Softwr

Accounting & Finance · head to head

Pleo vs Reclaim.ai

Pleo logo

Pleo

Accounting & Finance

Smart company cards for forward-thinking teams

From
£9.5/month
Rated
-
Full reviewWebsite
Reclaim.ai logo

Reclaim.ai

Project Management

Smart scheduling for busy teams

From
Free
Rated
-
Full reviewWebsite

The short version

  • Only Reclaim.ai has a free tier, so it costs nothing to try first.
  • Each has a real cost: Pleo card delays and transaction limits impact usability, with limited regional acceptance in some areas; Reclaim.ai no offline access or push notifications for schedule changes
  • They diverge on capability: Pleo covers Company cards, Reclaim.ai covers Smart scheduling.

Where they differ

Only the attributes on which Pleo and Reclaim.ai actually diverge.

Attributes where Pleo and Reclaim.ai differ
AttributePleoReclaim.ai
Starting price£9.5/monthFree
Free tierNoYes
PlatformsiOS, Android, WebWeb, iOS, Android, Browser Extension
CategoryAccounting & FinanceProject Management
Founded20152019

Identical on both: pricing model (Unknown), user rating (Not yet rated).

What each one covers

Drawn from each product's published feature list. An absence here means we hold no record of it - not that the product lacks it.

Only in Pleo

  • Company cards
  • Receipt capture
  • Expense categorization
  • Spend limits
  • Accounting sync
  • Xero
  • QuickBooks
  • Sage

Only in Reclaim.ai

  • Smart scheduling
  • Habit tracking
  • Task integration
  • Buffer time
  • Meeting optimization
  • Google Calendar
  • Outlook
  • Todoist

Both cover

  • Web support

What people use each for

The jobs each tool is most often brought in to do.

Pleo

  • Employee expensesnot Reclaim.ai
  • Spending autonomynot Reclaim.ai
  • Expense automationnot Reclaim.ai

Reclaim.ai

  • Schedulingnot Pleo
  • Appointment bookingnot Pleo
  • Time trackingnot Pleo
  • Resource managementnot Pleo
  • Team coordinationnot Pleo

Where each one falls short

Documented limitations, not opinions. Every one is a constraint you would hit in normal use.

Pleo

  • Card delays and transaction limits impact usability, with limited regional acceptance in some areas
  • Receipt capture OCR inaccuracies and upload lag/glitches complicate expense categorization
  • Limited expense categories and tags reduce flexibility for complex accounting structures
  • Transaction approval workflows have minimal customization options
  • Lacks in-built forecasting tools and reporting is basic, providing limited insights into trends

Reclaim.ai

  • No offline access or push notifications for schedule changes
  • Free tier is very limited (1 habit, 1 scheduling link, 1-week scheduling range)
  • Pricing is complex with hidden costs from AI Agent quotas and Attendee User (AU) charges
  • Weak mobile experience; primarily a web and browser extension tool
  • Requires 20-30 minutes setup and 2-week evaluation before effectiveness is clear
  • Outlook Calendar support is less mature with occasional sync delays

Pricing, plan by plan

Pleo

£9.5/month
  • Starter$9.5/month
    • Company cards
    • Real-time expense tracking
    • Automated reports
  • Essential$39/month
    • Reimbursements
    • Mileage and per diem
    • Vendor cards
  • Advanced$89/month
    • Cashback
    • Budgets
    • Multi-entity management
  • Beyond$179/month
    • Spending insights
    • Sub-wallets
    • Dedicated success manager

Reclaim.ai

Free
  • FreeFree
    • 1 user
    • 1 scheduling link
    • 1 smart meeting
  • Starter$10/month
    • Unlimited habits
    • Unlimited scheduling links
    • Task integrations
  • Business$15/month
    • Starter features
    • Smart meetings
    • Team collaboration
  • Enterprise$22/month
    • Business features
    • SSO
    • Custom integrations

Which should you pick?

Choose Pleo if

  • You need company cards.
  • You work on iOS, Android, Web.
  • You also want receipt capture.
Pleo review

Choose Reclaim.ai if

  • You need smart scheduling.
  • You want to start without paying.
  • You work on Web, iOS, Android, Browser Extension.
  • You also want habit tracking.
Reclaim.ai review

Questions people ask

Is Pleo or Reclaim.ai better?
Neither clearly leads. Pleo starts at £9.5/month and Reclaim.ai at Free, and user ratings are close enough to be indistinguishable. Choose on capability and platform support.
Which is cheaper, Pleo or Reclaim.ai?
Reclaim.ai has a free tier; the other does not. Paid plans start at £9.5/month for Pleo and Free for Reclaim.ai.
Does Pleo or Reclaim.ai run on more platforms?
Pleo runs on iOS, Android, Web. Reclaim.ai runs on Web, iOS, Android, Browser Extension.
Can I use Reclaim.ai for free?
Yes. Reclaim.ai has a free tier, so you can try it without paying. Pleo starts at £9.5/month.
What is Pleo best used for?
Pleo is most often used for employee expenses, spending autonomy, expense automation. Of those, employee expenses and spending autonomy are not what Reclaim.ai is typically brought in for.
What can Pleo do that Reclaim.ai cannot?
Pleo covers Company cards, Receipt capture, Expense categorization, Spend limits. Reclaim.ai covers Smart scheduling, Habit tracking, Task integration, Buffer time. Both handle Web support.

Answered from the vendors’ own pages

Pleo: What are Pleo's pricing tiers?

Pleo offers four pricing tiers: Starter (GBP 9.50/month), Essential (GBP 39.00/month), Advanced (GBP 89.00/month), and Beyond (GBP 179.00/month). Annual billing provides equivalent of two free months.

Source
Reclaim.ai: What does Reclaim.ai's free plan include?

The free plan includes limited features: 1 user, 1 scheduling link, 1 smart meeting, 3 habits maximum, 1 calendar sync, and a 13-week scheduling range.

Source
Pleo: Does Pleo have a free tier?

No, Pleo does not offer a free tier or permanent free plan. All plans require payment with a free trial available for evaluation.

Source
Reclaim.ai: How much does Reclaim.ai cost?

Starter costs $10/seat/month, Business $15/seat/month, and Enterprise $22/seat/month on yearly billing. Pricing excludes additional costs for AI Agent quotas and Attendee Users (AU).

Source
Pleo: What integrations does Pleo support for accounting?

Pleo integrates directly with Xero and QuickBooks, plus Sage 200, Sage 50, Microsoft Dynamics 365 Business Central, Datev, and Visma e-conomic. Zapier integrations are also available.

Source
Reclaim.ai: Can I use Reclaim.ai on my phone?

Reclaim.ai is primarily a web and browser extension tool. Mobile apps exist but function better as viewers than editors. Real work requires desktop access.

Source
Pleo: What platforms can access Pleo?

Pleo is accessible via iOS and Android mobile apps, and through a web interface. Physical and virtual cards are issued for spending.

Source
Reclaim.ai: Does Reclaim.ai work with Outlook Calendar?

Reclaim was built for Google Calendar first. Outlook support exists but is less mature, with occasional sync delays and fewer features compared to Google Calendar integration.

Source
Pleo: Does Pleo support multiple currencies?

Yes, Pleo supports multi-currency spending and transactions. The platform is particularly strong for European teams with local payment methods.

Source
Reclaim.ai: What tasks and projects can Reclaim.ai integrate with?

Reclaim integrates with Todoist, Asana, ClickUp, Jira, and Linear for task scheduling and automation.

Source
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