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Software · head to head

Wally vs Banktivity

W

Wally

Software

Smart expense tracking for travel and daily life

From
Free
Rated
-
Full review
Banktivity logo

Banktivity

Software

Personal finance for Mac and iOS

From
On request
Rated
-
Full reviewWebsite

The short version

  • Only Wally has a free tier, so it costs nothing to try first.
  • Each has a real cost: Wally the Internet Archive's capture of wally.me on 2 January 2019 stated the app is free ('Control your money seamlessly. And, it's free.'), and claimed rankings as the #1 finance app in 22 countries and top 10 in 52 countries at that time.; Banktivity runs on macOS, iPhone and iPad only, with no Windows, Android or web version
  • They diverge on capability: Wally covers Receipt OCR scanning, Banktivity covers Account tracking.

Where they differ

Only the attributes on which Wally and Banktivity actually diverge.

Attributes where Wally and Banktivity differ
AttributeWallyBanktivity
Starting priceFreeOn request
Pricing modelfreemiumsubscription
Free tierYesNo
PlatformsIOS, AndroidMac, IOS
Founded20092007

Identical on both: user rating (Not yet rated), category (Unknown).

What each one covers

Drawn from each product's published feature list. An absence here means we hold no record of it - not that the product lacks it.

Only in Wally

  • Receipt OCR scanning
  • Expense tracking
  • Receipt storage
  • Category management
  • Cloud storage
  • Android support

Only in Banktivity

  • Account tracking
  • Bill management
  • Investment tracking
  • Budget forecasting
  • Bank accounts
  • Investment accounts
  • Mac support

Both cover

  • IOS support

What people use each for

The jobs each tool is most often brought in to do.

Wally

  • Budget Managementnot Banktivity
  • Expense Trackingnot Banktivity
  • Investment Trackingnot Banktivity

Banktivity

  • Personal budgeting and money management on a Macnot Wally
  • Investment and net worth trackingnot Wally
  • Retirement planning projectionsnot Wally
  • Connecting to over 14,000 financial institutionsnot Wally

Where each one falls short

Documented limitations, not opinions. Every one is a constraint you would hit in normal use.

Wally

  • The Internet Archive's capture of wally.me on 2 January 2019 stated the app is free ('Control your money seamlessly. And, it's free.'), and claimed rankings as the #1 finance app in 22 countries and top 10 in 52 countries at that time.

Banktivity

  • Runs on macOS, iPhone and iPad only, with no Windows, Android or web version
  • Pricing is not shown on the product page and sits behind a separate plans page

Pricing, plan by plan

Wally

Free
  • FreeFree
    • Receipt scanning
    • Expense tracking
    • Basic reports
  • Premium$9.99/month
    • Advanced analytics
    • Unlimited storage
    • Cloud sync

Banktivity

On request
  • Monthly$4.99/month
    • Full feature access
    • Cloud sync
  • Annual$39.99/month
    • All monthly features
    • Discounted rate

Which should you pick?

Choose Wally if

  • You need receipt ocr scanning.
  • You want to start without paying.
  • You work on IOS, Android.
  • You also want expense tracking.
Wally review

Choose Banktivity if

  • You need account tracking.
  • You work on Mac, IOS.
  • You also want bill management.
Banktivity review

Questions people ask

Is Wally or Banktivity better?
Neither clearly leads. Wally starts at Free and Banktivity at On request, and user ratings are close enough to be indistinguishable. Choose on capability and platform support.
Which is cheaper, Wally or Banktivity?
Wally has a free tier; the other does not. Paid plans start at Free for Wally and On request for Banktivity.
Does Wally or Banktivity run on more platforms?
Wally runs on IOS, Android. Banktivity runs on Mac, IOS.
Can I use Wally for free?
Yes. Wally has a free tier, so you can try it without paying. Banktivity starts at On request.
What is Wally best used for?
Wally is most often used for budget management, expense tracking, investment tracking. Of those, budget management and expense tracking are not what Banktivity is typically brought in for.
What can Wally do that Banktivity cannot?
Wally covers Receipt OCR scanning, Expense tracking, Receipt storage, Category management. Banktivity covers Account tracking, Bill management, Investment tracking, Budget forecasting. Both handle IOS support.
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