Software · head to head
Xero vs Zeplin
The short version
- Only Zeplin has a free tier, so it costs nothing to try first.
- Each has a real cost: Xero the Early plan caps you at 20 invoices and 5 bills per month, and the invoice limit counts both approving and sending; Zeplin the free plan is limited to 1 project and 100 screens and works only in a personal workspace
- They diverge on capability: Xero covers Bank reconciliation, Zeplin covers Design specs.
Where they differ
Only the attributes on which Xero and Zeplin actually diverge.
Identical on both: pricing model (subscription), user rating (Not yet rated), category (Unknown).
What each one covers
Drawn from each product's published feature list. An absence here means we hold no record of it - not that the product lacks it.
Only in Xero
- Bank reconciliation
- Invoicing
- Bill payment
- Expense claims
- Financial reporting
- Inventory tracking
- Project tracking
- Mobile apps
Only in Zeplin
- Design specs
- Asset export
- Code snippets
- Design tokens
- Comments
- Version control
- Handoff workflow
- Accessibility checks
Both cover
- SOC2
- 2FA
What people use each for
The jobs each tool is most often brought in to do.
Xero
- Small business bookkeeping, invoicing and bank reconciliationnot Zeplin
- Bill payment and purchase order managementnot Zeplin
- Sharing books with an accountant or bookkeepernot Zeplin
Zeplin
- Handing off design specs from Figma or Sketch to developersnot Xero
- Sharing screens, assets and style guides with an engineering teamnot Xero
- Reviewing and commenting on design versionsnot Xero
Where each one falls short
Documented limitations, not opinions. Every one is a constraint you would hit in normal use.
Xero
- The Early plan caps you at 20 invoices and 5 bills per month, and the invoice limit counts both approving and sending
- Invoices created by connected app partners count against the Early plan invoice limit
- Multiple currencies, project time and cost tracking, employee expense and mileage claims and industry benchmarking are restricted to the top Established plan at $90 per month
- Cash flow forecasting is capped at 30 days on Early and 60 days on Growing, with 180 days only on Established
- Payroll is not included in any plan and costs an extra $36 a month plus $6 per employee or contractor through Gusto
- Inventory Plus is a paid optional add-on rather than part of any plan
- The advertised 90% off applies only to the first 6 months, after which the regular $25, $55 or $90 monthly price auto-renews
- The introductory discount excludes add-ons, usage charges and payment fees
- Payment fees apply to online invoice payments and to bill payments other than standard domestic ACH, and are billed on top of the subscription
- Subscriptions are billed monthly with no annual payment option, and after upgrading you must wait one month before downgrading to a cheaper plan
- Xero states subscription prices are increasing from October 1, 2026
Zeplin
- The free plan is limited to 1 project and 100 screens and works only in a personal workspace
- Free plan AI reviews are capped at 3 per week
- Role based permissions require the Advanced plan or higher
- Single sign on, multi factor authentication, activity logs and invoiced billing are Enterprise only
- Priority 24 hour support is Enterprise only
- Basic plan caps screens at 1,000 per project and is priced per project rather than per seat
- Enterprise pricing is by quote with no published rate
Pricing, plan by plan
Xero
$13/month- Early$13/month
- Send 20 invoices
- Enter 5 bills
- Reconcile bank transactions
- Growing$37/month
- Unlimited invoices & bills
- Bulk reconcile transactions
- Short-term cash flow
- Established$70/month
- Everything in Growing
- Use multiple currencies
- Track projects
Zeplin
Free- FreeFree
- 1 project
- 1 workspace
- Basic specs
- Starter$19/month
- Unlimited projects
- Multiple workspaces
- Advanced specs
- Professional$49/month
- Everything in Starter
- Team collaboration
- Admin controls
Which should you pick?
Choose Xero if
- You need bank reconciliation.
- You work on Web, Ios, Android, Api.
- You also want invoicing.
Choose Zeplin if
- You need design specs.
- You want to start without paying.
- You work on Web, Desktop, Mobile.
- You also want asset export.
Questions people ask
- Is Xero or Zeplin better?
- Neither clearly leads. Xero starts at $13/month and Zeplin at Free, and user ratings are close enough to be indistinguishable. Choose on capability and platform support.
- Which is cheaper, Xero or Zeplin?
- Zeplin has a free tier; the other does not. Paid plans start at $13/month for Xero and Free for Zeplin.
- Does Xero or Zeplin run on more platforms?
- Xero runs on Web, Ios, Android, Api. Zeplin runs on Web, Desktop, Mobile.
- Can I use Zeplin for free?
- Yes. Zeplin has a free tier, so you can try it without paying. Xero starts at $13/month.
- What is Xero best used for?
- Xero is most often used for small business bookkeeping, invoicing and bank reconciliation, bill payment and purchase order management, sharing books with an accountant or bookkeeper. Of those, small business bookkeeping, invoicing and bank reconciliation and bill payment and purchase order management are not what Zeplin is typically brought in for.
- What can Xero do that Zeplin cannot?
- Xero covers Bank reconciliation, Invoicing, Bill payment, Expense claims. Zeplin covers Design specs, Asset export, Code snippets, Design tokens. Both handle SOC2, 2FA.
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