Software · head to head
Simplifi vs EveryDollar
The short version
- Only EveryDollar has a free tier, so it costs nothing to try first.
- Each has a real cost: Simplifi there is no free tier at all; EveryDollar the free version has no bank connection, so every transaction is entered by hand
- They diverge on capability: Simplifi covers Budget tracking, EveryDollar covers Zero-based budgeting.
Where they differ
Only the attributes on which Simplifi and EveryDollar actually diverge.
| Attribute | Simplifi | EveryDollar |
|---|---|---|
| Starting price | On request | Free |
| Pricing model | subscription | freemium |
| Free tier | No | Yes |
| Founded | 2020 | 2014 |
Identical on both: platforms (Web, IOS, Android), user rating (Not yet rated), category (Unknown).
What each one covers
Drawn from each product's published feature list. An absence here means we hold no record of it - not that the product lacks it.
Only in Simplifi
- Budget tracking
- Spending analysis
- Goal tracking
- Cash flow insights
- Credit cards
Only in EveryDollar
- Zero-based budgeting
- Transaction tracking
- Budget planning
- Financial insights
Both cover
- Bank accounts
- Web support
- IOS support
- Android support
What people use each for
The jobs each tool is most often brought in to do.
Simplifi
- Personal budgeting with automatic bank transaction importnot EveryDollar
- Tracking spending, savings goals and net worth in one placenot EveryDollar
EveryDollar
- Zero based monthly budgeting using the Ramsey methodnot Simplifi
- Tracking bills and sinking funds by categorynot Simplifi
- Automatically importing bank transactions into a budget on Premiumnot Simplifi
Where each one falls short
Documented limitations, not opinions. Every one is a constraint you would hit in normal use.
Simplifi
- There is no free tier at all
- The advertised $3.99 a month requires annual billing, against $6.99 paying monthly
- The subscription auto renews yearly at the then current price, which the terms state is subject to change rather than fixed
EveryDollar
- The free version has no bank connection, so every transaction is entered by hand
- CSV export of budget data is Premium only
- Spending reports and historical comparisons are Premium only
- Premium costs $17.99 per month billed monthly, and the $6.67 headline rate requires paying $79.99 for a year up front
- The free trial lasts 14 days and is limited to new users
Pricing, plan by plan
Simplifi
On request- Monthly$5.99/month
- Budget tracking
- Spending insights
- Goal setting
- Annual$59.99/month
- All monthly features
- Discounted rate
EveryDollar
Free- FreeFree
- Manual budget entry
- Plus$14.99/month
- Bank sync
- Mobile app
- Transaction tracking
Which should you pick?
Choose Simplifi if
- You need budget tracking.
- You work on Web, IOS, Android.
- You also want spending analysis.
Choose EveryDollar if
- You need zero-based budgeting.
- You want to start without paying.
- You work on Web, IOS, Android.
- You also want transaction tracking.
Questions people ask
- Is Simplifi or EveryDollar better?
- Neither clearly leads. Simplifi starts at On request and EveryDollar at Free, and user ratings are close enough to be indistinguishable. Choose on capability and platform support.
- Which is cheaper, Simplifi or EveryDollar?
- EveryDollar has a free tier; the other does not. Paid plans start at On request for Simplifi and Free for EveryDollar.
- Does Simplifi or EveryDollar run on more platforms?
- Both run on Web, IOS, Android, so platform support will not decide this one for you.
- Can I use EveryDollar for free?
- Yes. EveryDollar has a free tier, so you can try it without paying. Simplifi starts at On request.
- What is Simplifi best used for?
- Simplifi is most often used for personal budgeting with automatic bank transaction import, tracking spending, savings goals and net worth in one place. Of those, personal budgeting with automatic bank transaction import and tracking spending, savings goals and net worth in one place are not what EveryDollar is typically brought in for.
- What can Simplifi do that EveryDollar cannot?
- Simplifi covers Budget tracking, Spending analysis, Goal tracking, Cash flow insights. EveryDollar covers Zero-based budgeting, Transaction tracking, Budget planning, Financial insights. Both handle Bank accounts, Web support, IOS support, Android support.