Software · head to head
Loox vs Xero
The short version
- Each has a real cost: Loox beyond plan review volume, overage billing adds $40 to $50 per extra 300 orders processed; Xero the Early plan caps you at 20 invoices and 5 bills per month, and the invoice limit counts both approving and sending
Where they differ
Only the attributes on which Loox and Xero actually diverge.
Identical on both: free tier (No), user rating (Not yet rated), category (Unknown).
What each one covers
Drawn from each product's published feature list. An absence here means we hold no record of it - not that the product lacks it.
Only in Loox
Nothing recorded that Xero does not also cover.
Only in Xero
- Bank reconciliation
- Invoicing
- Bill payment
- Expense claims
- Financial reporting
- Inventory tracking
- Project tracking
- Mobile apps
What people use each for
The jobs each tool is most often brought in to do.
Loox
No use cases recorded yet. See the Loox review.
Xero
- Small business bookkeeping, invoicing and bank reconciliationnot Loox
- Bill payment and purchase order managementnot Loox
- Sharing books with an accountant or bookkeepernot Loox
Where each one falls short
Documented limitations, not opinions. Every one is a constraint you would hit in normal use.
Loox
- Beyond plan review volume, overage billing adds $40 to $50 per extra 300 orders processed
Xero
- The Early plan caps you at 20 invoices and 5 bills per month, and the invoice limit counts both approving and sending
- Invoices created by connected app partners count against the Early plan invoice limit
- Multiple currencies, project time and cost tracking, employee expense and mileage claims and industry benchmarking are restricted to the top Established plan at $90 per month
- Cash flow forecasting is capped at 30 days on Early and 60 days on Growing, with 180 days only on Established
- Payroll is not included in any plan and costs an extra $36 a month plus $6 per employee or contractor through Gusto
- Inventory Plus is a paid optional add-on rather than part of any plan
- The advertised 90% off applies only to the first 6 months, after which the regular $25, $55 or $90 monthly price auto-renews
- The introductory discount excludes add-ons, usage charges and payment fees
- Payment fees apply to online invoice payments and to bill payments other than standard domestic ACH, and are billed on top of the subscription
- Subscriptions are billed monthly with no annual payment option, and after upgrading you must wait one month before downgrading to a cheaper plan
- Xero states subscription prices are increasing from October 1, 2026
Pricing, plan by plan
Loox
On requestNo published plan breakdown. See the Loox review.
Xero
$13/month- Early$13/month
- Send 20 invoices
- Enter 5 bills
- Reconcile bank transactions
- Growing$37/month
- Unlimited invoices & bills
- Bulk reconcile transactions
- Short-term cash flow
- Established$70/month
- Everything in Growing
- Use multiple currencies
- Track projects
Which should you pick?
Choose Loox if
Nothing in the data separates Loox from Xero on the points above - pick on price and on how each one feels to use.
Choose Xero if
- You need bank reconciliation.
- You work on Web, Ios, Android, Api.
- You also want invoicing.
Questions people ask
- Is Loox or Xero better?
- Neither clearly leads. Loox starts at On request and Xero at $13/month, and user ratings are close enough to be indistinguishable. Choose on capability and platform support.
- Which is cheaper, Loox or Xero?
- Loox starts at On request and Xero at $13/month.
- Does Loox or Xero run on more platforms?
- Loox runs on Web. Xero runs on Web, Ios, Android, Api.
- What can Loox do that Xero cannot?
- Xero covers Bank reconciliation, Invoicing, Bill payment, Expense claims.
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