Softwr

E-commerce · head to head

Gumroad vs Authorize.net

G

Gumroad

E-commerce

Sell your stuff, see what sticks

From
On request
Rated
-
A

Authorize.net

E-commerce

We help make it easy to get paid

From
On request
Rated
-

The short version

  • Each has a real cost: Gumroad charges a 10 percent plus $0.50 transaction fee on direct sales, rising to 30 percent on sales made through its Discover marketplace; Authorize.net all-in-One plan charges a $25 monthly gateway fee plus 2.9% + 30 cents per transaction on top of it

Where they differ

Only the attributes on which Gumroad and Authorize.net actually diverge.

Attributes where Gumroad and Authorize.net differ
AttributeGumroadAuthorize.net

Identical on both: starting price (On request), pricing model (subscription), free tier (No), platforms (Web), user rating (Not yet rated), category (E-commerce).

Where each one falls short

Documented limitations, not opinions. Every one is a constraint you would hit in normal use.

Gumroad

  • Charges a 10 percent plus $0.50 transaction fee on direct sales, rising to 30 percent on sales made through its Discover marketplace

Authorize.net

  • All-in-One plan charges a $25 monthly gateway fee plus 2.9% + 30 cents per transaction on top of it
  • eCheck processing carries its own $10 monthly minimum fee separate from the card processing charges

Pricing, plan by plan

Gumroad

On request

No published plan breakdown. See the Gumroad review.

Authorize.net

On request

No published plan breakdown. See the Authorize.net review.

Which should you pick?

Choose Gumroad if

Nothing in the data separates Gumroad from Authorize.net on the points above - pick on price and on how each one feels to use.

Choose Authorize.net if

Nothing in the data separates Authorize.net from Gumroad on the points above - pick on price and on how each one feels to use.

Questions people ask

Is Gumroad or Authorize.net better?
Neither clearly leads. Gumroad starts at On request and Authorize.net at On request, and user ratings are close enough to be indistinguishable. Choose on capability and platform support.
Which is cheaper, Gumroad or Authorize.net?
Gumroad starts at On request and Authorize.net at On request.
Does Gumroad or Authorize.net run on more platforms?
Both run on Web, so platform support will not decide this one for you.

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