Software · head to head
Zoho Books vs Airwallex
Zoho Books
Software
Simple, smart accounting software for growing businesses
- From
- Free
- Rated
- -
The short version
- Each has a real cost: Zoho Books payroll only available in Texas and California, limiting US usefulness; Airwallex international card payments carry a $0.30 fee per transaction on top of FX charges, separate from the free tier
Where they differ
Only the attributes on which Zoho Books and Airwallex actually diverge.
| Attribute | Zoho Books | Airwallex |
|---|---|---|
| Pricing model | Unknown | freemium |
| Platforms | Web, iOS, Android | Web |
| Founded | 1996 | Unknown |
Identical on both: starting price (Free), free tier (Yes), user rating (Not yet rated), category (Unknown).
What each one covers
Drawn from each product's published feature list. An absence here means we hold no record of it - not that the product lacks it.
Only in Zoho Books
- Invoicing
- Expense tracking
- Bank reconciliation
- Financial reports
- Tax compliance
- Zoho CRM
- PayPal
- Stripe
Only in Airwallex
Nothing recorded that Zoho Books does not also cover.
What people use each for
The jobs each tool is most often brought in to do.
Zoho Books
- Invoicingnot Airwallex
- Expense managementnot Airwallex
- Tax preparationnot Airwallex
Airwallex
No use cases recorded yet. See the Airwallex review.
Where each one falls short
Documented limitations, not opinions. Every one is a constraint you would hit in normal use.
Zoho Books
- Payroll only available in Texas and California, limiting US usefulness
- Limited access to historical financial data compared to competitors
- Customer support is slow with long response times and frustrating workarounds
- Fewer integrations than QuickBooks Online and Xero
- User limit restrictions (1-15 depending on plan) compared to Xero's unlimited users
- Occasional inaccuracies in automatic exchange rate updates for international transactions
Airwallex
- International card payments carry a $0.30 fee per transaction on top of FX charges, separate from the free tier
Pricing, plan by plan
Zoho Books
Free- FreeFree
- 1 user + accountant
- Unlimited invoices
- Standard$20/month
- 3 users
- Core accounting
- Professional$60/month
- 5 users
- Advanced reporting
- Premium$120/month
- 10 users
- Inventory management
Airwallex
FreeNo published plan breakdown. See the Airwallex review.
Which should you pick?
Choose Zoho Books if
- You need invoicing.
- You want to start without paying.
- You work on Web, iOS, Android.
- You also want expense tracking.
Questions people ask
- Is Zoho Books or Airwallex better?
- Neither clearly leads. Zoho Books starts at Free and Airwallex at Free, and user ratings are close enough to be indistinguishable. Choose on capability and platform support.
- Which is cheaper, Zoho Books or Airwallex?
- Zoho Books starts at Free and Airwallex at Free.
- Does Zoho Books or Airwallex run on more platforms?
- Zoho Books runs on Web, iOS, Android. Airwallex runs on Web.
- Can I use Zoho Books for free?
- Both have a free tier, so you can try either at no cost before committing.
- What is Zoho Books best used for?
- Zoho Books is most often used for invoicing, expense management, tax preparation. Of those, invoicing and expense management are not what Airwallex is typically brought in for.
- What can Zoho Books do that Airwallex cannot?
- Zoho Books covers Invoicing, Expense tracking, Bank reconciliation, Financial reports.
Answered from the vendors’ own pages
Zoho Books: Does Zoho Books support payroll?
Zoho Books offers limited payroll integration available only in Texas and California currently. Outside these states, users must use separate payroll software.
SourceZoho Books: How many users can access one account?
User limits vary by plan: Free tier (1 user + accountant), Standard (3 users), Professional (5 users), Premium (10 users), Elite (15 users). Each business requires separate subscription.
SourceZoho Books: What integrations does Zoho Books support?
Zoho Books integrates with Shopify, WooCommerce, Razorpay, PayPal, Stripe, Salesforce, Google Sheets, and 500+ apps via Zapier. It integrates with other Zoho products like Zoho Inventory and Zoho Projects.
Source