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Kaspersky Total Security vs Wise Business

Kaspersky Total Security logo

Kaspersky Total Security

Software

Complete protection for your digital life

From
Free
Rated
-
Wise Business logo

Wise Business

Software

The smart way to send and receive business payments

From
$29/month
Rated
-

The short version

  • Only Kaspersky Total Security has a free tier, so it costs nothing to try first.
  • Each has a real cost: Kaspersky Total Security uS sales banned since June 2024 with support ending September 29, 2024; Wise Business opening a Wise Business account in the UK carries a one off setup fee of 50 GBP
  • They diverge on capability: Kaspersky Total Security covers Real-time protection, Wise Business covers Multi-currency accounts.

Where they differ

Only the attributes on which Kaspersky Total Security and Wise Business actually diverge.

Attributes where Kaspersky Total Security and Wise Business differ
AttributeKaspersky Total SecurityWise Business
Starting priceFree$29/month
Pricing modelUnknownusage-based
Free tierYesNo
PlatformsWindows, macOS, iOS, AndroidWeb, Ios, Android, Api
Founded19972011

Identical on both: user rating (Not yet rated), category (Unknown).

What each one covers

Drawn from each product's published feature list. An absence here means we hold no record of it - not that the product lacks it.

Only in Kaspersky Total Security

  • Real-time protection
  • Ransomware protection
  • Safe Money
  • Privacy protection
  • Parental controls
  • Password manager
  • VPN
  • File encryption

Only in Wise Business

  • Multi-currency accounts
  • International transfers
  • Batch payments
  • API access
  • Team management
  • Xero
  • QuickBooks
  • Various

Both cover

  • Web support

What people use each for

The jobs each tool is most often brought in to do.

Kaspersky Total Security

  • Antivirusnot Wise Business
  • Internet Securitynot Wise Business
  • Parental Controlnot Wise Business

Wise Business

  • Holding and converting multiple currencies as a businessnot Kaspersky Total Security
  • Paying international suppliers and contractors at the mid market ratenot Kaspersky Total Security
  • Receiving payments into local currency account details in several countriesnot Kaspersky Total Security

Where each one falls short

Documented limitations, not opinions. Every one is a constraint you would hit in normal use.

Kaspersky Total Security

  • US sales banned since June 2024 with support ending September 29, 2024
  • VPN limited to 200 MB per day and servers in only 24 countries
  • Password manager has privacy concerns with questionable terms and policies
  • VPN and password manager only included in Plus and Premium tiers, not in Standard
  • Occasionally flags legitimate files as false positives
  • Firewall leaves open ports on public networks

Wise Business

  • Opening a Wise Business account in the UK carries a one off setup fee of 50 GBP
  • Volume discounts on transfers start only above 20,000 GBP equivalent sent per month

Pricing, plan by plan

Kaspersky Total Security

Free
  • FreeFree
    • Basic antivirus
    • No real-time protection
  • Standard$38.99/year
    • Antivirus
    • Firewall
    • Anti-phishing
  • Plus$52.99/year
    • Standard features
    • Password manager
    • VPN with limit
  • Premium$74.99/year
    • Plus features
    • Identity protection
    • Unlimited VPN

Wise Business

$29/month
  • StandardFree
    • Multi-currency account
    • Real exchange rate
    • Batch payments

Which should you pick?

Choose Kaspersky Total Security if

  • You need real-time protection.
  • You want to start without paying.
  • You work on Windows, macOS, iOS, Android.
  • You also want ransomware protection.

Choose Wise Business if

  • You need multi-currency accounts.
  • You work on Web, Ios, Android, Api.
  • You also want international transfers.

Questions people ask

Is Kaspersky Total Security or Wise Business better?
Neither clearly leads. Kaspersky Total Security starts at Free and Wise Business at $29/month, and user ratings are close enough to be indistinguishable. Choose on capability and platform support.
Which is cheaper, Kaspersky Total Security or Wise Business?
Kaspersky Total Security has a free tier; the other does not. Paid plans start at Free for Kaspersky Total Security and $29/month for Wise Business.
Does Kaspersky Total Security or Wise Business run on more platforms?
Kaspersky Total Security runs on Windows, macOS, iOS, Android. Wise Business runs on Web, Ios, Android, Api.
Can I use Kaspersky Total Security for free?
Yes. Kaspersky Total Security has a free tier, so you can try it without paying. Wise Business starts at $29/month.
What is Kaspersky Total Security best used for?
Kaspersky Total Security is most often used for antivirus, internet security, parental control. Of those, antivirus and internet security are not what Wise Business is typically brought in for.
What can Kaspersky Total Security do that Wise Business cannot?
Kaspersky Total Security covers Real-time protection, Ransomware protection, Safe Money, Privacy protection. Wise Business covers Multi-currency accounts, International transfers, Batch payments, API access. Both handle Web support.

Answered from the vendors’ own pages

Kaspersky Total Security: What does Kaspersky Total Security include?

Kaspersky Total Security (Premium tier) includes antivirus, firewall, password manager, VPN with 200 MB daily limit, parental controls (Kaspersky Safe Kids), and anti-ransomware protection.

Source
Kaspersky Total Security: How much does Kaspersky Total Security cost?

Kaspersky Standard costs $38.99/year for 3 devices. Plus tier is $52.99/year for 5 devices. Premium is $74.99/year for 10 devices. Multi-year discounts available.

Source
Kaspersky Total Security: Is Kaspersky available in the United States?

No. The U.S. government banned Kaspersky software sales in June 2024, with support and software updates ceasing September 29, 2024, citing national security concerns regarding Russian government ties.

Source
Kaspersky Total Security: Does Kaspersky have parental controls?

Yes. Premium and Plus tiers include one year free access to Kaspersky Safe Kids parental controls app, which provides activity reports, app monitoring, usage limits, and geo-fencing with location tracking.

Source
Kaspersky Total Security: How much does the VPN provide?

Kaspersky's free VPN (Kaspersky Secure Connection) offers only 200 MB per day of traffic, limiting data usage. Full VPN is included in Plus and Premium plans but with limited servers in only 24 countries.

Source

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