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Moneydance vs EveryDollar

Moneydance logo

Moneydance

Software

Cross-platform personal finance management

From
On request
Rated
-
Full reviewWebsite
EveryDollar logo

EveryDollar

Software

Budget every dollar, build wealth faster

From
Free
Rated
-
Full reviewWebsite

The short version

  • Only EveryDollar has a free tier, so it costs nothing to try first.
  • Each has a real cost: Moneydance the free trial is limited to 100 manually entered transactions; EveryDollar the free version has no bank connection, so every transaction is entered by hand
  • They diverge on capability: Moneydance covers Bill tracking, EveryDollar covers Zero-based budgeting.

Where they differ

Only the attributes on which Moneydance and EveryDollar actually diverge.

Attributes where Moneydance and EveryDollar differ
AttributeMoneydanceEveryDollar
Starting priceOn requestFree
Pricing modelone-timefreemium
Free tierNoYes
PlatformsWindows, Mac, Linux, IOS, AndroidWeb, IOS, Android
Founded20012014

Identical on both: user rating (Not yet rated), category (Unknown).

What each one covers

Drawn from each product's published feature list. An absence here means we hold no record of it - not that the product lacks it.

Only in Moneydance

  • Bill tracking
  • Investment monitoring
  • Budget tracking
  • Financial forecasting
  • Investment accounts
  • OFX import
  • Windows support
  • Mac support

Only in EveryDollar

  • Zero-based budgeting
  • Transaction tracking
  • Budget planning
  • Financial insights
  • Web support

Both cover

  • Bank accounts
  • IOS support
  • Android support

What people use each for

The jobs each tool is most often brought in to do.

Moneydance

  • Desktop personal finance management on macOS, Windows and Linuxnot EveryDollar
  • Importing and reconciling bank and credit card transactions locallynot EveryDollar
  • Tracking investments and budgets without a cloud-only servicenot EveryDollar

EveryDollar

  • Zero based monthly budgeting using the Ramsey methodnot Moneydance
  • Tracking bills and sinking funds by categorynot Moneydance
  • Automatically importing bank transactions into a budget on Premiumnot Moneydance

Where each one falls short

Documented limitations, not opinions. Every one is a constraint you would hit in normal use.

Moneydance

  • The free trial is limited to 100 manually entered transactions
  • A one-time Buy Once purchase covers Moneydance 2024 plus one free upgrade to the next major release, not all future versions
  • Bank connection features are sold separately as the Moneydance Plus subscription rather than included in the one-time purchase
  • Business use requires one licence per computer, while the household licence covers personal use only

EveryDollar

  • The free version has no bank connection, so every transaction is entered by hand
  • CSV export of budget data is Premium only
  • Spending reports and historical comparisons are Premium only
  • Premium costs $17.99 per month billed monthly, and the $6.67 headline rate requires paying $79.99 for a year up front
  • The free trial lasts 14 days and is limited to new users

Pricing, plan by plan

Moneydance

On request
  • Perpetual License$59.99/month
    • Full feature set
    • Free updates

EveryDollar

Free
  • FreeFree
    • Manual budget entry
  • Plus$14.99/month
    • Bank sync
    • Mobile app
    • Transaction tracking

Which should you pick?

Choose Moneydance if

  • You need bill tracking.
  • You work on Windows, Mac, Linux, IOS, Android.
  • You also want investment monitoring.
Moneydance review

Choose EveryDollar if

  • You need zero-based budgeting.
  • You want to start without paying.
  • You work on Web, IOS, Android.
  • You also want transaction tracking.
EveryDollar review

Questions people ask

Is Moneydance or EveryDollar better?
Neither clearly leads. Moneydance starts at On request and EveryDollar at Free, and user ratings are close enough to be indistinguishable. Choose on capability and platform support.
Which is cheaper, Moneydance or EveryDollar?
EveryDollar has a free tier; the other does not. Paid plans start at On request for Moneydance and Free for EveryDollar.
Does Moneydance or EveryDollar run on more platforms?
Moneydance runs on Windows, Mac, Linux, IOS, Android. EveryDollar runs on Web, IOS, Android.
Can I use EveryDollar for free?
Yes. EveryDollar has a free tier, so you can try it without paying. Moneydance starts at On request.
What is Moneydance best used for?
Moneydance is most often used for desktop personal finance management on macos, windows and linux, importing and reconciling bank and credit card transactions locally, tracking investments and budgets without a cloud-only service. Of those, desktop personal finance management on macos, windows and linux and importing and reconciling bank and credit card transactions locally are not what EveryDollar is typically brought in for.
What can Moneydance do that EveryDollar cannot?
Moneydance covers Bill tracking, Investment monitoring, Budget tracking, Financial forecasting. EveryDollar covers Zero-based budgeting, Transaction tracking, Budget planning, Financial insights. Both handle Bank accounts, IOS support, Android support.
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