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Software · head to head

Square Cash vs EveryDollar

S

Square Cash

Software

Send money easily with Square Cash

From
Free
Rated
-
Full reviewWebsite
EveryDollar logo

EveryDollar

Software

Budget every dollar, build wealth faster

From
Free
Rated
-
Full reviewWebsite

The short version

  • Each has a real cost: Square Cash cash App Green status (higher savings rate, free in-network ATM withdrawals, overdraft coverage) requires spending $500 or depositing $300 in Qualifying purchases/deposits per month, per the App Store listing; EveryDollar the free version has no bank connection, so every transaction is entered by hand
  • They diverge on capability: Square Cash covers Money transfers, EveryDollar covers Zero-based budgeting.

Where they differ

Only the attributes on which Square Cash and EveryDollar actually diverge.

Attributes where Square Cash and EveryDollar differ
AttributeSquare CashEveryDollar
Pricing modelfreefreemium
PlatformsIOS, AndroidWeb, IOS, Android

Identical on both: starting price (Free), free tier (Yes), user rating (Not yet rated), category (Unknown), founded (2014).

What each one covers

Drawn from each product's published feature list. An absence here means we hold no record of it - not that the product lacks it.

Only in Square Cash

  • Money transfers
  • Instant deposits
  • Transaction history
  • Customer support

Only in EveryDollar

  • Zero-based budgeting
  • Transaction tracking
  • Budget planning
  • Financial insights
  • Web support

Both cover

  • Bank accounts
  • IOS support
  • Android support

What people use each for

The jobs each tool is most often brought in to do.

Square Cash

  • Budget Managementnot EveryDollar
  • Expense Trackingnot EveryDollar
  • Investment Trackingnot EveryDollar

EveryDollar

  • Zero based monthly budgeting using the Ramsey methodnot Square Cash
  • Tracking bills and sinking funds by categorynot Square Cash
  • Automatically importing bank transactions into a budget on Premiumnot Square Cash

Where each one falls short

Documented limitations, not opinions. Every one is a constraint you would hit in normal use.

Square Cash

  • Cash App Green status (higher savings rate, free in-network ATM withdrawals, overdraft coverage) requires spending $500 or depositing $300 in Qualifying purchases/deposits per month, per the App Store listing

EveryDollar

  • The free version has no bank connection, so every transaction is entered by hand
  • CSV export of budget data is Premium only
  • Spending reports and historical comparisons are Premium only
  • Premium costs $17.99 per month billed monthly, and the $6.67 headline rate requires paying $79.99 for a year up front
  • The free trial lasts 14 days and is limited to new users

Pricing, plan by plan

Square Cash

Free
  • FreeFree
    • P2P transfers
    • Instant deposits
    • Mobile app

EveryDollar

Free
  • FreeFree
    • Manual budget entry
  • Plus$14.99/month
    • Bank sync
    • Mobile app
    • Transaction tracking

Which should you pick?

Choose Square Cash if

  • You need money transfers.
  • You want to start without paying.
  • You work on IOS, Android.
  • You also want instant deposits.
Square Cash review

Choose EveryDollar if

  • You need zero-based budgeting.
  • You want to start without paying.
  • You work on Web, IOS, Android.
  • You also want transaction tracking.
EveryDollar review

Questions people ask

Is Square Cash or EveryDollar better?
Neither clearly leads. Square Cash starts at Free and EveryDollar at Free, and user ratings are close enough to be indistinguishable. Choose on capability and platform support.
Which is cheaper, Square Cash or EveryDollar?
Square Cash starts at Free and EveryDollar at Free.
Does Square Cash or EveryDollar run on more platforms?
Square Cash runs on IOS, Android. EveryDollar runs on Web, IOS, Android.
Can I use Square Cash for free?
Both have a free tier, so you can try either at no cost before committing.
What is Square Cash best used for?
Square Cash is most often used for budget management, expense tracking, investment tracking. Of those, budget management and expense tracking are not what EveryDollar is typically brought in for.
What can Square Cash do that EveryDollar cannot?
Square Cash covers Money transfers, Instant deposits, Transaction history, Customer support. EveryDollar covers Zero-based budgeting, Transaction tracking, Budget planning, Financial insights. Both handle Bank accounts, IOS support, Android support.
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Related pages

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