Softwr

Personal Finance · head to head

PayPal vs SamCart

PayPal logo

PayPal

Personal Finance

The simpler, safer way to pay and get paid

From
$29/month
Rated
-
S

SamCart

E-commerce

The number one checkout platform

From
On request
Rated
-

The short version

  • Each has a real cost: PayPal currency conversion on international purchases and sends carries a 4.00 percent fee, and 3.00 percent in other conversion scenarios; SamCart plans start at $79 per month, and features like subscription saver and A/B testing are reserved for the higher $199 per month Scale tier

Where they differ

Only the attributes on which PayPal and SamCart actually diverge.

Attributes where PayPal and SamCart differ
AttributePayPalSamCart
Starting price$29/monthOn request
Pricing modelusage-basedsubscription
PlatformsWeb, Ios, Android, ApiWeb
CategoryPersonal FinanceE-commerce
Founded1998Unknown

Identical on both: free tier (No), user rating (Not yet rated).

What each one covers

Drawn from each product's published feature list. An absence here means we hold no record of it - not that the product lacks it.

Only in PayPal

  • Payment processing
  • PayPal Checkout
  • Invoicing
  • Business debit card
  • Working capital loans
  • Shopify
  • WooCommerce
  • BigCommerce

Only in SamCart

Nothing recorded that PayPal does not also cover.

What people use each for

The jobs each tool is most often brought in to do.

PayPal

  • Paying online merchants without sharing card detailsnot SamCart
  • Sending money to friends and family domestically and internationallynot SamCart
  • Holding balances in multiple currencies for cross border purchasesnot SamCart

SamCart

No use cases recorded yet. See the SamCart review.

Where each one falls short

Documented limitations, not opinions. Every one is a constraint you would hit in normal use.

PayPal

  • Currency conversion on international purchases and sends carries a 4.00 percent fee, and 3.00 percent in other conversion scenarios
  • Instant transfer to a bank or debit card costs 1.75 percent of the amount, with a minimum of 0.25 USD and a maximum of 25.00 USD
  • International personal transactions carry a 5.00 percent fee regardless of payment method, with a minimum of 0.99 USD and a maximum of 4.99 USD
  • Sending domestic personal payments funded by a credit card costs 2.90 percent plus a fixed fee of 0.49 USD
  • Instant transfers are capped at 25,000.00 USD per transaction

SamCart

  • Plans start at $79 per month, and features like subscription saver and A/B testing are reserved for the higher $199 per month Scale tier

Pricing, plan by plan

PayPal

$29/month
  • Standard$2.99/transaction
    • Card payments
    • PayPal checkout
    • Invoice payments

SamCart

On request

No published plan breakdown. See the SamCart review.

Which should you pick?

Choose PayPal if

  • You need payment processing.
  • You work on Web, Ios, Android, Api.
  • You also want paypal checkout.

Choose SamCart if

Nothing in the data separates SamCart from PayPal on the points above - pick on price and on how each one feels to use.

Questions people ask

Is PayPal or SamCart better?
Neither clearly leads. PayPal starts at $29/month and SamCart at On request, and user ratings are close enough to be indistinguishable. Choose on capability and platform support.
Which is cheaper, PayPal or SamCart?
PayPal starts at $29/month and SamCart at On request.
Does PayPal or SamCart run on more platforms?
PayPal runs on Web, Ios, Android, Api. SamCart runs on Web.
What is PayPal best used for?
PayPal is most often used for paying online merchants without sharing card details, sending money to friends and family domestically and internationally, holding balances in multiple currencies for cross border purchases. Of those, paying online merchants without sharing card details and sending money to friends and family domestically and internationally are not what SamCart is typically brought in for.
What can PayPal do that SamCart cannot?
PayPal covers Payment processing, PayPal Checkout, Invoicing, Business debit card.

Related pages

Other head to heads