Accounting & Finance · head to head
Wise Business vs Zoho People

Wise Business
Accounting & Finance
The smart way to send and receive business payments
- From
- $29/month
- Rated
- -
The short version
- Only Zoho People has a free tier, so it costs nothing to try first.
- Each has a real cost: Wise Business opening a Wise Business account in the UK carries a one off setup fee of 50 GBP; Zoho People slow response times and slow loading on the platform affecting user efficiency
- They diverge on capability: Wise Business covers Multi-currency accounts, Zoho People covers Employee Database.
Where they differ
Only the attributes on which Wise Business and Zoho People actually diverge.
| Attribute | Wise Business | Zoho People |
|---|---|---|
| Starting price | $29/month | Free |
| Pricing model | usage-based | Unknown |
| Free tier | No | Yes |
| Platforms | Web, Ios, Android, Api | Web |
| Category | Accounting & Finance | HR & Recruiting |
| Founded | 2011 | 1996 |
Identical on both: user rating (Not yet rated).
What each one covers
Drawn from each product's published feature list. An absence here means we hold no record of it - not that the product lacks it.
Only in Wise Business
- Multi-currency accounts
- International transfers
- Batch payments
- API access
- Team management
- Xero
- QuickBooks
- Various
Only in Zoho People
- Employee Database
- Time Off
- Time Tracking
- Attendance
- Performance
- Onboarding
- Self-Service
- Zoho CRM
Both cover
- Web support
- Ios support
- Android support
What people use each for
The jobs each tool is most often brought in to do.
Wise Business
- Holding and converting multiple currencies as a businessnot Zoho People
- Paying international suppliers and contractors at the mid market ratenot Zoho People
- Receiving payments into local currency account details in several countriesnot Zoho People
Zoho People
No use cases recorded yet. See the Zoho People review.
Where each one falls short
Documented limitations, not opinions. Every one is a constraint you would hit in normal use.
Wise Business
- Opening a Wise Business account in the UK carries a one off setup fee of 50 GBP
- Volume discounts on transfers start only above 20,000 GBP equivalent sent per month
Zoho People
- Slow response times and slow loading on the platform affecting user efficiency
- Limited customization options for leave and performance management workflows
- Mobile app is missing key features available in desktop version, like timesheets and reporting
- Customer support is ticket-based only with no live chat unless on premium plan
Pricing, plan by plan
Wise Business
$29/month- StandardFree
- Multi-currency account
- Real exchange rate
- Batch payments
Zoho People
FreeNo published plan breakdown. See the Zoho People review.
Which should you pick?
Choose Wise Business if
- You need multi-currency accounts.
- You work on Web, Ios, Android, Api.
- You also want international transfers.
Choose Zoho People if
- You need employee database.
- You want to start without paying.
- You also want time off.
Questions people ask
- Is Wise Business or Zoho People better?
- Neither clearly leads. Wise Business starts at $29/month and Zoho People at Free, and user ratings are close enough to be indistinguishable. Choose on capability and platform support.
- Which is cheaper, Wise Business or Zoho People?
- Zoho People has a free tier; the other does not. Paid plans start at $29/month for Wise Business and Free for Zoho People.
- Does Wise Business or Zoho People run on more platforms?
- Wise Business runs on Web, Ios, Android, Api. Zoho People runs on Web.
- Can I use Zoho People for free?
- Yes. Zoho People has a free tier, so you can try it without paying. Wise Business starts at $29/month.
- What is Wise Business best used for?
- Wise Business is most often used for holding and converting multiple currencies as a business, paying international suppliers and contractors at the mid market rate, receiving payments into local currency account details in several countries. Of those, holding and converting multiple currencies as a business and paying international suppliers and contractors at the mid market rate are not what Zoho People is typically brought in for.
- What can Wise Business do that Zoho People cannot?
- Wise Business covers Multi-currency accounts, International transfers, Batch payments, API access. Zoho People covers Employee Database, Time Off, Time Tracking, Attendance. Both handle Web support, Ios support, Android support.
Answered from the vendors’ own pages
Zoho People: Does Zoho People have a free tier?
Yes, the Free plan supports up to 5-10 users with essential HR tools, email support, and 30-day free trial available on all paid plans with no credit card required.
SourceZoho People: What is the pricing for Zoho People?
Pricing starts at $1.25 per user per month when billed annually. The Essential HR plan costs $1.50 monthly per user, dropping to $1.25 annually with five tiers available: Free, Essential HR, Professional, Premium, and Enterprise.
SourceZoho People: Does Zoho People work with other Zoho applications?
Yes, Zoho People integrates with the Zoho ecosystem including Zoho CRM, Zoho Books, and other Zoho applications for unified business management.
SourceRelated pages
More on Wise Business
More on Zoho People
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