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Software · head to head

Razorpay vs Checkout.com

R

Razorpay

Software

Accept, process and disburse payments with India's leading payments platform

From
On request
Rated
-
Full reviewWebsite
C

Checkout.com

Software

Your business deserves tailored pricing based on your needs

From
On request
Rated
-
Full reviewWebsite

The short version

  • Each has a real cost: Razorpay international card payments cost up to 3% per transaction versus 2% domestically, per razorpay.com/pricing (Aug 2026), and an 18% GST is added on top of the platform fee; Checkout.com checkout.com/pricing publishes no per-transaction percentage or fixed fee; pricing is set per business profile and risk category through direct sales contact, per the vendor's own pricing page (Aug 2026)

Where they differ

Only the attributes on which Razorpay and Checkout.com actually diverge.

Attributes where Razorpay and Checkout.com differ
AttributeRazorpayCheckout.com
Pricing modeltransactionquote

Identical on both: starting price (On request), free tier (No), platforms (Web), user rating (Not yet rated), category (Unknown).

Where each one falls short

Documented limitations, not opinions. Every one is a constraint you would hit in normal use.

Razorpay

  • International card payments cost up to 3% per transaction versus 2% domestically, per razorpay.com/pricing (Aug 2026), and an 18% GST is added on top of the platform fee
  • Instant refunds cost between Rs. 7.99 and Rs. 14.99 per refund on top of the transaction fee, per Razorpay's own pricing page; standard refunds are free but instant ones are not

Checkout.com

  • checkout.com/pricing publishes no per-transaction percentage or fixed fee; pricing is set per business profile and risk category through direct sales contact, per the vendor's own pricing page (Aug 2026)
  • Choosing between the flat-rate and Interchange++ pricing models requires contacting the sales team, since neither model's rate is quoted publicly on the page

Pricing, plan by plan

Razorpay

On request

No published plan breakdown. See the Razorpay review.

Checkout.com

On request

No published plan breakdown. See the Checkout.com review.

Which should you pick?

Choose Razorpay if

Nothing in the data separates Razorpay from Checkout.com on the points above - pick on price and on how each one feels to use.

Razorpay review

Choose Checkout.com if

Nothing in the data separates Checkout.com from Razorpay on the points above - pick on price and on how each one feels to use.

Checkout.com review

Questions people ask

Is Razorpay or Checkout.com better?
Neither clearly leads. Razorpay starts at On request and Checkout.com at On request, and user ratings are close enough to be indistinguishable. Choose on capability and platform support.
Which is cheaper, Razorpay or Checkout.com?
Razorpay starts at On request and Checkout.com at On request.
Does Razorpay or Checkout.com run on more platforms?
Both run on Web, so platform support will not decide this one for you.
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Related pages

More on Razorpay

More on Checkout.com

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