How much does Wallet cost?

Wallet publishes 2 tiers, from Free for Free up to $4.99/month for Premium. The entry tier costs nothing.

Does Wallet have a free plan?

Yes. The Free tier costs nothing and covers expense tracking, basic budgets. Paying starts at $4.99/month for Premium.

What is the difference between Free and Premium on Wallet?

Premium costs $4.99/month against Free, and adds advanced analytics, custom categories, receipt scanning.

Which personal finance tools can I use without paying?

4 of the 8 personal finance tools listed alongside Wallet have a free tier: Copilot Money, Cash App, Apple Pay, Coinbase.

What am I actually paying for with Wallet?

The record lists 8 features across 3 areas: core, integrations, platform. In practice it is brought in for budget management, expense tracking, investment tracking.

Does Wallet charge per user?

The record carries a price and a billing period for each of its 2 tiers, but not the unit that price is charged in. Per-seat and flat-rate billing look identical in this data, so check the vendor's page before budgeting for a team.

Are these Wallet prices current?

They are what the catalogue entry holds, refreshed when the entry is. Vendors change pricing without notice and nobody at Softwr re-verifies each tier by hand, so treat this as a structured summary and the vendor's own pricing page as the authority.

What should I compare Wallet against before paying?

The closest personal finance tools in this directory are Copilot Money, Cash App, Apple Pay, Betterment. Each has a side-by-side comparison with Wallet covering price, platforms and features.

Personal Finance · pricing

Wallet pricing

Wallet publishes 2 tiers. Below is each one, what it adds over the tier beneath it, and where the ladder stops being worth climbing for most people.

Entry price: Free
Model: Freemium
Tiers: 2
Free tier: Yes

Wallet plans, side by side

Every published tier in ascending order of price, with the number of features each one lists. An absence here means the record does not itemise it, not that the tier lacks it.

Wallet pricing tiers
Plan	Price	Features listed	Step up from the tier below
Free	Free	2	Entry tier
Premium	$4.99/month	3	+$4.99/month, 3 more features

What each tier adds

The set difference between each tier's feature list and the one beneath it. Where a tier lists nothing new, the vendor has either stopped repeating the inherited list or the tier raises limits rather than adding capability, the record does not distinguish the two, so this page does not either.

Free

The entry tier. It covers expense tracking, basic budgets.

Premium

$4.99/month

Over Free, this tier adds:

Advanced analytics
Custom categories
Receipt scanning

Where Wallet stops being free

Free, Free

Expense tracking
Basic budgets

Premium, $4.99/month

The first thing you pay for:

Advanced analytics
Custom categories
Receipt scanning

What the product covers

The full Wallet feature record, grouped as the catalogue groups it. This is the product as a whole; the record does not map every feature onto a specific tier.

Core

Expense tracking
Budget management
Receipt scanning
Financial analytics

Integrations

Bank accounts

Platform

Web support
IOS support
Android support

People bring Wallet in for budget management, expense tracking, investment tracking. If that is not the job you are buying for, the alternatives to Wallet are worth a look before you commit to a tier.

How that compares in Personal Finance

Too few personal finance tools in this directory publish a starting price to quote a meaningful median, so the table below is a like-for-like list rather than a ranking.

Wallet entry price against other Personal Finance tools
Tool	Entry price	Model	Rated	Head to head
Wallet (this page)	Free	freemium	-
Copilot Money	Free	freemium	-	vs Wallet
Cash App	Free	free	-	vs Wallet
Apple Pay	Free	free	-	vs Wallet
Betterment	$5/month	subscription	-	vs Wallet
Charles Schwab	On request	transaction	-	vs Wallet
Acorns	On request	subscription	-	vs Wallet

Ratings are aggregated from third-party sources and imported with each catalogue entry, they are not reviews hosted on Softwr. How each figure is used is set out on the Wallet badges page.

Before you pay for Wallet

Three things this page cannot tell you, and all three change the bill. The record carries a price and a billing period but not the unit - per-seat and flat-rate pricing are indistinguishable in this data, so a five-person team may be looking at five times the figure above. It carries no annual rate, so any discount for paying yearly is not something this page can quote. And it carries no trial length.

What it can tell you is the shape of the ladder: 2 tiers between Free and $4.99/month, with the jump itemised above. Because there is a free tier, the cheapest way to answer the rest is to use it before paying anything.

Wallet runs on web, ios, android, and is published by Wallet Inc. of San Francisco, California. The full record is on the Wallet review, and the rest of the category is under best personal finance tools.

Wallet pricing on the vendor's own site

Wallet pricing questions

How much does Wallet cost?: Wallet publishes 2 tiers, from Free for Free up to $4.99/month for Premium. The entry tier costs nothing.
Does Wallet have a free plan?: Yes. The Free tier costs nothing and covers expense tracking, basic budgets. Paying starts at $4.99/month for Premium.
What is the difference between Free and Premium on Wallet?: Premium costs $4.99/month against Free, and adds advanced analytics, custom categories, receipt scanning.
Which personal finance tools can I use without paying?: 4 of the 8 personal finance tools listed alongside Wallet have a free tier: Copilot Money, Cash App, Apple Pay, Coinbase.
What am I actually paying for with Wallet?: The record lists 8 features across 3 areas: core, integrations, platform. In practice it is brought in for budget management, expense tracking, investment tracking.
Does Wallet charge per user?: The record carries a price and a billing period for each of its 2 tiers, but not the unit that price is charged in. Per-seat and flat-rate billing look identical in this data, so check the vendor's page before budgeting for a team.
Are these Wallet prices current?: They are what the catalogue entry holds, refreshed when the entry is. Vendors change pricing without notice and nobody at Softwr re-verifies each tier by hand, so treat this as a structured summary and the vendor's own pricing page as the authority.
What should I compare Wallet against before paying?: The closest personal finance tools in this directory are Copilot Money, Cash App, Apple Pay, Betterment. Each has a side-by-side comparison with Wallet covering price, platforms and features.