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Software · head to head

Melio vs Conta

Melio logo

Melio

Software

Simple business payments

From
Free
Rated
-
Full reviewWebsite
Conta logo

Conta

Software

Norwegian accounting software for small and growing businesses

From
On request
Rated
-
Full reviewWebsite

The short version

  • Only Melio has a free tier, so it costs nothing to try first.
  • Each has a real cost: Melio go (free) plan limited to one user only; Conta project management, KID numbers on invoices and unlimited e-invoicing are reserved for the higher Smart plan at 339 NOK/month, not included in the 209 NOK/month Standard plan

Where they differ

Only the attributes on which Melio and Conta actually diverge.

Attributes where Melio and Conta differ
AttributeMelioConta
Starting priceFreeOn request
Pricing modelfreemiumsubscription
Free tierYesNo
PlatformsWeb, Mobile appWeb
Founded2018Unknown

Identical on both: user rating (Not yet rated), category (Unknown).

What each one covers

Drawn from each product's published feature list. An absence here means we hold no record of it - not that the product lacks it.

Only in Melio

  • Vendor payments
  • Card to check
  • Payment scheduling
  • Approval workflows
  • QuickBooks sync
  • QuickBooks
  • Xero
  • FreshBooks

Only in Conta

Nothing recorded that Melio does not also cover.

What people use each for

The jobs each tool is most often brought in to do.

Melio

  • Accounts payable automationnot Conta
  • Bill management and payment schedulingnot Conta
  • Multi-vendor payment processingnot Conta
  • Invoice receivables and payment collectionnot Conta

Conta

No use cases recorded yet. See the Conta review.

Where each one falls short

Documented limitations, not opinions. Every one is a constraint you would hit in normal use.

Melio

  • Go (free) plan limited to one user only
  • ACH charges £0.50 per transaction beyond monthly allowance (5-50 free depending on plan)
  • Card payment fees range from 2.9% to 2.9% plus £75 maximum
  • International payments limited to select currencies only
  • NetSuite integration only available in Unlimited plan (£80/month minimum)

Conta

  • Project management, KID numbers on invoices and unlimited e-invoicing are reserved for the higher Smart plan at 339 NOK/month, not included in the 209 NOK/month Standard plan
  • Payroll and annual settlement services are not included in either plan and must be purchased as separate add-ons

Pricing, plan by plan

Melio

Free

No published plan breakdown. See the Melio review.

Conta

On request

No published plan breakdown. See the Conta review.

Which should you pick?

Choose Melio if

  • You need vendor payments.
  • You want to start without paying.
  • You work on Web, Mobile app.
  • You also want card to check.
Melio review

Choose Conta if

Nothing in the data separates Conta from Melio on the points above - pick on price and on how each one feels to use.

Conta review

Questions people ask

Is Melio or Conta better?
Neither clearly leads. Melio starts at Free and Conta at On request, and user ratings are close enough to be indistinguishable. Choose on capability and platform support.
Which is cheaper, Melio or Conta?
Melio has a free tier; the other does not. Paid plans start at Free for Melio and On request for Conta.
Does Melio or Conta run on more platforms?
Melio runs on Web, Mobile app. Conta runs on Web.
Can I use Melio for free?
Yes. Melio has a free tier, so you can try it without paying. Conta starts at On request.
What is Melio best used for?
Melio is most often used for accounts payable automation, bill management and payment scheduling, multi-vendor payment processing, invoice receivables and payment collection. Of those, accounts payable automation and bill management and payment scheduling are not what Conta is typically brought in for.
What can Melio do that Conta cannot?
Melio covers Vendor payments, Card to check, Payment scheduling, Approval workflows.
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