Softwr

E-commerce · head to head

Checkout.com vs PayPal

C

Checkout.com

E-commerce

Your business deserves tailored pricing based on your needs

From
On request
Rated
-
Full reviewWebsite
PayPal logo

PayPal

Personal Finance

The simpler, safer way to pay and get paid

From
$29/month
Rated
-
Full reviewWebsite

The short version

  • Each has a real cost: Checkout.com checkout.com/pricing publishes no per-transaction percentage or fixed fee; pricing is set per business profile and risk category through direct sales contact, per the vendor's own pricing page (Aug 2026); PayPal currency conversion on international purchases and sends carries a 4.00 percent fee, and 3.00 percent in other conversion scenarios

Where they differ

Only the attributes on which Checkout.com and PayPal actually diverge.

Attributes where Checkout.com and PayPal differ
AttributeCheckout.comPayPal
Starting priceOn request$29/month
Pricing modelquoteusage-based
PlatformsWebWeb, Ios, Android, Api
CategoryE-commercePersonal Finance
FoundedUnknown1998

Identical on both: free tier (No), user rating (Not yet rated).

What each one covers

Drawn from each product's published feature list. An absence here means we hold no record of it - not that the product lacks it.

Only in Checkout.com

Nothing recorded that PayPal does not also cover.

Only in PayPal

  • Payment processing
  • PayPal Checkout
  • Invoicing
  • Business debit card
  • Working capital loans
  • Shopify
  • WooCommerce
  • BigCommerce

What people use each for

The jobs each tool is most often brought in to do.

Checkout.com

No use cases recorded yet. See the Checkout.com review.

PayPal

  • Paying online merchants without sharing card detailsnot Checkout.com
  • Sending money to friends and family domestically and internationallynot Checkout.com
  • Holding balances in multiple currencies for cross border purchasesnot Checkout.com

Where each one falls short

Documented limitations, not opinions. Every one is a constraint you would hit in normal use.

Checkout.com

  • checkout.com/pricing publishes no per-transaction percentage or fixed fee; pricing is set per business profile and risk category through direct sales contact, per the vendor's own pricing page (Aug 2026)
  • Choosing between the flat-rate and Interchange++ pricing models requires contacting the sales team, since neither model's rate is quoted publicly on the page

PayPal

  • Currency conversion on international purchases and sends carries a 4.00 percent fee, and 3.00 percent in other conversion scenarios
  • Instant transfer to a bank or debit card costs 1.75 percent of the amount, with a minimum of 0.25 USD and a maximum of 25.00 USD
  • International personal transactions carry a 5.00 percent fee regardless of payment method, with a minimum of 0.99 USD and a maximum of 4.99 USD
  • Sending domestic personal payments funded by a credit card costs 2.90 percent plus a fixed fee of 0.49 USD
  • Instant transfers are capped at 25,000.00 USD per transaction

Pricing, plan by plan

Checkout.com

On request

No published plan breakdown. See the Checkout.com review.

PayPal

$29/month
  • Standard$2.99/transaction
    • Card payments
    • PayPal checkout
    • Invoice payments

Which should you pick?

Choose Checkout.com if

Nothing in the data separates Checkout.com from PayPal on the points above - pick on price and on how each one feels to use.

Checkout.com review

Choose PayPal if

  • You need payment processing.
  • You work on Web, Ios, Android, Api.
  • You also want paypal checkout.
PayPal review

Questions people ask

Is Checkout.com or PayPal better?
Neither clearly leads. Checkout.com starts at On request and PayPal at $29/month, and user ratings are close enough to be indistinguishable. Choose on capability and platform support.
Which is cheaper, Checkout.com or PayPal?
Checkout.com starts at On request and PayPal at $29/month.
Does Checkout.com or PayPal run on more platforms?
Checkout.com runs on Web. PayPal runs on Web, Ios, Android, Api.
What can Checkout.com do that PayPal cannot?
PayPal covers Payment processing, PayPal Checkout, Invoicing, Business debit card.
ShareXLinkedInRedditWhatsAppEmail

Related pages

More on Checkout.com

More on PayPal

Keep looking

Other head to heads