E-commerce · head to head
eBay vs PayPal

PayPal
Personal Finance
The simpler, safer way to pay and get paid
- From
- $29/month
- Rated
- -
The short version
- Each has a real cost: eBay final value fees run up to 13.6 percent of the sale price plus $0.30 per order in most categories, on top of any optional listing upgrade fees; PayPal currency conversion on international purchases and sends carries a 4.00 percent fee, and 3.00 percent in other conversion scenarios
Where they differ
Only the attributes on which eBay and PayPal actually diverge.
Identical on both: free tier (No), user rating (Not yet rated).
What each one covers
Drawn from each product's published feature list. An absence here means we hold no record of it - not that the product lacks it.
Only in eBay
Nothing recorded that PayPal does not also cover.
Only in PayPal
- Payment processing
- PayPal Checkout
- Invoicing
- Business debit card
- Working capital loans
- Shopify
- WooCommerce
- BigCommerce
What people use each for
The jobs each tool is most often brought in to do.
eBay
No use cases recorded yet. See the eBay review.
PayPal
- Paying online merchants without sharing card detailsnot eBay
- Sending money to friends and family domestically and internationallynot eBay
- Holding balances in multiple currencies for cross border purchasesnot eBay
Where each one falls short
Documented limitations, not opinions. Every one is a constraint you would hit in normal use.
eBay
- Final value fees run up to 13.6 percent of the sale price plus $0.30 per order in most categories, on top of any optional listing upgrade fees
PayPal
- Currency conversion on international purchases and sends carries a 4.00 percent fee, and 3.00 percent in other conversion scenarios
- Instant transfer to a bank or debit card costs 1.75 percent of the amount, with a minimum of 0.25 USD and a maximum of 25.00 USD
- International personal transactions carry a 5.00 percent fee regardless of payment method, with a minimum of 0.99 USD and a maximum of 4.99 USD
- Sending domestic personal payments funded by a credit card costs 2.90 percent plus a fixed fee of 0.49 USD
- Instant transfers are capped at 25,000.00 USD per transaction
Pricing, plan by plan
eBay
On requestNo published plan breakdown. See the eBay review.
PayPal
$29/month- Standard$2.99/transaction
- Card payments
- PayPal checkout
- Invoice payments
Which should you pick?
Choose eBay if
Nothing in the data separates eBay from PayPal on the points above - pick on price and on how each one feels to use.
Choose PayPal if
- You need payment processing.
- You work on Web, Ios, Android, Api.
- You also want paypal checkout.
Questions people ask
- Is eBay or PayPal better?
- Neither clearly leads. eBay starts at On request and PayPal at $29/month, and user ratings are close enough to be indistinguishable. Choose on capability and platform support.
- Which is cheaper, eBay or PayPal?
- eBay starts at On request and PayPal at $29/month.
- Does eBay or PayPal run on more platforms?
- eBay runs on Web. PayPal runs on Web, Ios, Android, Api.
- What can eBay do that PayPal cannot?
- PayPal covers Payment processing, PayPal Checkout, Invoicing, Business debit card.
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- PayPal vs FullStory
- PayPal vs Hotjar
- PayPal vs Mailchimp
- PayPal vs Contentful
- PayPal vs Algolia
- PayPal vs Authorize.net
- PayPal vs Bluepark
- PayPal vs Braintree
- PayPal vs Checkout.com
- PayPal vs Gumroad
- PayPal vs Loox
- PayPal vs Razorpay
- PayPal vs SamCart
- PayPal vs Stripe
- PayPal vs Kraken
- PayPal vs Coinbase
- PayPal vs Cash App
- PayPal vs Crypto.com
- PayPal vs Apple Pay
- PayPal vs Betterment
- PayPal vs Fidelity
- PayPal vs Google Pay
- PayPal vs Mint
- PayPal vs Quicken
- PayPal vs Remitly
- PayPal vs WorldRemit
- PayPal vs YNAB
- PayPal vs Acorns
- PayPal vs Banktivity
- PayPal vs Charles Schwab
- PayPal vs Copilot Money
- PayPal vs Credit Karma
