Softwr

Software · head to head

Razorpay vs Stoplight

R

Razorpay

Software

Accept, process and disburse payments with India's leading payments platform

From
On request
Rated
-
Full reviewWebsite
Stoplight logo

Stoplight

Software

API design, documentation, and governance platform

From
Free
Rated
-
Full reviewWebsite

The short version

  • Only Stoplight has a free tier, so it costs nothing to try first.
  • Each has a real cost: Razorpay international card payments cost up to 3% per transaction versus 2% domestically, per razorpay.com/pricing (Aug 2026), and an 18% GST is added on top of the platform fee; Stoplight the free plan allows one project and one user

Where they differ

Only the attributes on which Razorpay and Stoplight actually diverge.

Attributes where Razorpay and Stoplight differ
AttributeRazorpayStoplight
Starting priceOn requestFree
Pricing modeltransactionfreemium
Free tierNoYes
PlatformsWebWeb, Cloud
FoundedUnknown2014

Identical on both: user rating (Not yet rated), category (Unknown).

What each one covers

Drawn from each product's published feature list. An absence here means we hold no record of it - not that the product lacks it.

Only in Razorpay

Nothing recorded that Stoplight does not also cover.

Only in Stoplight

  • API Design
  • API Documentation
  • Governance
  • GitHub
  • GitLab
  • Jenkins
  • Azure DevOps
  • Web support

What people use each for

The jobs each tool is most often brought in to do.

Razorpay

No use cases recorded yet. See the Razorpay review.

Stoplight

  • Designing and documenting OpenAPI specifications visuallynot Razorpay
  • Serving interactive API docs and instant mock servers from a specnot Razorpay

Where each one falls short

Documented limitations, not opinions. Every one is a constraint you would hit in normal use.

Razorpay

  • International card payments cost up to 3% per transaction versus 2% domestically, per razorpay.com/pricing (Aug 2026), and an 18% GST is added on top of the platform fee
  • Instant refunds cost between Rs. 7.99 and Rs. 14.99 per refund on top of the transaction fee, per Razorpay's own pricing page; standard refunds are free but instant ones are not

Stoplight

  • The free plan allows one project and one user
  • Private projects, multi branch support and custom domains start at the Startup plan, $113 a month billed annually
  • SSO and shared style guides are Pro Team only, at $362 a month billed annually
  • Seats beyond each plan's allowance are $11 to $27 each per month depending on tier and billing period

Pricing, plan by plan

Razorpay

On request

No published plan breakdown. See the Razorpay review.

Stoplight

Free
  • FreeFree
    • API design
    • Documentation
    • Community support
  • Pro$75/monthly
    • Governance
    • Advanced testing
    • Team collaboration
  • Enterprise$undefined/monthly
    • Custom deployment
    • SLA
    • Priority support

Which should you pick?

Choose Razorpay if

Nothing in the data separates Razorpay from Stoplight on the points above - pick on price and on how each one feels to use.

Razorpay review

Choose Stoplight if

  • You need api design.
  • You want to start without paying.
  • You work on Web, Cloud.
  • You also want api documentation.
Stoplight review

Questions people ask

Is Razorpay or Stoplight better?
Neither clearly leads. Razorpay starts at On request and Stoplight at Free, and user ratings are close enough to be indistinguishable. Choose on capability and platform support.
Which is cheaper, Razorpay or Stoplight?
Stoplight has a free tier; the other does not. Paid plans start at On request for Razorpay and Free for Stoplight.
Does Razorpay or Stoplight run on more platforms?
Razorpay runs on Web. Stoplight runs on Web, Cloud.
Can I use Stoplight for free?
Yes. Stoplight has a free tier, so you can try it without paying. Razorpay starts at On request.
What can Razorpay do that Stoplight cannot?
Stoplight covers API Design, API Documentation, Governance, GitHub.
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Related pages

More on Razorpay

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