Softwr

Accounting & Finance · head to head

BlackLine vs Adyen

BlackLine logo

BlackLine

Accounting & Finance

Finance & accounting automation

From
$29/month
Rated
-
Full reviewWebsite
Adyen logo

Adyen

Accounting & Finance

The payments platform built for growth

From
$29/month
Rated
-
Full reviewWebsite

The short version

  • Each has a real cost: BlackLine listed on UK G-Cloud 13 at £1,150 to £2,160 per user per year for the public sector, with no free trial offered, per BlackLine's Finance Operations Management Solution pricing document; Adyen there is a minimum monthly invoice, set by industry and business model and only disclosed through the sales team, so small volumes are not economic
  • They diverge on capability: BlackLine covers Account reconciliation, Adyen covers Payment processing.

Where they differ

Only the attributes on which BlackLine and Adyen actually diverge.

Attributes where BlackLine and Adyen differ
AttributeBlackLineAdyen
Pricing modelsubscriptionusage-based
PlatformsWebWeb, Api, Pos
Founded20012006

Identical on both: starting price ($29/month), free tier (No), user rating (Not yet rated), category (Accounting & Finance).

What each one covers

Drawn from each product's published feature list. An absence here means we hold no record of it - not that the product lacks it.

Only in BlackLine

  • Account reconciliation
  • Journal entries
  • Task management
  • Variance analysis
  • Financial close
  • NetSuite
  • SOC 1/2
  • ISO 27001

Only in Adyen

  • Payment processing
  • Risk management
  • Unified commerce
  • Issuing
  • Platform payments
  • Salesforce
  • PCI DSS Level 1
  • SOC 2

Both cover

  • SAP
  • Oracle
  • Web support

What people use each for

The jobs each tool is most often brought in to do.

BlackLine

  • Financial closenot Adyen
  • Reconciliationnot Adyen
  • Continuous accountingnot Adyen

Adyen

  • Card acquiring with interchange plus pricing for larger merchantsnot BlackLine
  • Accepting local payment methods across multiple countriesnot BlackLine
  • Settling in several currencies through linked bank accountsnot BlackLine
  • Unified online and in-person paymentsnot BlackLine

Where each one falls short

Documented limitations, not opinions. Every one is a constraint you would hit in normal use.

BlackLine

  • Listed on UK G-Cloud 13 at £1,150 to £2,160 per user per year for the public sector, with no free trial offered, per BlackLine's Finance Operations Management Solution pricing document

Adyen

  • There is a minimum monthly invoice, set by industry and business model and only disclosed through the sales team, so small volumes are not economic
  • Published fees are indicative rather than a rate card, with real pricing negotiated
  • Interchange++ means the card cost varies per transaction rather than being a single predictable percentage
  • Alternative payment methods carry their own rates on top, such as 3.3 percent plus $0.10 for American Express in North America

Pricing, plan by plan

BlackLine

$29/month
  • EnterpriseFree
    • Custom pricing
    • Account reconciliation
    • Task management

Adyen

$29/month
  • CustomFree
    • Payment processing
    • Risk management
    • Unified commerce

Which should you pick?

Choose BlackLine if

  • You need account reconciliation.
  • You also want journal entries.
BlackLine review

Choose Adyen if

  • You need payment processing.
  • You work on Web, Api, Pos.
  • You also want risk management.
Adyen review

Questions people ask

Is BlackLine or Adyen better?
Neither clearly leads. BlackLine starts at $29/month and Adyen at $29/month, and user ratings are close enough to be indistinguishable. Choose on capability and platform support.
Which is cheaper, BlackLine or Adyen?
BlackLine starts at $29/month and Adyen at $29/month.
Does BlackLine or Adyen run on more platforms?
BlackLine runs on Web. Adyen runs on Web, Api, Pos.
What is BlackLine best used for?
BlackLine is most often used for financial close, reconciliation, continuous accounting. Of those, financial close and reconciliation are not what Adyen is typically brought in for.
What can BlackLine do that Adyen cannot?
BlackLine covers Account reconciliation, Journal entries, Task management, Variance analysis. Adyen covers Payment processing, Risk management, Unified commerce, Issuing. Both handle SAP, Oracle, Web support.
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