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Accounting & Finance · head to head

Wise Business vs Billin

Wise Business logo

Wise Business

Accounting & Finance

The smart way to send and receive business payments

From
$29/month
Rated
-
Full reviewWebsite
Billin logo

Billin

Accounting & Finance

Spanish online invoicing software for freelancers and small businesses

From
On request
Rated
-
Full reviewWebsite

The short version

  • Each has a real cost: Wise Business opening a Wise Business account in the UK carries a one off setup fee of 50 GBP; Billin plan Basico caps usage at just 5 clients, 1 user and 10 products for EUR 6.60/month, well below what most active small businesses need

Where they differ

Only the attributes on which Wise Business and Billin actually diverge.

Attributes where Wise Business and Billin differ
AttributeWise BusinessBillin
Starting price$29/monthOn request
Pricing modelusage-basedsubscription
PlatformsWeb, Ios, Android, ApiWeb
Founded2011Unknown

Identical on both: free tier (No), user rating (Not yet rated), category (Accounting & Finance).

What each one covers

Drawn from each product's published feature list. An absence here means we hold no record of it - not that the product lacks it.

Only in Wise Business

  • Multi-currency accounts
  • International transfers
  • Batch payments
  • API access
  • Team management
  • Xero
  • QuickBooks
  • Various

Only in Billin

Nothing recorded that Wise Business does not also cover.

What people use each for

The jobs each tool is most often brought in to do.

Wise Business

  • Holding and converting multiple currencies as a businessnot Billin
  • Paying international suppliers and contractors at the mid market ratenot Billin
  • Receiving payments into local currency account details in several countriesnot Billin

Billin

No use cases recorded yet. See the Billin review.

Where each one falls short

Documented limitations, not opinions. Every one is a constraint you would hit in normal use.

Wise Business

  • Opening a Wise Business account in the UK carries a one off setup fee of 50 GBP
  • Volume discounts on transfers start only above 20,000 GBP equivalent sent per month

Billin

  • Plan Basico caps usage at just 5 clients, 1 user and 10 products for EUR 6.60/month, well below what most active small businesses need
  • Plan Pro still caps clients at 50 and users at 3 for EUR 14/month, so any business with more clients must move to the unlimited EUR 23/month tier

Pricing, plan by plan

Wise Business

$29/month
  • StandardFree
    • Multi-currency account
    • Real exchange rate
    • Batch payments

Billin

On request

No published plan breakdown. See the Billin review.

Which should you pick?

Choose Wise Business if

  • You need multi-currency accounts.
  • You work on Web, Ios, Android, Api.
  • You also want international transfers.
Wise Business review

Choose Billin if

Nothing in the data separates Billin from Wise Business on the points above - pick on price and on how each one feels to use.

Billin review

Questions people ask

Is Wise Business or Billin better?
Neither clearly leads. Wise Business starts at $29/month and Billin at On request, and user ratings are close enough to be indistinguishable. Choose on capability and platform support.
Which is cheaper, Wise Business or Billin?
Wise Business starts at $29/month and Billin at On request.
Does Wise Business or Billin run on more platforms?
Wise Business runs on Web, Ios, Android, Api. Billin runs on Web.
What is Wise Business best used for?
Wise Business is most often used for holding and converting multiple currencies as a business, paying international suppliers and contractors at the mid market rate, receiving payments into local currency account details in several countries. Of those, holding and converting multiple currencies as a business and paying international suppliers and contractors at the mid market rate are not what Billin is typically brought in for.
What can Wise Business do that Billin cannot?
Wise Business covers Multi-currency accounts, International transfers, Batch payments, API access.
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