Software · head to head
Fyle vs Adyen
Fyle
Software
Real-time expense management that works with your cards
- From
- $29/month
- Rated
- -
The short version
- Each has a real cost: Fyle billed per active user, defined as anyone who creates an expense or has a connected card with transactions in the month, so headcount does not predict the bill; Adyen there is a minimum monthly invoice, set by industry and business model and only disclosed through the sales team, so small volumes are not economic
- They diverge on capability: Fyle covers Real-time card tracking, Adyen covers Payment processing.
Where they differ
Only the attributes on which Fyle and Adyen actually diverge.
Identical on both: starting price ($29/month), free tier (No), user rating (Not yet rated), category (Unknown).
What each one covers
Drawn from each product's published feature list. An absence here means we hold no record of it - not that the product lacks it.
Only in Fyle
- Real-time card tracking
- Automatic receipt matching
- Expense policies
- Approval workflows
- Mileage tracking
- QuickBooks
- Xero
- Sage Intacct
Only in Adyen
- Payment processing
- Risk management
- Unified commerce
- Issuing
- Platform payments
- SAP
- Salesforce
- Oracle
Both cover
- Web support
What people use each for
The jobs each tool is most often brought in to do.
Fyle
- Expense reporting and corporate card reconciliationnot Adyen
- Enforcing spend policy and approvals before reimbursementnot Adyen
Adyen
- Card acquiring with interchange plus pricing for larger merchantsnot Fyle
- Accepting local payment methods across multiple countriesnot Fyle
- Settling in several currencies through linked bank accountsnot Fyle
- Unified online and in-person paymentsnot Fyle
Where each one falls short
Documented limitations, not opinions. Every one is a constraint you would hit in normal use.
Fyle
- Billed per active user, defined as anyone who creates an expense or has a connected card with transactions in the month, so headcount does not predict the bill
- The Growth plan carries a 5 user minimum and the Business plan a 10 user minimum, so the entry cost is set by the floor rather than the team
- API access and the Sage Intacct and NetSuite integrations require a paid tier
- ACH reimbursements and project expense tracking sit above the entry plan
- Both published plans are billed annually
- Enterprise pricing is custom and aimed at organisations with 250 or more employees
Adyen
- There is a minimum monthly invoice, set by industry and business model and only disclosed through the sales team, so small volumes are not economic
- Published fees are indicative rather than a rate card, with real pricing negotiated
- Interchange++ means the card cost varies per transaction rather than being a single predictable percentage
- Alternative payment methods carry their own rates on top, such as 3.3 percent plus $0.10 for American Express in North America
Pricing, plan by plan
Fyle
$29/month- Standard$8/month
- Real-time card feeds
- Receipt matching
- Basic approvals
- Business$12/month
- Advanced policies
- Custom workflows
- Analytics
- Enterprise$undefined/month
- Unlimited users
- API access
- Priority support
Adyen
$29/month- CustomFree
- Payment processing
- Risk management
- Unified commerce
Which should you pick?
Choose Fyle if
- You need real-time card tracking.
- You work on Web, Ios, Android.
- You also want automatic receipt matching.
Choose Adyen if
- You need payment processing.
- You work on Web, Api, Pos.
- You also want risk management.
Questions people ask
- Is Fyle or Adyen better?
- Neither clearly leads. Fyle starts at $29/month and Adyen at $29/month, and user ratings are close enough to be indistinguishable. Choose on capability and platform support.
- Which is cheaper, Fyle or Adyen?
- Fyle starts at $29/month and Adyen at $29/month.
- Does Fyle or Adyen run on more platforms?
- Fyle runs on Web, Ios, Android. Adyen runs on Web, Api, Pos.
- What is Fyle best used for?
- Fyle is most often used for expense reporting and corporate card reconciliation, enforcing spend policy and approvals before reimbursement. Of those, expense reporting and corporate card reconciliation and enforcing spend policy and approvals before reimbursement are not what Adyen is typically brought in for.
- What can Fyle do that Adyen cannot?
- Fyle covers Real-time card tracking, Automatic receipt matching, Expense policies, Approval workflows. Adyen covers Payment processing, Risk management, Unified commerce, Issuing. Both handle Web support.