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Software · head to head

EveryDollar vs Square Cash

EveryDollar logo

EveryDollar

Software

Budget every dollar, build wealth faster

From
Free
Rated
-
Full reviewWebsite
S

Square Cash

Software

Send money easily with Square Cash

From
Free
Rated
-
Full reviewWebsite

The short version

  • Each has a real cost: EveryDollar the free version has no bank connection, so every transaction is entered by hand; Square Cash cash App Green status (higher savings rate, free in-network ATM withdrawals, overdraft coverage) requires spending $500 or depositing $300 in Qualifying purchases/deposits per month, per the App Store listing
  • They diverge on capability: EveryDollar covers Zero-based budgeting, Square Cash covers Money transfers.

Where they differ

Only the attributes on which EveryDollar and Square Cash actually diverge.

Attributes where EveryDollar and Square Cash differ
AttributeEveryDollarSquare Cash
Pricing modelfreemiumfree
PlatformsWeb, IOS, AndroidIOS, Android

Identical on both: starting price (Free), free tier (Yes), user rating (Not yet rated), category (Unknown), founded (2014).

What each one covers

Drawn from each product's published feature list. An absence here means we hold no record of it - not that the product lacks it.

Only in EveryDollar

  • Zero-based budgeting
  • Transaction tracking
  • Budget planning
  • Financial insights
  • Web support

Only in Square Cash

  • Money transfers
  • Instant deposits
  • Transaction history
  • Customer support

Both cover

  • Bank accounts
  • IOS support
  • Android support

What people use each for

The jobs each tool is most often brought in to do.

EveryDollar

  • Zero based monthly budgeting using the Ramsey methodnot Square Cash
  • Tracking bills and sinking funds by categorynot Square Cash
  • Automatically importing bank transactions into a budget on Premiumnot Square Cash

Square Cash

  • Budget Managementnot EveryDollar
  • Expense Trackingnot EveryDollar
  • Investment Trackingnot EveryDollar

Where each one falls short

Documented limitations, not opinions. Every one is a constraint you would hit in normal use.

EveryDollar

  • The free version has no bank connection, so every transaction is entered by hand
  • CSV export of budget data is Premium only
  • Spending reports and historical comparisons are Premium only
  • Premium costs $17.99 per month billed monthly, and the $6.67 headline rate requires paying $79.99 for a year up front
  • The free trial lasts 14 days and is limited to new users

Square Cash

  • Cash App Green status (higher savings rate, free in-network ATM withdrawals, overdraft coverage) requires spending $500 or depositing $300 in Qualifying purchases/deposits per month, per the App Store listing

Pricing, plan by plan

EveryDollar

Free
  • FreeFree
    • Manual budget entry
  • Plus$14.99/month
    • Bank sync
    • Mobile app
    • Transaction tracking

Square Cash

Free
  • FreeFree
    • P2P transfers
    • Instant deposits
    • Mobile app

Which should you pick?

Choose EveryDollar if

  • You need zero-based budgeting.
  • You want to start without paying.
  • You work on Web, IOS, Android.
  • You also want transaction tracking.
EveryDollar review

Choose Square Cash if

  • You need money transfers.
  • You want to start without paying.
  • You work on IOS, Android.
  • You also want instant deposits.
Square Cash review

Questions people ask

Is EveryDollar or Square Cash better?
Neither clearly leads. EveryDollar starts at Free and Square Cash at Free, and user ratings are close enough to be indistinguishable. Choose on capability and platform support.
Which is cheaper, EveryDollar or Square Cash?
EveryDollar starts at Free and Square Cash at Free.
Does EveryDollar or Square Cash run on more platforms?
EveryDollar runs on Web, IOS, Android. Square Cash runs on IOS, Android.
Can I use EveryDollar for free?
Both have a free tier, so you can try either at no cost before committing.
What is EveryDollar best used for?
EveryDollar is most often used for zero based monthly budgeting using the ramsey method, tracking bills and sinking funds by category, automatically importing bank transactions into a budget on premium. Of those, zero based monthly budgeting using the ramsey method and tracking bills and sinking funds by category are not what Square Cash is typically brought in for.
What can EveryDollar do that Square Cash cannot?
EveryDollar covers Zero-based budgeting, Transaction tracking, Budget planning, Financial insights. Square Cash covers Money transfers, Instant deposits, Transaction history, Customer support. Both handle Bank accounts, IOS support, Android support.
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