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Software · head to head

Openly vs Hippo

O

Openly

Software

Customizable homeowners insurance sold only through independent agents

From
On request
Rated
-
Full reviewWebsite
Hippo logo

Hippo

Software

Homeowners insurance reimagined

From
On request
Rated
-
Full reviewWebsite

The short version

  • Each has a real cost: Openly available in only 24 states as of August 2026, with Nevada still listed as coming soon; Hippo no premium figures are published; the site names only Basic and Enhanced coverage tiers and routes every quote through comparing personalized rates from over 70 carrier partners rather than Hippo's own underwriting

Where they differ

Only the attributes on which Openly and Hippo actually diverge.

Attributes where Openly and Hippo differ
AttributeOpenlyHippo
PlatformsWebWeb, Ios, Android
FoundedUnknown2015

Identical on both: starting price (On request), pricing model (quote), free tier (No), user rating (Not yet rated), category (Unknown).

What each one covers

Drawn from each product's published feature list. An absence here means we hold no record of it - not that the product lacks it.

Only in Openly

Nothing recorded that Hippo does not also cover.

Only in Hippo

  • Personalized quotes
  • Digital policy management
  • 24/7 customer support
  • Mobile app
  • Smart home integrations
  • Claims support
  • Customizable coverage
  • Instant policy changes

What people use each for

The jobs each tool is most often brought in to do.

Openly

No use cases recorded yet. See the Openly review.

Hippo

  • Comparing home insurance quotes across multiple carrier partnersnot Openly
  • Bundling home coverage with auto, flood, pet or landlord add on policiesnot Openly

Where each one falls short

Documented limitations, not opinions. Every one is a constraint you would hit in normal use.

Openly

  • Available in only 24 states as of August 2026, with Nevada still listed as coming soon
  • Policies are not sold directly to consumers; coverage must be obtained through an independent agent, as of August 2026

Hippo

  • No premium figures are published; the site names only Basic and Enhanced coverage tiers and routes every quote through comparing personalized rates from over 70 carrier partners rather than Hippo's own underwriting

Pricing, plan by plan

Openly

On request

No published plan breakdown. See the Openly review.

Hippo

On request
  • Essential$undefined/month
    • Dwelling coverage
    • Personal property
    • Liability protection

Which should you pick?

Choose Openly if

Nothing in the data separates Openly from Hippo on the points above - pick on price and on how each one feels to use.

Openly review

Choose Hippo if

  • You need personalized quotes.
  • You work on Web, Ios, Android.
  • You also want digital policy management.
Hippo review

Questions people ask

Is Openly or Hippo better?
Neither clearly leads. Openly starts at On request and Hippo at On request, and user ratings are close enough to be indistinguishable. Choose on capability and platform support.
Which is cheaper, Openly or Hippo?
Openly starts at On request and Hippo at On request.
Does Openly or Hippo run on more platforms?
Openly runs on Web. Hippo runs on Web, Ios, Android.
What can Openly do that Hippo cannot?
Hippo covers Personalized quotes, Digital policy management, 24/7 customer support, Mobile app.
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