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Melio vs Fortnox

Melio logo

Melio

Software

Simple business payments

From
Free
Rated
-
Full reviewWebsite
Fortnox logo

Fortnox

Software

Swedish cloud accounting and business platform for bookkeeping, invoicing and payroll

From
On request
Rated
-
Full reviewWebsite

The short version

  • Only Melio has a free tier, so it costs nothing to try first.
  • Each has a real cost: Melio go (free) plan limited to one user only; Fortnox corporate packages alone span at least 7 named tiers (Mini through Stor+) priced from 209 kr/man to 919 kr/man, and add-on programs are billed separately per module (SEK)

Where they differ

Only the attributes on which Melio and Fortnox actually diverge.

Attributes where Melio and Fortnox differ
AttributeMelioFortnox
Starting priceFreeOn request
Pricing modelfreemiumsubscription
Free tierYesNo
PlatformsWeb, Mobile appWeb
Founded2018Unknown

Identical on both: user rating (Not yet rated), category (Unknown).

What each one covers

Drawn from each product's published feature list. An absence here means we hold no record of it - not that the product lacks it.

Only in Melio

  • Vendor payments
  • Card to check
  • Payment scheduling
  • Approval workflows
  • QuickBooks sync
  • QuickBooks
  • Xero
  • FreshBooks

Only in Fortnox

Nothing recorded that Melio does not also cover.

What people use each for

The jobs each tool is most often brought in to do.

Melio

  • Accounts payable automationnot Fortnox
  • Bill management and payment schedulingnot Fortnox
  • Multi-vendor payment processingnot Fortnox
  • Invoice receivables and payment collectionnot Fortnox

Fortnox

No use cases recorded yet. See the Fortnox review.

Where each one falls short

Documented limitations, not opinions. Every one is a constraint you would hit in normal use.

Melio

  • Go (free) plan limited to one user only
  • ACH charges £0.50 per transaction beyond monthly allowance (5-50 free depending on plan)
  • Card payment fees range from 2.9% to 2.9% plus £75 maximum
  • International payments limited to select currencies only
  • NetSuite integration only available in Unlimited plan (£80/month minimum)

Fortnox

  • Corporate packages alone span at least 7 named tiers (Mini through Stor+) priced from 209 kr/man to 919 kr/man, and add-on programs are billed separately per module (SEK)
  • The Fortnox Access verification tier is priced by transaction volume, rising from 9 kr/man at zero verifications to 199 kr/man at 1000+ verifications (SEK), so cost is not fixed and scales with usage

Pricing, plan by plan

Melio

Free

No published plan breakdown. See the Melio review.

Fortnox

On request

No published plan breakdown. See the Fortnox review.

Which should you pick?

Choose Melio if

  • You need vendor payments.
  • You want to start without paying.
  • You work on Web, Mobile app.
  • You also want card to check.
Melio review

Choose Fortnox if

Nothing in the data separates Fortnox from Melio on the points above - pick on price and on how each one feels to use.

Fortnox review

Questions people ask

Is Melio or Fortnox better?
Neither clearly leads. Melio starts at Free and Fortnox at On request, and user ratings are close enough to be indistinguishable. Choose on capability and platform support.
Which is cheaper, Melio or Fortnox?
Melio has a free tier; the other does not. Paid plans start at Free for Melio and On request for Fortnox.
Does Melio or Fortnox run on more platforms?
Melio runs on Web, Mobile app. Fortnox runs on Web.
Can I use Melio for free?
Yes. Melio has a free tier, so you can try it without paying. Fortnox starts at On request.
What is Melio best used for?
Melio is most often used for accounts payable automation, bill management and payment scheduling, multi-vendor payment processing, invoice receivables and payment collection. Of those, accounts payable automation and bill management and payment scheduling are not what Fortnox is typically brought in for.
What can Melio do that Fortnox cannot?
Melio covers Vendor payments, Card to check, Payment scheduling, Approval workflows.
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