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Software · head to head

Pleo vs Spline

Pleo logo

Pleo

Software

Smart company cards for forward-thinking teams

From
£9.5/month
Rated
-
Full reviewWebsite
Spline logo

Spline

Software

3D design tool for the web

From
Free
Rated
-
Full reviewWebsite

The short version

  • Only Spline has a free tier, so it costs nothing to try first.
  • Each has a real cost: Pleo card delays and transaction limits impact usability, with limited regional acceptance in some areas; Spline aI generation features produce inconsistent and often distorted results, failing at basic depth perception tasks
  • They diverge on capability: Pleo covers Company cards, Spline covers 3D modeling.

Where they differ

Only the attributes on which Pleo and Spline actually diverge.

Attributes where Pleo and Spline differ
AttributePleoSpline
Starting price£9.5/monthFree
Pricing modelUnknownfreemium
Free tierNoYes
PlatformsiOS, Android, WebWeb, iOS, Android, visionOS
Founded20152020

Identical on both: user rating (Not yet rated), category (Unknown).

What each one covers

Drawn from each product's published feature list. An absence here means we hold no record of it - not that the product lacks it.

Only in Pleo

  • Company cards
  • Receipt capture
  • Expense categorization
  • Spend limits
  • Accounting sync
  • Xero
  • QuickBooks
  • Sage

Only in Spline

  • 3D modeling
  • Real-time collaboration
  • Animations
  • Interactions
  • Code export
  • React
  • Next.js
  • Webflow

Both cover

  • Web support

What people use each for

The jobs each tool is most often brought in to do.

Pleo

  • Employee expensesnot Spline
  • Spending autonomynot Spline
  • Expense automationnot Spline

Spline

  • Web 3D experiencesnot Pleo
  • Interactive prototypesnot Pleo
  • Product visualizationnot Pleo

Where each one falls short

Documented limitations, not opinions. Every one is a constraint you would hit in normal use.

Pleo

  • Card delays and transaction limits impact usability, with limited regional acceptance in some areas
  • Receipt capture OCR inaccuracies and upload lag/glitches complicate expense categorization
  • Limited expense categories and tags reduce flexibility for complex accounting structures
  • Transaction approval workflows have minimal customization options
  • Lacks in-built forecasting tools and reporting is basic, providing limited insights into trends

Spline

  • AI generation features produce inconsistent and often distorted results, failing at basic depth perception tasks
  • Limited to simpler designs - not suitable for high-poly, detailed production models
  • Performance degrades with complex scenes containing many objects and materials
  • Limited non-Apple platform coverage compared to cross-platform design tools
  • Tutorials are either too fast for beginners or too basic for advanced users

Pricing, plan by plan

Pleo

£9.5/month
  • Starter$9.5/month
    • Company cards
    • Real-time expense tracking
    • Automated reports
  • Essential$39/month
    • Reimbursements
    • Mileage and per diem
    • Vendor cards
  • Advanced$89/month
    • Cashback
    • Budgets
    • Multi-entity management
  • Beyond$179/month
    • Spending insights
    • Sub-wallets
    • Dedicated success manager

Spline

Free
  • FreeFree
    • Unlimited projects
    • Basic exports
    • Community support
  • Pro$9/month
    • Advanced exports
    • Custom domains
    • Password protection
  • Team$19/month
    • Team collaboration
    • Version control
    • Admin controls

Which should you pick?

Choose Pleo if

  • You need company cards.
  • You work on iOS, Android, Web.
  • You also want receipt capture.
Pleo review

Choose Spline if

  • You need 3d modeling.
  • You want to start without paying.
  • You work on Web, iOS, Android, visionOS.
  • You also want real-time collaboration.
Spline review

Questions people ask

Is Pleo or Spline better?
Neither clearly leads. Pleo starts at £9.5/month and Spline at Free, and user ratings are close enough to be indistinguishable. Choose on capability and platform support.
Which is cheaper, Pleo or Spline?
Spline has a free tier; the other does not. Paid plans start at £9.5/month for Pleo and Free for Spline.
Does Pleo or Spline run on more platforms?
Pleo runs on iOS, Android, Web. Spline runs on Web, iOS, Android, visionOS.
Can I use Spline for free?
Yes. Spline has a free tier, so you can try it without paying. Pleo starts at £9.5/month.
What is Pleo best used for?
Pleo is most often used for employee expenses, spending autonomy, expense automation. Of those, employee expenses and spending autonomy are not what Spline is typically brought in for.
What can Pleo do that Spline cannot?
Pleo covers Company cards, Receipt capture, Expense categorization, Spend limits. Spline covers 3D modeling, Real-time collaboration, Animations, Interactions. Both handle Web support.

Answered from the vendors’ own pages

Pleo: What are Pleo's pricing tiers?

Pleo offers four pricing tiers: Starter (GBP 9.50/month), Essential (GBP 39.00/month), Advanced (GBP 89.00/month), and Beyond (GBP 179.00/month). Annual billing provides equivalent of two free months.

Source
Spline: What is Spline's pricing?

Spline offers a Free plan with watermarked web exports, Starter at $12/month (billed annually) removing watermarks, Professional at $20/month with unlimited projects, and Enterprise with custom pricing. Viewers are unlimited on all plans.

Source
Pleo: Does Pleo have a free tier?

No, Pleo does not offer a free tier or permanent free plan. All plans require payment with a free trial available for evaluation.

Source
Spline: Can Spline export 3D models to other tools?

Spline's export/import format support is more limited compared to traditional 3D tools like Blender. It focuses on web-first exports and native app code generation.

Source
Pleo: What integrations does Pleo support for accounting?

Pleo integrates directly with Xero and QuickBooks, plus Sage 200, Sage 50, Microsoft Dynamics 365 Business Central, Datev, and Visma e-conomic. Zapier integrations are also available.

Source
Pleo: What platforms can access Pleo?

Pleo is accessible via iOS and Android mobile apps, and through a web interface. Physical and virtual cards are issued for spending.

Source
Pleo: Does Pleo support multiple currencies?

Yes, Pleo supports multi-currency spending and transactions. The platform is particularly strong for European teams with local payment methods.

Source
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