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Quicken vs Fidelity

Quicken logo

Quicken

Software

Take control of your finances

From
$3.99/month
Rated
-
Full reviewWebsite
Fidelity logo

Fidelity

Software

Building a better financial future

From
On request
Rated
-
Full reviewWebsite

The short version

  • Each has a real cost: Quicken quicken Simplifi (cloud version) costs $3.99 annually if billed yearly, but renews at full price $6.99/month unless cancelled before renewal; Fidelity options trades carry a 0.65 USD per contract fee on top of zero commission
  • They diverge on capability: Quicken covers Budget creation, Fidelity covers Commission-free trading.

Where they differ

Only the attributes on which Quicken and Fidelity actually diverge.

Attributes where Quicken and Fidelity differ
AttributeQuickenFidelity
Starting price$3.99/monthOn request
Pricing modelsubscriptiontransaction
PlatformsWeb, iOS, Android, Windows, macOSWeb, IOS, Android
Founded19831946

Identical on both: free tier (No), user rating (Not yet rated), category (Unknown).

What each one covers

Drawn from each product's published feature list. An absence here means we hold no record of it - not that the product lacks it.

Only in Quicken

  • Budget creation
  • Bill management
  • Investment tracking
  • Tax planning
  • Credit cards
  • Windows support
  • Mac support

Only in Fidelity

  • Commission-free trading
  • Retirement planning
  • Advisory services
  • Research tools
  • Web support
  • Android support

Both cover

  • Bank accounts
  • Investment accounts
  • IOS support

What people use each for

The jobs each tool is most often brought in to do.

Quicken

  • Individuals managing personal finances via Quicken Simplifi cloud app for budgeting and savings trackingnot Fidelity
  • Freelancers and self-employed managing business and personal finances via Quicken Business & Personal plannot Fidelity
  • Users preferring local data storage via Classic desktop editionsnot Fidelity

Fidelity

  • Commission free trading of US stocks and ETFsnot Quicken
  • Holding IRAs, 401(k) plans and taxable brokerage accountsnot Quicken
  • Trading bonds, options and mutual funds from one accountnot Quicken

Where each one falls short

Documented limitations, not opinions. Every one is a constraint you would hit in normal use.

Quicken

  • Quicken Simplifi (cloud version) costs $3.99 annually if billed yearly, but renews at full price $6.99/month unless cancelled before renewal
  • Renewal pricing significantly higher than introductory rate; annual cost jumps from $47.88 (promotional) to $83.88 (regular renewal)

Fidelity

  • Options trades carry a 0.65 USD per contract fee on top of zero commission
  • Non Fidelity mutual funds carry a 49.95 USD transaction fee per purchase
  • Secondary market bonds cost 1.00 USD per bond, while new issues are free
  • A foreign settlement fee of 50 USD applies per trade
  • Margin rates are tiered by debit balance, from 11.825 percent below 25,000 USD down to 7.50 percent at 1 million USD or more, against a base rate of 10.575 percent effective 12 December 2025
  • Margin liquidation by the broker costs 32.95 USD per liquidation

Pricing, plan by plan

Quicken

$3.99/month

No published plan breakdown. See the Quicken review.

Fidelity

On request
  • Brokerage$undefined/month
    • Commission-free trading
    • Research tools
  • Advisory$undefined/month
    • Personal advisor
    • Wealth management

Which should you pick?

Choose Quicken if

  • You need budget creation.
  • You work on Web, iOS, Android, Windows, macOS.
  • You also want bill management.
Quicken review

Choose Fidelity if

  • You need commission-free trading.
  • You work on Web, IOS, Android.
  • You also want retirement planning.
Fidelity review

Questions people ask

Is Quicken or Fidelity better?
Neither clearly leads. Quicken starts at $3.99/month and Fidelity at On request, and user ratings are close enough to be indistinguishable. Choose on capability and platform support.
Which is cheaper, Quicken or Fidelity?
Quicken starts at $3.99/month and Fidelity at On request.
Does Quicken or Fidelity run on more platforms?
Quicken runs on Web, iOS, Android, Windows, macOS. Fidelity runs on Web, IOS, Android.
What is Quicken best used for?
Quicken is most often used for individuals managing personal finances via quicken simplifi cloud app for budgeting and savings tracking, freelancers and self-employed managing business and personal finances via quicken business & personal plan, users preferring local data storage via classic desktop editions. Of those, individuals managing personal finances via quicken simplifi cloud app for budgeting and savings tracking and freelancers and self-employed managing business and personal finances via quicken business & personal plan are not what Fidelity is typically brought in for.
What can Quicken do that Fidelity cannot?
Quicken covers Budget creation, Bill management, Investment tracking, Tax planning. Fidelity covers Commission-free trading, Retirement planning, Advisory services, Research tools. Both handle Bank accounts, Investment accounts, IOS support.
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