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LastPass vs Wise Business

LastPass logo

LastPass

Software

Simplify online life with LastPass password manager

From
Free
Rated
-
Full reviewWebsite
Wise Business logo

Wise Business

Software

The smart way to send and receive business payments

From
$29/month
Rated
-
Full reviewWebsite

The short version

  • Only LastPass has a free tier, so it costs nothing to try first.
  • Each has a real cost: LastPass free plan limited to 1 device type only; Wise Business opening a Wise Business account in the UK carries a one off setup fee of 50 GBP
  • They diverge on capability: LastPass covers Password vault, Wise Business covers Multi-currency accounts.

Where they differ

Only the attributes on which LastPass and Wise Business actually diverge.

Attributes where LastPass and Wise Business differ
AttributeLastPassWise Business
Starting priceFree$29/month
Pricing modelfreemiumusage-based
Free tierYesNo
PlatformsWeb, Desktop, MobileWeb, Ios, Android, Api
Founded20082011

Identical on both: user rating (Not yet rated), category (Unknown).

What each one covers

Drawn from each product's published feature list. An absence here means we hold no record of it - not that the product lacks it.

Only in LastPass

  • Password vault
  • Password generator
  • Autofill
  • Security dashboard
  • Dark web monitoring
  • Emergency access
  • Secure notes
  • Digital wallet

Only in Wise Business

  • Multi-currency accounts
  • International transfers
  • Batch payments
  • API access
  • Team management
  • Xero
  • QuickBooks
  • Various

What people use each for

The jobs each tool is most often brought in to do.

LastPass

  • Password management and vault storagenot Wise Business
  • Multi-device access and autofillnot Wise Business
  • Dark web monitoring and security dashboardnot Wise Business
  • Team collaboration with shared folders and policiesnot Wise Business

Wise Business

  • Holding and converting multiple currencies as a businessnot LastPass
  • Paying international suppliers and contractors at the mid market ratenot LastPass
  • Receiving payments into local currency account details in several countriesnot LastPass

Where each one falls short

Documented limitations, not opinions. Every one is a constraint you would hit in normal use.

LastPass

  • Free plan limited to 1 device type only
  • Premium plan costs ~$3/month annually (30% discount applied)
  • Business Teams plan limited to up to 50 users maximum
  • Teams plan offers only 25 security policies
  • Business plan pricing ~$4/user/month
  • Business Max plan costs ~$7/user/month for advanced features

Wise Business

  • Opening a Wise Business account in the UK carries a one off setup fee of 50 GBP
  • Volume discounts on transfers start only above 20,000 GBP equivalent sent per month

Pricing, plan by plan

LastPass

Free

No published plan breakdown. See the LastPass review.

Wise Business

$29/month
  • StandardFree
    • Multi-currency account
    • Real exchange rate
    • Batch payments

Which should you pick?

Choose LastPass if

  • You need password vault.
  • You want to start without paying.
  • You work on Web, Desktop, Mobile.
  • You also want password generator.
LastPass review

Choose Wise Business if

  • You need multi-currency accounts.
  • You work on Web, Ios, Android, Api.
  • You also want international transfers.
Wise Business review

Questions people ask

Is LastPass or Wise Business better?
Neither clearly leads. LastPass starts at Free and Wise Business at $29/month, and user ratings are close enough to be indistinguishable. Choose on capability and platform support.
Which is cheaper, LastPass or Wise Business?
LastPass has a free tier; the other does not. Paid plans start at Free for LastPass and $29/month for Wise Business.
Does LastPass or Wise Business run on more platforms?
LastPass runs on Web, Desktop, Mobile. Wise Business runs on Web, Ios, Android, Api.
Can I use LastPass for free?
Yes. LastPass has a free tier, so you can try it without paying. Wise Business starts at $29/month.
What is LastPass best used for?
LastPass is most often used for password management and vault storage, multi-device access and autofill, dark web monitoring and security dashboard, team collaboration with shared folders and policies. Of those, password management and vault storage and multi-device access and autofill are not what Wise Business is typically brought in for.
What can LastPass do that Wise Business cannot?
LastPass covers Password vault, Password generator, Autofill, Security dashboard. Wise Business covers Multi-currency accounts, International transfers, Batch payments, API access.
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Related pages

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