Design Tools · head to head
Subframe vs Wise Business

Wise Business
Accounting & Finance
The smart way to send and receive business payments
- From
- $29/month
- Rated
- -
The short version
- Only Subframe has a free tier, so it costs nothing to try first.
- Each has a real cost: Subframe the free plan is capped at 1 project, 10 pages, and 2 prototypes with limited AI usage and only 24 hour version history, versus unlimited AI on the $29 per editor per month Pro plan, as of August 2026.; Wise Business opening a Wise Business account in the UK carries a one off setup fee of 50 GBP
Where they differ
Only the attributes on which Subframe and Wise Business actually diverge.
| Attribute | Subframe | Wise Business |
|---|---|---|
| Starting price | Free | $29/month |
| Pricing model | freemium | usage-based |
| Free tier | Yes | No |
| Platforms | Web | Web, Ios, Android, Api |
| Category | Design Tools | Accounting & Finance |
| Founded | Unknown | 2011 |
Identical on both: user rating (Not yet rated).
What each one covers
Drawn from each product's published feature list. An absence here means we hold no record of it - not that the product lacks it.
Only in Subframe
Nothing recorded that Wise Business does not also cover.
Only in Wise Business
- Multi-currency accounts
- International transfers
- Batch payments
- API access
- Team management
- Xero
- QuickBooks
- Various
What people use each for
The jobs each tool is most often brought in to do.
Subframe
No use cases recorded yet. See the Subframe review.
Wise Business
- Holding and converting multiple currencies as a businessnot Subframe
- Paying international suppliers and contractors at the mid market ratenot Subframe
- Receiving payments into local currency account details in several countriesnot Subframe
Where each one falls short
Documented limitations, not opinions. Every one is a constraint you would hit in normal use.
Subframe
- The free plan is capped at 1 project, 10 pages, and 2 prototypes with limited AI usage and only 24 hour version history, versus unlimited AI on the $29 per editor per month Pro plan, as of August 2026.
Wise Business
- Opening a Wise Business account in the UK carries a one off setup fee of 50 GBP
- Volume discounts on transfers start only above 20,000 GBP equivalent sent per month
Pricing, plan by plan
Subframe
FreeNo published plan breakdown. See the Subframe review.
Wise Business
$29/month- StandardFree
- Multi-currency account
- Real exchange rate
- Batch payments
Which should you pick?
Choose Wise Business if
- You need multi-currency accounts.
- You work on Web, Ios, Android, Api.
- You also want international transfers.
Questions people ask
- Is Subframe or Wise Business better?
- Neither clearly leads. Subframe starts at Free and Wise Business at $29/month, and user ratings are close enough to be indistinguishable. Choose on capability and platform support.
- Which is cheaper, Subframe or Wise Business?
- Subframe has a free tier; the other does not. Paid plans start at Free for Subframe and $29/month for Wise Business.
- Does Subframe or Wise Business run on more platforms?
- Subframe runs on Web. Wise Business runs on Web, Ios, Android, Api.
- Can I use Subframe for free?
- Yes. Subframe has a free tier, so you can try it without paying. Wise Business starts at $29/month.
- What can Subframe do that Wise Business cannot?
- Wise Business covers Multi-currency accounts, International transfers, Batch payments, API access.
Related pages
More on Wise Business
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- Wise Business vs Pleo
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- Wise Business vs SAP Concur
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