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Photopea vs Razorpay

Photopea logo

Photopea

Software

Free online photo editor

From
Free
Rated
-
Full reviewWebsite
R

Razorpay

Software

Accept, process and disburse payments with India's leading payments platform

From
On request
Rated
-
Full reviewWebsite

The short version

  • Only Photopea has a free tier, so it costs nothing to try first.
  • Each has a real cost: Photopea performance becomes sluggish and prone to crashes with high-resolution images or multi-layered files; Razorpay international card payments cost up to 3% per transaction versus 2% domestically, per razorpay.com/pricing (Aug 2026), and an 18% GST is added on top of the platform fee

Where they differ

Only the attributes on which Photopea and Razorpay actually diverge.

Attributes where Photopea and Razorpay differ
AttributePhotopeaRazorpay
Starting priceFreeOn request
Pricing modelUnknowntransaction
Free tierYesNo
Founded2013Unknown

Identical on both: platforms (Web), user rating (Not yet rated), category (Unknown).

What each one covers

Drawn from each product's published feature list. An absence here means we hold no record of it - not that the product lacks it.

Only in Photopea

  • Photo editing
  • PSD compatibility
  • Layer support
  • Selection tools
  • Filters and effects
  • Google Drive
  • Dropbox
  • Adobe fonts

Only in Razorpay

Nothing recorded that Photopea does not also cover.

What people use each for

The jobs each tool is most often brought in to do.

Photopea

  • Quick photo editsnot Razorpay
  • PSD file editingnot Razorpay
  • Web designnot Razorpay
  • Social media graphicsnot Razorpay

Razorpay

No use cases recorded yet. See the Razorpay review.

Where each one falls short

Documented limitations, not opinions. Every one is a constraint you would hit in normal use.

Photopea

  • Performance becomes sluggish and prone to crashes with high-resolution images or multi-layered files
  • Risk of losing work due to browser crashes or save failures
  • Aggressive advertising that can slow down the entire computer
  • No local installation option, always requires browser access
  • Basic file organization and version tracking compared to professional tools

Razorpay

  • International card payments cost up to 3% per transaction versus 2% domestically, per razorpay.com/pricing (Aug 2026), and an 18% GST is added on top of the platform fee
  • Instant refunds cost between Rs. 7.99 and Rs. 14.99 per refund on top of the transaction fee, per Razorpay's own pricing page; standard refunds are free but instant ones are not

Pricing, plan by plan

Photopea

Free

No published plan breakdown. See the Photopea review.

Razorpay

On request

No published plan breakdown. See the Razorpay review.

Which should you pick?

Choose Photopea if

  • You need photo editing.
  • You want to start without paying.
  • You also want psd compatibility.
Photopea review

Choose Razorpay if

Nothing in the data separates Razorpay from Photopea on the points above - pick on price and on how each one feels to use.

Razorpay review

Questions people ask

Is Photopea or Razorpay better?
Neither clearly leads. Photopea starts at Free and Razorpay at On request, and user ratings are close enough to be indistinguishable. Choose on capability and platform support.
Which is cheaper, Photopea or Razorpay?
Photopea has a free tier; the other does not. Paid plans start at Free for Photopea and On request for Razorpay.
Does Photopea or Razorpay run on more platforms?
Both run on Web, so platform support will not decide this one for you.
Can I use Photopea for free?
Yes. Photopea has a free tier, so you can try it without paying. Razorpay starts at On request.
What is Photopea best used for?
Photopea is most often used for quick photo edits, psd file editing, web design, social media graphics. Of those, quick photo edits and psd file editing are not what Razorpay is typically brought in for.
What can Photopea do that Razorpay cannot?
Photopea covers Photo editing, PSD compatibility, Layer support, Selection tools.

Answered from the vendors’ own pages

Photopea: Is Photopea free to use?

Yes, Photopea is completely free and supported by ads displayed within the browser. No subscription or payment is required to use the full feature set.

Source
Photopea: Does Photopea support Photoshop PSD files?

Yes, Photopea fully supports Photoshop PSD files including layers, masks, text, and effects. It can read and export files back to PSD, PNG, JPG, PDF, SVG, or GIF format.

Source
Photopea: What platforms does Photopea run on?

Photopea is a web-based editor accessible through any modern browser including Chrome, Firefox, Safari, Edge, and Opera. It can be added to desktop as a shortcut or Chrome extension.

Source
Photopea: Does Photopea upload my files to servers?

No. Photopea processes images entirely within your browser and does not upload files to external servers, keeping your work private and secure.

Source
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Related pages

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