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Software · head to head

Razorpay vs Gumroad

R

Razorpay

Software

Accept, process and disburse payments with India's leading payments platform

From
On request
Rated
-
Full reviewWebsite
G

Gumroad

Software

Sell your stuff, see what sticks

From
On request
Rated
-
Full reviewWebsite

The short version

  • Each has a real cost: Razorpay international card payments cost up to 3% per transaction versus 2% domestically, per razorpay.com/pricing (Aug 2026), and an 18% GST is added on top of the platform fee; Gumroad charges a 10 percent plus $0.50 transaction fee on direct sales, rising to 30 percent on sales made through its Discover marketplace

Where they differ

Only the attributes on which Razorpay and Gumroad actually diverge.

Attributes where Razorpay and Gumroad differ
AttributeRazorpayGumroad
Pricing modeltransactionsubscription

Identical on both: starting price (On request), free tier (No), platforms (Web), user rating (Not yet rated), category (Unknown).

Where each one falls short

Documented limitations, not opinions. Every one is a constraint you would hit in normal use.

Razorpay

  • International card payments cost up to 3% per transaction versus 2% domestically, per razorpay.com/pricing (Aug 2026), and an 18% GST is added on top of the platform fee
  • Instant refunds cost between Rs. 7.99 and Rs. 14.99 per refund on top of the transaction fee, per Razorpay's own pricing page; standard refunds are free but instant ones are not

Gumroad

  • Charges a 10 percent plus $0.50 transaction fee on direct sales, rising to 30 percent on sales made through its Discover marketplace

Pricing, plan by plan

Razorpay

On request

No published plan breakdown. See the Razorpay review.

Gumroad

On request

No published plan breakdown. See the Gumroad review.

Which should you pick?

Choose Razorpay if

Nothing in the data separates Razorpay from Gumroad on the points above - pick on price and on how each one feels to use.

Razorpay review

Choose Gumroad if

Nothing in the data separates Gumroad from Razorpay on the points above - pick on price and on how each one feels to use.

Gumroad review

Questions people ask

Is Razorpay or Gumroad better?
Neither clearly leads. Razorpay starts at On request and Gumroad at On request, and user ratings are close enough to be indistinguishable. Choose on capability and platform support.
Which is cheaper, Razorpay or Gumroad?
Razorpay starts at On request and Gumroad at On request.
Does Razorpay or Gumroad run on more platforms?
Both run on Web, so platform support will not decide this one for you.
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Related pages

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