Softwr

E-commerce · head to head

Authorize.net vs Substack

A

Authorize.net

E-commerce

We help make it easy to get paid

From
On request
Rated
-
Substack logo

Substack

News & Media

The newsletter platform for writers and publishers

From
Free
Rated
-

The short version

  • Only Substack has a free tier, so it costs nothing to try first.
  • Each has a real cost: Authorize.net all-in-One plan charges a $25 monthly gateway fee plus 2.9% + 30 cents per transaction on top of it; Substack substack takes a 10% cut of subscription revenue (writers keep 90%), plus separate credit card processing fees

Where they differ

Only the attributes on which Authorize.net and Substack actually diverge.

Attributes where Authorize.net and Substack differ
AttributeAuthorize.netSubstack
Starting priceOn requestFree
Pricing modelsubscriptionfreemium
Free tierNoYes
PlatformsWebWeb, Mobile
CategoryE-commerceNews & Media
FoundedUnknown2017

Identical on both: user rating (Not yet rated).

What each one covers

Drawn from each product's published feature list. An absence here means we hold no record of it - not that the product lacks it.

Only in Authorize.net

Nothing recorded that Substack does not also cover.

Only in Substack

  • Newsletter publishing
  • Subscriber management
  • Paid subscriptions
  • Email analytics
  • Post scheduling
  • Archive creation
  • Free/paid tier split
  • Comments & discussion

What people use each for

The jobs each tool is most often brought in to do.

Authorize.net

No use cases recorded yet. See the Authorize.net review.

Substack

  • Newsletter distributionnot Authorize.net
  • Reader monetizationnot Authorize.net
  • Community buildingnot Authorize.net
  • Subscriber managementnot Authorize.net

Where each one falls short

Documented limitations, not opinions. Every one is a constraint you would hit in normal use.

Authorize.net

  • All-in-One plan charges a $25 monthly gateway fee plus 2.9% + 30 cents per transaction on top of it
  • eCheck processing carries its own $10 monthly minimum fee separate from the card processing charges

Substack

  • Substack takes a 10% cut of subscription revenue (writers keep 90%), plus separate credit card processing fees

Pricing, plan by plan

Authorize.net

On request

No published plan breakdown. See the Authorize.net review.

Substack

Free
  • FreeFree
    • Unlimited newsletters
    • Basic design
    • Archive access
  • Pro$12/month
    • Custom domain
    • Advanced analytics
    • Member chat

Which should you pick?

Choose Authorize.net if

Nothing in the data separates Authorize.net from Substack on the points above - pick on price and on how each one feels to use.

Choose Substack if

  • You need newsletter publishing.
  • You want to start without paying.
  • You work on Web, Mobile.
  • You also want subscriber management.

Questions people ask

Is Authorize.net or Substack better?
Neither clearly leads. Authorize.net starts at On request and Substack at Free, and user ratings are close enough to be indistinguishable. Choose on capability and platform support.
Which is cheaper, Authorize.net or Substack?
Substack has a free tier; the other does not. Paid plans start at On request for Authorize.net and Free for Substack.
Does Authorize.net or Substack run on more platforms?
Authorize.net runs on Web. Substack runs on Web, Mobile.
Can I use Substack for free?
Yes. Substack has a free tier, so you can try it without paying. Authorize.net starts at On request.
What can Authorize.net do that Substack cannot?
Substack covers Newsletter publishing, Subscriber management, Paid subscriptions, Email analytics.

Related pages

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