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LastPass vs Melio

LastPass logo

LastPass

Software

Simplify online life with LastPass password manager

From
Free
Rated
-
Full reviewWebsite
Melio logo

Melio

Software

Simple business payments

From
Free
Rated
-
Full reviewWebsite

The short version

  • Each has a real cost: LastPass free plan limited to 1 device type only; Melio go (free) plan limited to one user only
  • They diverge on capability: LastPass covers Password vault, Melio covers Vendor payments.

Where they differ

Only the attributes on which LastPass and Melio actually diverge.

Attributes where LastPass and Melio differ
AttributeLastPassMelio
PlatformsWeb, Desktop, MobileWeb, Mobile app
Founded20082018

Identical on both: starting price (Free), pricing model (freemium), free tier (Yes), user rating (Not yet rated), category (Unknown).

What each one covers

Drawn from each product's published feature list. An absence here means we hold no record of it - not that the product lacks it.

Only in LastPass

  • Password vault
  • Password generator
  • Autofill
  • Security dashboard
  • Dark web monitoring
  • Emergency access
  • Secure notes
  • Digital wallet

Only in Melio

  • Vendor payments
  • Card to check
  • Payment scheduling
  • Approval workflows
  • QuickBooks sync
  • QuickBooks
  • Xero
  • FreshBooks

What people use each for

The jobs each tool is most often brought in to do.

LastPass

  • Password management and vault storagenot Melio
  • Multi-device access and autofillnot Melio
  • Dark web monitoring and security dashboardnot Melio
  • Team collaboration with shared folders and policiesnot Melio

Melio

  • Accounts payable automationnot LastPass
  • Bill management and payment schedulingnot LastPass
  • Multi-vendor payment processingnot LastPass
  • Invoice receivables and payment collectionnot LastPass

Where each one falls short

Documented limitations, not opinions. Every one is a constraint you would hit in normal use.

LastPass

  • Free plan limited to 1 device type only
  • Premium plan costs ~$3/month annually (30% discount applied)
  • Business Teams plan limited to up to 50 users maximum
  • Teams plan offers only 25 security policies
  • Business plan pricing ~$4/user/month
  • Business Max plan costs ~$7/user/month for advanced features

Melio

  • Go (free) plan limited to one user only
  • ACH charges £0.50 per transaction beyond monthly allowance (5-50 free depending on plan)
  • Card payment fees range from 2.9% to 2.9% plus £75 maximum
  • International payments limited to select currencies only
  • NetSuite integration only available in Unlimited plan (£80/month minimum)

Pricing, plan by plan

LastPass

Free

No published plan breakdown. See the LastPass review.

Melio

Free

No published plan breakdown. See the Melio review.

Which should you pick?

Choose LastPass if

  • You need password vault.
  • You want to start without paying.
  • You work on Web, Desktop, Mobile.
  • You also want password generator.
LastPass review

Choose Melio if

  • You need vendor payments.
  • You want to start without paying.
  • You work on Web, Mobile app.
  • You also want card to check.
Melio review

Questions people ask

Is LastPass or Melio better?
Neither clearly leads. LastPass starts at Free and Melio at Free, and user ratings are close enough to be indistinguishable. Choose on capability and platform support.
Which is cheaper, LastPass or Melio?
LastPass starts at Free and Melio at Free.
Does LastPass or Melio run on more platforms?
LastPass runs on Web, Desktop, Mobile. Melio runs on Web, Mobile app.
Can I use LastPass for free?
Both have a free tier, so you can try either at no cost before committing.
What is LastPass best used for?
LastPass is most often used for password management and vault storage, multi-device access and autofill, dark web monitoring and security dashboard, team collaboration with shared folders and policies. Of those, password management and vault storage and multi-device access and autofill are not what Melio is typically brought in for.
What can LastPass do that Melio cannot?
LastPass covers Password vault, Password generator, Autofill, Security dashboard. Melio covers Vendor payments, Card to check, Payment scheduling, Approval workflows.
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