Softwr

Personal Finance · head to head

Square Cash vs Banktivity

S

Square Cash

Personal Finance

Send money easily with Square Cash

From
Free
Rated
-
Full reviewWebsite
Banktivity logo

Banktivity

Personal Finance

Personal finance for Mac and iOS

From
On request
Rated
-
Full reviewWebsite

The short version

  • Only Square Cash has a free tier, so it costs nothing to try first.
  • Each has a real cost: Square Cash cash App Green status (higher savings rate, free in-network ATM withdrawals, overdraft coverage) requires spending $500 or depositing $300 in Qualifying purchases/deposits per month, per the App Store listing; Banktivity runs on macOS, iPhone and iPad only, with no Windows, Android or web version
  • They diverge on capability: Square Cash covers Money transfers, Banktivity covers Account tracking.

Where they differ

Only the attributes on which Square Cash and Banktivity actually diverge.

Attributes where Square Cash and Banktivity differ
AttributeSquare CashBanktivity
Starting priceFreeOn request
Pricing modelfreesubscription
Free tierYesNo
PlatformsIOS, AndroidMac, IOS
Founded20142007

Identical on both: user rating (Not yet rated), category (Personal Finance).

What each one covers

Drawn from each product's published feature list. An absence here means we hold no record of it - not that the product lacks it.

Only in Square Cash

  • Money transfers
  • Instant deposits
  • Transaction history
  • Customer support
  • Android support

Only in Banktivity

  • Account tracking
  • Bill management
  • Investment tracking
  • Budget forecasting
  • Investment accounts
  • Mac support

Both cover

  • Bank accounts
  • IOS support

What people use each for

The jobs each tool is most often brought in to do.

Square Cash

  • Budget Managementnot Banktivity
  • Expense Trackingnot Banktivity
  • Investment Trackingnot Banktivity

Banktivity

  • Personal budgeting and money management on a Macnot Square Cash
  • Investment and net worth trackingnot Square Cash
  • Retirement planning projectionsnot Square Cash
  • Connecting to over 14,000 financial institutionsnot Square Cash

Where each one falls short

Documented limitations, not opinions. Every one is a constraint you would hit in normal use.

Square Cash

  • Cash App Green status (higher savings rate, free in-network ATM withdrawals, overdraft coverage) requires spending $500 or depositing $300 in Qualifying purchases/deposits per month, per the App Store listing

Banktivity

  • Runs on macOS, iPhone and iPad only, with no Windows, Android or web version
  • Pricing is not shown on the product page and sits behind a separate plans page

Pricing, plan by plan

Square Cash

Free
  • FreeFree
    • P2P transfers
    • Instant deposits
    • Mobile app

Banktivity

On request
  • Monthly$4.99/month
    • Full feature access
    • Cloud sync
  • Annual$39.99/month
    • All monthly features
    • Discounted rate

Which should you pick?

Choose Square Cash if

  • You need money transfers.
  • You want to start without paying.
  • You work on IOS, Android.
  • You also want instant deposits.
Square Cash review

Choose Banktivity if

  • You need account tracking.
  • You work on Mac, IOS.
  • You also want bill management.
Banktivity review

Questions people ask

Is Square Cash or Banktivity better?
Neither clearly leads. Square Cash starts at Free and Banktivity at On request, and user ratings are close enough to be indistinguishable. Choose on capability and platform support.
Which is cheaper, Square Cash or Banktivity?
Square Cash has a free tier; the other does not. Paid plans start at Free for Square Cash and On request for Banktivity.
Does Square Cash or Banktivity run on more platforms?
Square Cash runs on IOS, Android. Banktivity runs on Mac, IOS.
Can I use Square Cash for free?
Yes. Square Cash has a free tier, so you can try it without paying. Banktivity starts at On request.
What is Square Cash best used for?
Square Cash is most often used for budget management, expense tracking, investment tracking. Of those, budget management and expense tracking are not what Banktivity is typically brought in for.
What can Square Cash do that Banktivity cannot?
Square Cash covers Money transfers, Instant deposits, Transaction history, Customer support. Banktivity covers Account tracking, Bill management, Investment tracking, Budget forecasting. Both handle Bank accounts, IOS support.
ShareXLinkedInRedditWhatsAppEmail

Related pages

More on Square Cash

More on Banktivity

Keep looking

Other head to heads