Personal Finance · head to head
PayPal vs SamCart

PayPal
Personal Finance
The simpler, safer way to pay and get paid
- From
- $29/month
- Rated
- -
The short version
- Each has a real cost: PayPal currency conversion on international purchases and sends carries a 4.00 percent fee, and 3.00 percent in other conversion scenarios; SamCart plans start at $79 per month, and features like subscription saver and A/B testing are reserved for the higher $199 per month Scale tier
Where they differ
Only the attributes on which PayPal and SamCart actually diverge.
Identical on both: free tier (No), user rating (Not yet rated).
What each one covers
Drawn from each product's published feature list. An absence here means we hold no record of it - not that the product lacks it.
Only in PayPal
- Payment processing
- PayPal Checkout
- Invoicing
- Business debit card
- Working capital loans
- Shopify
- WooCommerce
- BigCommerce
Only in SamCart
Nothing recorded that PayPal does not also cover.
What people use each for
The jobs each tool is most often brought in to do.
PayPal
- Paying online merchants without sharing card detailsnot SamCart
- Sending money to friends and family domestically and internationallynot SamCart
- Holding balances in multiple currencies for cross border purchasesnot SamCart
SamCart
No use cases recorded yet. See the SamCart review.
Where each one falls short
Documented limitations, not opinions. Every one is a constraint you would hit in normal use.
PayPal
- Currency conversion on international purchases and sends carries a 4.00 percent fee, and 3.00 percent in other conversion scenarios
- Instant transfer to a bank or debit card costs 1.75 percent of the amount, with a minimum of 0.25 USD and a maximum of 25.00 USD
- International personal transactions carry a 5.00 percent fee regardless of payment method, with a minimum of 0.99 USD and a maximum of 4.99 USD
- Sending domestic personal payments funded by a credit card costs 2.90 percent plus a fixed fee of 0.49 USD
- Instant transfers are capped at 25,000.00 USD per transaction
SamCart
- Plans start at $79 per month, and features like subscription saver and A/B testing are reserved for the higher $199 per month Scale tier
Pricing, plan by plan
PayPal
$29/month- Standard$2.99/transaction
- Card payments
- PayPal checkout
- Invoice payments
SamCart
On requestNo published plan breakdown. See the SamCart review.
Which should you pick?
Choose PayPal if
- You need payment processing.
- You work on Web, Ios, Android, Api.
- You also want paypal checkout.
Choose SamCart if
Nothing in the data separates SamCart from PayPal on the points above - pick on price and on how each one feels to use.
Questions people ask
- Is PayPal or SamCart better?
- Neither clearly leads. PayPal starts at $29/month and SamCart at On request, and user ratings are close enough to be indistinguishable. Choose on capability and platform support.
- Which is cheaper, PayPal or SamCart?
- PayPal starts at $29/month and SamCart at On request.
- Does PayPal or SamCart run on more platforms?
- PayPal runs on Web, Ios, Android, Api. SamCart runs on Web.
- What is PayPal best used for?
- PayPal is most often used for paying online merchants without sharing card details, sending money to friends and family domestically and internationally, holding balances in multiple currencies for cross border purchases. Of those, paying online merchants without sharing card details and sending money to friends and family domestically and internationally are not what SamCart is typically brought in for.
- What can PayPal do that SamCart cannot?
- PayPal covers Payment processing, PayPal Checkout, Invoicing, Business debit card.
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