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Software · head to head

Nifty vs Wise Business

Nifty logo

Nifty

Software

The operating system for your workflow

From
On request
Rated
-
Full reviewWebsite
Wise Business logo

Wise Business

Software

The smart way to send and receive business payments

From
$29/month
Rated
-
Full reviewWebsite

The short version

  • Each has a real cost: Nifty the free plan allows 100 MB of storage and 2 active projects; Wise Business opening a Wise Business account in the UK carries a one off setup fee of 50 GBP
  • They diverge on capability: Nifty covers Tasks, Wise Business covers Multi-currency accounts.

Where they differ

Only the attributes on which Nifty and Wise Business actually diverge.

Attributes where Nifty and Wise Business differ
AttributeNiftyWise Business
Starting priceOn request$29/month
Pricing modelfreemiumusage-based
PlatformsWeb, Ios, AndroidWeb, Ios, Android, Api
Founded20172011

Identical on both: free tier (No), user rating (Not yet rated), category (Unknown).

What each one covers

Drawn from each product's published feature list. An absence here means we hold no record of it - not that the product lacks it.

Only in Nifty

  • Tasks
  • Milestones
  • Docs
  • Chat
  • Time tracking
  • Slack
  • Google Workspace
  • Zoom

Only in Wise Business

  • Multi-currency accounts
  • International transfers
  • Batch payments
  • API access
  • Team management
  • Xero
  • QuickBooks
  • Various

Both cover

  • Web support
  • Ios support
  • Android support

What people use each for

The jobs each tool is most often brought in to do.

Nifty

  • Project management with milestones, docs and team chat in one workspacenot Wise Business
  • Tracking client projects with guest access and time trackingnot Wise Business

Wise Business

  • Holding and converting multiple currencies as a businessnot Nifty
  • Paying international suppliers and contractors at the mid market ratenot Nifty
  • Receiving payments into local currency account details in several countriesnot Nifty

Where each one falls short

Documented limitations, not opinions. Every one is a constraint you would hit in normal use.

Nifty

  • The free plan allows 100 MB of storage and 2 active projects
  • The standard plans are flat monthly fees with hard member caps, at 20 on Pro and 50 on Business, so the 21st member forces a jump from $79 to $124 a month
  • Active projects are capped at 100 on Pro despite the flat fee
  • Time tracking, custom fields and workflow automations all require the Pro plan
  • Microsoft SSO is Business only and SAML is Unlimited only, at $399 a month
  • White labelling and IP restriction are Unlimited only

Wise Business

  • Opening a Wise Business account in the UK carries a one off setup fee of 50 GBP
  • Volume discounts on transfers start only above 20,000 GBP equivalent sent per month

Pricing, plan by plan

Nifty

On request
  • FreeFree
    • 2 projects
    • Basic features
  • Starter$5/month
    • 40 projects
    • Roadmaps
    • Time tracking

Wise Business

$29/month
  • StandardFree
    • Multi-currency account
    • Real exchange rate
    • Batch payments

Which should you pick?

Choose Nifty if

  • You need tasks.
  • You work on Web, Ios, Android.
  • You also want milestones.
Nifty review

Choose Wise Business if

  • You need multi-currency accounts.
  • You work on Web, Ios, Android, Api.
  • You also want international transfers.
Wise Business review

Questions people ask

Is Nifty or Wise Business better?
Neither clearly leads. Nifty starts at On request and Wise Business at $29/month, and user ratings are close enough to be indistinguishable. Choose on capability and platform support.
Which is cheaper, Nifty or Wise Business?
Nifty starts at On request and Wise Business at $29/month.
Does Nifty or Wise Business run on more platforms?
Nifty runs on Web, Ios, Android. Wise Business runs on Web, Ios, Android, Api.
What is Nifty best used for?
Nifty is most often used for project management with milestones, docs and team chat in one workspace, tracking client projects with guest access and time tracking. Of those, project management with milestones, docs and team chat in one workspace and tracking client projects with guest access and time tracking are not what Wise Business is typically brought in for.
What can Nifty do that Wise Business cannot?
Nifty covers Tasks, Milestones, Docs, Chat. Wise Business covers Multi-currency accounts, International transfers, Batch payments, API access. Both handle Web support, Ios support, Android support.
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