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All industries · head to head

1Password vs Fyle

1Password logo

1Password

All industries

The world's most-loved password manager

From
$2.99/month
Rated
-
Fyle logo

Fyle

Accounting & Finance

Real-time expense management that works with your cards

From
$29/month
Rated
-

The short version

  • Each has a real cost: 1Password no free tier; all plans require paid subscription; Fyle billed per active user, defined as anyone who creates an expense or has a connected card with transactions in the month, so headcount does not predict the bill
  • They diverge on capability: 1Password covers Password generator, Fyle covers Real-time card tracking.

Where they differ

Only the attributes on which 1Password and Fyle actually diverge.

Attributes where 1Password and Fyle differ
Attribute1PasswordFyle
Starting price$2.99/month$29/month
Pricing modelUnknownsubscription
PlatformsmacOS, Windows, iOS, Android, Linux, WebWeb, Ios, Android
CategoryAll industriesAccounting & Finance
Founded20062016

Identical on both: free tier (No), user rating (Not yet rated).

What each one covers

Drawn from each product's published feature list. An absence here means we hold no record of it - not that the product lacks it.

Only in 1Password

  • Password generator
  • Autofill
  • Secure notes
  • Credit card storage
  • Document storage
  • Two-factor authentication
  • Watchtower security alerts
  • Travel mode

Only in Fyle

  • Real-time card tracking
  • Automatic receipt matching
  • Expense policies
  • Approval workflows
  • Mileage tracking
  • QuickBooks
  • Xero
  • Sage Intacct

What people use each for

The jobs each tool is most often brought in to do.

1Password

  • Password managementnot Fyle
  • Secure document storagenot Fyle
  • Team credential sharingnot Fyle
  • Identity protectionnot Fyle
  • Compliance managementnot Fyle

Fyle

  • Expense reporting and corporate card reconciliationnot 1Password
  • Enforcing spend policy and approvals before reimbursementnot 1Password

Where each one falls short

Documented limitations, not opinions. Every one is a constraint you would hit in normal use.

1Password

  • No free tier; all plans require paid subscription
  • Offline access requires prior device sync; cannot add new passwords while offline
  • Enterprise plan does not include free trial access

Fyle

  • Billed per active user, defined as anyone who creates an expense or has a connected card with transactions in the month, so headcount does not predict the bill
  • The Growth plan carries a 5 user minimum and the Business plan a 10 user minimum, so the entry cost is set by the floor rather than the team
  • API access and the Sage Intacct and NetSuite integrations require a paid tier
  • ACH reimbursements and project expense tracking sit above the entry plan
  • Both published plans are billed annually
  • Enterprise pricing is custom and aimed at organisations with 250 or more employees

Pricing, plan by plan

1Password

$2.99/month

No published plan breakdown. See the 1Password review.

Fyle

$29/month
  • Standard$8/month
    • Real-time card feeds
    • Receipt matching
    • Basic approvals
  • Business$12/month
    • Advanced policies
    • Custom workflows
    • Analytics
  • Enterprise$undefined/month
    • Unlimited users
    • API access
    • Priority support

Which should you pick?

Choose 1Password if

  • You need password generator.
  • You work on macOS, Windows, iOS, Android, Linux, Web.
  • You also want autofill.

Choose Fyle if

  • You need real-time card tracking.
  • You work on Web, Ios, Android.
  • You also want automatic receipt matching.

Questions people ask

Is 1Password or Fyle better?
Neither clearly leads. 1Password starts at $2.99/month and Fyle at $29/month, and user ratings are close enough to be indistinguishable. Choose on capability and platform support.
Which is cheaper, 1Password or Fyle?
1Password starts at $2.99/month and Fyle at $29/month.
Does 1Password or Fyle run on more platforms?
1Password runs on macOS, Windows, iOS, Android, Linux, Web. Fyle runs on Web, Ios, Android.
What is 1Password best used for?
1Password is most often used for password management, secure document storage, team credential sharing, identity protection. Of those, password management and secure document storage are not what Fyle is typically brought in for.
What can 1Password do that Fyle cannot?
1Password covers Password generator, Autofill, Secure notes, Credit card storage. Fyle covers Real-time card tracking, Automatic receipt matching, Expense policies, Approval workflows.

Answered from the vendors’ own pages

1Password: Does 1Password offer a free tier?

No. 1Password offers no free tier as of July 2026, but provides a 14-day free trial with no credit card required for all plans except Enterprise.

Source
1Password: Can I access 1Password offline?

Yes. The desktop app allows for offline access to your vault once you have synced your passwords to the device.

Source
1Password: What is the pricing for individuals and families?

Individual plan costs 2.99 USD per month or 35.88 USD annually. Families plan costs 59.88 USD per year and includes five licenses with the ability to add more for 1 USD per month each.

Source
1Password: What platforms does 1Password support?

1Password is available on macOS, Windows, iOS, Android, Linux, with browser extensions for Chrome, Firefox, Edge, Brave, and Safari.

Source

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