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Software · head to head

Razorpay vs Authorize.net

R

Razorpay

Software

Accept, process and disburse payments with India's leading payments platform

From
On request
Rated
-
Full reviewWebsite
A

Authorize.net

Software

We help make it easy to get paid

From
On request
Rated
-
Full reviewWebsite

The short version

  • Each has a real cost: Razorpay international card payments cost up to 3% per transaction versus 2% domestically, per razorpay.com/pricing (Aug 2026), and an 18% GST is added on top of the platform fee; Authorize.net all-in-One plan charges a $25 monthly gateway fee plus 2.9% + 30 cents per transaction on top of it

Where they differ

Only the attributes on which Razorpay and Authorize.net actually diverge.

Attributes where Razorpay and Authorize.net differ
AttributeRazorpayAuthorize.net
Pricing modeltransactionsubscription

Identical on both: starting price (On request), free tier (No), platforms (Web), user rating (Not yet rated), category (Unknown).

Where each one falls short

Documented limitations, not opinions. Every one is a constraint you would hit in normal use.

Razorpay

  • International card payments cost up to 3% per transaction versus 2% domestically, per razorpay.com/pricing (Aug 2026), and an 18% GST is added on top of the platform fee
  • Instant refunds cost between Rs. 7.99 and Rs. 14.99 per refund on top of the transaction fee, per Razorpay's own pricing page; standard refunds are free but instant ones are not

Authorize.net

  • All-in-One plan charges a $25 monthly gateway fee plus 2.9% + 30 cents per transaction on top of it
  • eCheck processing carries its own $10 monthly minimum fee separate from the card processing charges

Pricing, plan by plan

Razorpay

On request

No published plan breakdown. See the Razorpay review.

Authorize.net

On request

No published plan breakdown. See the Authorize.net review.

Which should you pick?

Choose Razorpay if

Nothing in the data separates Razorpay from Authorize.net on the points above - pick on price and on how each one feels to use.

Razorpay review

Choose Authorize.net if

Nothing in the data separates Authorize.net from Razorpay on the points above - pick on price and on how each one feels to use.

Authorize.net review

Questions people ask

Is Razorpay or Authorize.net better?
Neither clearly leads. Razorpay starts at On request and Authorize.net at On request, and user ratings are close enough to be indistinguishable. Choose on capability and platform support.
Which is cheaper, Razorpay or Authorize.net?
Razorpay starts at On request and Authorize.net at On request.
Does Razorpay or Authorize.net run on more platforms?
Both run on Web, so platform support will not decide this one for you.
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Related pages

More on Razorpay

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